STUHOUSING
ActiveSTUHOUSING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-2k. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▲+11
Solvency91▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 2.31 in 2024; short-term debt: 34.1% and cash: 97.2% of total assets), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
-4.3%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
12 d early
2023
29 d late
2022
394 d late
2021
759 d late
2020
1 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 7.7%
2024 · €27k
2019: €35k
2020: €35k
2021: €37k
2022: €36k
2023: €37k
2024: €27k
2019 → 2025
Total assets
€38k▼ 17.8%
2024 · €47k
2019: €42k
2020: €49k
2021: €44k
2022: €52k
2023: €59k
2024: €47k
2019 → 2025
Net result
€-2k▲ 74.1%
2024 · €-6k
2019: €7k
2020: €573
2021: €879
2022: €-851
2023: €593
2024: €-6k
2019 → 2025
Working capital
€25k▼ 2.6%
2024 · €25k
2019: €31k
2020: €31k
2021: €35k
2022: €34k
2023: €34k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€36k▼ 2.3%€37k▲ 1.6%€27k▼ 25.8%€25k▼ 7.7%
Operating result€1k-€-655€488€-6k€-2k▲ 68.8%
Net result€879-€-851€593€-6k€-2k▲ 74.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€607▼ 70.5%
Current assets
€38k▼ 15.3%
Equity and liabilities €38k
Equity
€25k▼ 7.7%
Debt
€13k▼ 32.1%
The debt ratio falls from 41.4% to 34.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-5k
Cash flow
€-1k▲
2024 · €-6k
Solvency
65.9%▲
2024 · 58.6%
Current ratio
2.88▲
2024 · 2.31
Quick ratio
2.88▲
2024 · 2.31
Debt / equity
0.52▼
2024 · 0.71
ROE
-6.5%▲
2024 · -23.2%
ROA
-4.3%▲
2024 · -13.6%
Interest coverage
-4.39▲
2024 · -60.44
Debt
€13k▼
2024 · €19k
Debt ≤ 1 year
€13k▼
2024 · €19k
Income taxes
€157▼
2024 · €680
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€38k▼
Fixed assets21/28€2k€607▼
Tangible fixed assets22/27€1k€607▼
Plant, machinery and equipment23€330-
Furniture and vehicles24€692€607▼
Financial fixed assets28€1k-
Current assets29/58€45k€38k▼
Amounts receivable within one year40/41€19k€450▼
Trade receivables40€7k€450▼
Other amounts receivable41€12k-
Cash at bank and in hand54/58€25k€37k▲
Deferred charges and accrued income490/1€815-
Equity and liabilities
Total equity and liabilities10/49€47k€38k▼
Equity10/15€27k€25k▼
Contributions10/11€22k€21k▼
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-7k€-8k▼
Amounts payable17/49€19k€13k▼
Amounts payable within one year42/48€19k€13k▼
Trade debts44€17k€13k▼
Suppliers440/4€17k€13k▼
Taxes, remuneration and social security45€273-
Taxes450/3€273-
Other amounts payable47/48€2k-
Income statement
Code20242025
Non-recurring operating income76A-€50
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€751€415▼
Other operating charges640/8€850€782▼
Gross operating margin9900€-4k€-584▲
Operating profit (loss)9901€-6k€-2k▲
Financial income75/76B€126€607▲
Recurring financial income75€126€607▲
Financial charges65/66B€82€311▲
Recurring financial charges65€82€311▲
Profit (loss) for the period before taxes9903€-6k€-1k▲
Income taxes67/77€680€157▼
Profit (loss) for the period9904€-6k€-2k▲
Profit (loss) for the period to be appropriated9905€-6k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-8k▼
Profit (loss) brought forward from the previous period14P€-258€-7k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-6k ▼1170%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
29-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 394 days late
29-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 759 days late
2023
30-06
Financial
Back to profitnet €593
Net result €593 after one loss-making year.
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 114 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersebaan 92550 KontichGround area
432 m²
Building footprint
432 m²
Volume, LiDAR
2,566 m³
Parcel 11602C0611/02D002, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STUHOUSING
since 20152.247.308.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0611/02D002 | Flanders | 432 m² | 1 · 432 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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M.Y.S
BE 0668.640.596
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LSL Logistics
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GIBIER D’ANVERS
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,147 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded03-08-2015
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.