STUER-EGGHE
ActiveSTUER-EGGHE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.88M and a net result of €237k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 473 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-43
Solvency84▲+12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.61 in 2024), but 57.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
2.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
14 d late
2023
1 d early
2022
5 d early
2021
17 d early
2020
43 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€3.88M▲ 6.3%
2024 · €3.65M
2019: €2.62M
2020: €2.51M
2021: €2.63M
2022: €2.69M
2023: €3.12M
2024: €3.65M
2019 → 2025
Total assets
€9.06M▼ 7.7%
2024 · €9.82M
2019: €8.54M
2020: €9.45M
2021: €9.87M
2022: €9.06M
2023: €9.06M
2024: €9.82M
2019 → 2025
Net result
€237k▼ 55.9%
2024 · €539k
2019: €514k
2020: €-104k
2021: €119k
2022: €58k
2023: €437k
2024: €539k
2019 → 2025
Working capital
€2.64M▲ 23.8%
2024 · €2.13M
2019: €2.85M
2020: €2.78M
2021: €2.44M
2022: €1.75M
2023: €1.83M
2024: €2.13M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.63M-€2.69M▲ 2.2%€3.12M▲ 15.8%€3.65M▲ 16.9%€3.88M▲ 6.3%
Operating result€211k-€145k▼ 31.0%€545k▲ 275%€648k▲ 18.9%€486k▼ 25.0%
Net result€119k-€58k▼ 51.2%€437k▲ 651%€539k▲ 23.1%€237k▼ 55.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.06M
Fixed assets
€3.35M▼ 20.0%
Current assets
€5.72M▲ 1.4%
Equity and liabilities €9.06M
Equity
€3.88M▲ 6.3%
Provisions
€143k▲ 29.6%
Debt
€5.04M▼ 16.8%
The debt ratio falls from 61.7% to 55.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€2.88M▲
2024 · €2.09M
Cash flow
€2.64M▲
2024 · €1.98M
Solvency
42.8%▲
2024 · 37.1%
Current ratio
1.86▲
2024 · 1.61
Quick ratio
0.93▲
2024 · 0.91
Debt / equity
1.30▼
2024 · 1.66
ROE
6.1%▼
2024 · 14.8%
ROA
2.6%▼
2024 · 5.5%
Interest coverage
11.69▼
2024 · 16.29
Debt
€5.04M▼
2024 · €6.06M
Debt ≤ 1 year
€3.08M▼
2024 · €3.51M
Debt > 1 year
€1.92M▼
2024 · €2.46M
Income taxes
€15k▲
2024 · €-13k
Staff costs
€3.08M▲
2024 · €1.84M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.82M€9.06M▼
Fixed assets21/28€4.18M€3.35M▼
Intangible fixed assets21€607k€542k▼
Tangible fixed assets22/27€3.56M€2.80M▼
Land and buildings22€183k€137k▼
Plant, machinery and equipment23€105k€80k▼
Furniture and vehicles24€123k€131k▲
Leasing and similar rights25€3.07M€2.33M▼
Other tangible fixed assets26€81k€117k▲
Financial fixed assets28€8k€5k▼
Current assets29/58€5.64M€5.72M▲
Stocks and contracts in progress3€2.46M€2.85M▲
Stocks30/36€2.46M€2.85M▲
Amounts receivable within one year40/41€2.11M€1.94M▼
Trade receivables40€2.10M€1.88M▼
Other amounts receivable41€19k€67k▲
Cash at bank and in hand54/58€447k€204k▼
Deferred charges and accrued income490/1€616k€717k▲
Equity and liabilities
Total equity and liabilities10/49€9.82M€9.06M▼
Equity10/15€3.65M€3.88M▲
Contributions10/11€183k€183k=
Reserves13€3.46M€3.69M▲
Non-distributable reserves130/1€18k€18k=
Reserves not available under the articles1311€18k€18k=
Tax-exempt reserves132€1.25M€1.45M▲
Distributable reserves133€2.20M€2.23M▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€111k€143k▲
Provisions for liabilities and charges160/5€111k€143k▲
Environmental obligations163€111k€143k▲
Amounts payable17/49€6.06M€5.04M▼
Amounts payable after more than one year17€2.46M€1.92M▼
Financial debts170/4€2.46M€1.92M▼
Amounts payable within one year42/48€3.51M€3.08M▼
Current portion of amounts payable after more than one year42€1.37M€1.05M▼
Financial debts43€403k€378k▼
Credit institutions430/8€403k€378k▼
Trade debts44€854k€964k▲
Suppliers440/4€854k€964k▲
Taxes, remuneration and social security45€568k€430k▼
Taxes450/3€263k€182k▼
Remuneration and social security454/9€305k€249k▼
Other amounts payable47/48€310k€256k▼
Accrued charges and deferred income492/3€92k€46k▼
Income statement
Code20242025
Non-recurring operating income76A€739k€366k▼
Remuneration, social security and pensions62€1.84M€3.08M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.44M€2.40M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-19k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-3k€33k▲
