STUER-EGGHE IMMO
ActiveSTUER-EGGHE IMMO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374k and a net result of €83k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+8
Solvency34▲+3
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.02 in 2024; short-term debt: 19.8% and cash: 1.1% of total assets), and 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €374k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
14 d early
2023
35 d early
2022
60 d early
2021
40 d early
2020
3 d late
2019
92 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€374k▲ 28.7%
2024 · €290k
2018: €513k
2019: €552k
2020: €594k
2021: €592k
2022: €280k
2023: €274k
2024: €290k
2018 → 2025
Total assets
€4.28M▼ 4.6%
2024 · €4.48M
2018: €934k
2019: €830k
2020: €1.29M
2021: €1.37M
2022: €4.51M
2023: €4.52M
2024: €4.48M
2018 → 2025
Net result
€83k▲ 412%
2024 · €16k
2018: €35k
2019: €39k
2020: €42k
2021: €-2k
2022: €-312k
2023: €-6k
2024: €16k
2018 → 2025
Working capital
€-799k▼ 1.8%
2024 · €-784k
2018: €7k
2019: €30k
2020: €-25k
2021: €63k
2022: €-661k
2023: €-678k
2024: €-784k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€592k-€280k▼ 52.7%€274k▼ 2.2%€290k▲ 5.9%€374k▲ 28.7%
Operating result€15k-€-264k€100k€120k▲ 19.9%€200k▲ 66.4%
Net result€-2k-€-312k▼ 14,297%€-6k▲ 98.0%€16k€83k▲ 412%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.28M
Fixed assets
€4.23M▼ 5.4%
Current assets
€48k▲ 240%
Equity and liabilities €4.28M
Equity
€374k▲ 28.7%
Debt
€3.90M▼ 6.9%
The debt ratio falls from 93.5% to 91.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€528k▲
2024 · €400k
Cash flow
€411k▲
2024 · €296k
Solvency
8.7%▲
2024 · 6.5%
Current ratio
0.06▲
2024 · 0.02
Quick ratio
0.06▲
2024 · 0.02
Debt / equity
10.45▼
2024 · 14.45
ROE
22.3%▲
2024 · 5.6%
ROA
2.0%▲
2024 · 0.4%
Interest coverage
4.51▲
2024 · 3.84
Debt
€3.90M▼
2024 · €4.19M
Debt ≤ 1 year
€846k▲
2024 · €798k
Debt > 1 year
€2.96M▼
2024 · €3.34M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.48M€4.28M▼
Fixed assets21/28€4.47M€4.23M▼
Tangible fixed assets22/27€4.47M€4.23M▼
Land and buildings22€4.37M€4.12M▼
Other tangible fixed assets26€100k€112k▲
Current assets29/58€14k€48k▲
Amounts receivable within one year40/41€2k€2k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€12k€45k▲
Deferred charges and accrued income490/1-€279
Equity and liabilities
Total equity and liabilities10/49€4.48M€4.28M▼
Equity10/15€290k€374k▲
Contributions10/11€186k€186k=
Reserves13€244k€226k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€244k€226k▼
Profit (loss) carried forward14€-140k€-38k▲
Amounts payable17/49€4.19M€3.90M▼
Amounts payable after more than one year17€3.34M€2.96M▼
Financial debts170/4€3.34M€2.96M▼
Amounts payable within one year42/48€798k€846k▲
Current portion of amounts payable after more than one year42€284k€302k▲
Trade debts44€123k€55k▼
Suppliers440/4€123k€55k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€391k€488k▲
Accrued charges and deferred income492/3€53k€93k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€280k€327k▲
Other operating charges640/8€59k€64k▲
Gross operating margin9900€459k€591k▲
Operating profit (loss)9901€120k€200k▲
Financial charges65/66B€104k€117k▲
Recurring financial charges65€104k€117k▲
Profit (loss) for the period before taxes9903€16k€83k▲
Profit (loss) for the period9904€16k€83k▲
Profit (loss) for the period to be appropriated9905€16k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-140k€-57k▲
Profit (loss) brought forward from the previous period14P€-157k€-140k▲
Transfer from equity791/2-€19k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €83k ▲412%
Operating result €200k, net result €83k, both a record.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-312k
Net result drops to €-312k, the lowest in the series; recovery starts the following year.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark-Noord 179100 Sint-NiklaasGround area
7,920 m²
Building footprint
4,673 m²
Volume, LiDAR
29,368 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vlasbloemstraat 26, 9100 Sint-Niklaas
since 19992.101.902.601
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C0722/00M002 | Flanders | 7,431 m² | 1 · 4,583 m² | 8.4 m · 2 fl. |
| 46017A0372/00N000 | Flanders | 490 m² | 1 · 90 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FILLOU
BE 1008.679.541
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RUGA Investments
BE 0668.373.055
Lochristi · Eq €374k
Thomas Pieters Baksteen
BE 0672.769.333
Knokke-Heist · Eq €374k
ERIC CARLIER
BE 0443.692.747
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ADOT INVEST
BE 1011.042.183
Verviers · Eq €373k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,036 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-1999
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.