FILLOU
ActiveFILLOU has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373k and a net result of €-808. Its solvency ranks better than 95% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-3
Solvency100=
Growth32
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity short (current ratio 0.59 against 14.39 in 2024; short-term debt: 2.8% and cash: 0% of total assets), and 2.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.2%
Return on assets
-0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
51 d early
2024
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€373k▼ 18.7%
2024 · €459k
2024: €459k
2024 → 2025
Total assets
€384k▼ 17.0%
2024 · €463k
2024: €463k
2024 → 2025
Net result
€-808
2024 · €9k
2024: €9k
2024 → 2025
Working capital
€-4k
2024 · €51k
2024: €51k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€459k-€373k▼ 18.7%
Operating result€13k-€6k▼ 53.1%
Net result€9k-€-808
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €384k
Fixed assets
€378k▼ 7.5%
Current assets
€6k▼ 88.2%
Equity and liabilities €384k
Equity
€373k▼ 18.7%
Debt
€11k▲ 187%
The debt ratio rises from 0.8% to 2.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▼
2024 · €61k
Cash flow
€30k▼
2024 · €58k
Solvency
97.2%▼
2024 · 99.2%
Current ratio
0.59▼
2024 · 14.39
Quick ratio
0.59▼
2024 · 14.39
Debt / equity
0.03▲
2024 · 0.01
ROE
-0.2%▼
2024 · 2.1%
ROA
-0.2%▼
2024 · 2.0%
Interest coverage
242.44▼
2024 · 812.08
Debt
€11k▲
2024 · €4k
Debt ≤ 1 year
€11k▲
2024 · €4k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€463k€384k▼
Fixed assets21/28€408k€378k▼
Tangible fixed assets22/27€408k€378k▼
Land and buildings22€408k€378k▼
Current assets29/58€55k€6k▼
Amounts receivable within one year40/41€53k€5k▼
Trade receivables40€771€5k▲
Other amounts receivable41€53k€0▼
Cash at bank and in hand54/58€12€62▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€463k€384k▼
Equity10/15€459k€373k▼
Contributions10/11€31k€31k=
Revaluation surpluses12€340k€320k▼
Reserves13€87k€22k▼
Tax-exempt reserves132€580€580=
Distributable reserves133€87k€22k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€4k€11k▲
Amounts payable within one year42/48€4k€11k▲
Trade debts44€151€4k▲
Suppliers440/4€151€4k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€501€508▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€30k▼
Other operating charges640/8€9k€7k▼
Gross operating margin9900€70k€43k▼
Operating profit (loss)9901€13k€6k▼
Financial charges65/66B€76€150▲
Recurring financial charges65€76€150▲
Profit (loss) for the period before taxes9903€13k€6k▼
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€9k€-808▼
Profit (loss) for the period to be appropriated9905€9k€-808▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-808▼
Transfer from equity791/2-€86k
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
Profit to be distributed694/7-€85k
Return on contributions (dividend)694-€85k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerkensstraat 713650 Dilsen-StokkemGround area
4,438 m²
Building footprint
1,251 m²
Volume, LiDAR
8,514 m³
Parcel 73043B0285/00Y003, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FILLOU
since 20242.360.483.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73043B0285/00Y003 | Flanders | 4,438 m² | 1 · 1,250 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,037 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2024
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.