Other operating charges640/8€46k€86k▲
Non-recurring operating charges66A€18k€0▼
Gross operating margin9900€4.00M€6.07M▲
Operating profit (loss)9901€648k€486k▼
Financial income75/76B€6k€13k▲
Recurring financial income75€6k€13k▲
Financial charges65/66B€128k€247k▲
Recurring financial charges65€128k€247k▲
Profit (loss) for the period before taxes9903€525k€252k▼
Income taxes67/77€-13k€15k▲
Profit (loss) for the period9904€539k€237k▼
Transfer to tax-exempt reserves689€484k€203k▼
Profit (loss) for the period to be appropriated9905€54k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€35k▼
Transfer to equity691/2€42k€29k▼
To other reserves6921€42k€29k▼
Profit to be distributed694/7€12k€6k▼
Employees696€12k€6k▼
Social balance
Average headcount (FTE)908723.524.5▲
The notes to these accounts (29 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 14 days late
2024
30-06
Financial
Highest result since 2019net €539k ▲23.1%
Operating result €648k, net result €539k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €119k
Net result €119k after one loss-making year.
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 43 days late
2020
30-06
Financial
Weakest financial yearnet €-104k ▼120%
Net result drops to €-104k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 3 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark-Noord 17/A9100 Sint-NiklaasGround area
2.0 ha
Building footprint
8,472 m²
Volume, LiDAR
55,647 m³
3 parcels, Flanders, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Industriepark-Noord 17, 9100 Sint-Niklaas
since 19942.067.242.719
Industriepark-Noord 23, 9100 Sint-Niklaas
since 20092.254.112.724
Rue des Nouvelles Technologies 12, 4460 Grâce-Hollogne
since 20162.254.112.823
3 parcels
Flanders
2
(66.7%)
Wallonia
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0026/04_000 | Wallonia | 7,587 m² | 1 · 3,889 m² | 7.7 m · 2 fl. |
| 46442C0722/00M002 | Flanders | 7,431 m² | 1 · 4,583 m² | 8.4 m · 2 fl. |
| 46442C0733/00L000 | Flanders | 4,519 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 31,572 EUR awarded · 27,121 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 9,178 EUR | 4,687 EUR |
| 2024 | 2 | 7,378 EUR | 7,378 EUR |
| 2023 | 1 | 3,673 EUR | 3,713 EUR |
| 2022 | 2 | 11,343 EUR | 11,343 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
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BE 0839.594.584
Ternat · Eq €3.80M
TheTruckCompany Construction & Service
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Hooglede · Eq €3.71M
TECHNICAS METAL CONSTRUCTION
BE 0890.924.808
Sint-Gillis (bij-Brussel) · Eq €4.08M
R.C.
BE 0433.062.042
Herstal · Eq €3.44M
DR DEPOTS
BE 0839.320.808
Antwerpen · Eq €3.27M
Of 877 companies in sector 33110 we hold annual accounts for 435. 114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-1994
Fiscal year end31-12
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
34201
01500Mixed farming
25110Manufacture of metal structures and parts of structures
27402Manufacture of electrical equipment
27900Manufacture of electrical equipment
28300Manufacture of machinery and equipment not elsewhere classified
28990Manufacture of machinery and equipment not elsewhere classified
29100Manufacture of motor vehicles, trailers and semi-trailers
29201Manufacture of motor vehicles, trailers and semi-trailers
29202Manufacture of motor vehicles, trailers and semi-trailers
30200Manufacture of other transport equipment
33170Repair, maintenance and installation of machinery and equipment
43212Electrical installation work in industrial facilities
43990Other specialised construction activities
43999Specialised construction activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
45194
46610Wholesale trade
46713Wholesale trade
46839Wholesale trade
50104
77120Rental and leasing activities
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.