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STUDZ

Active
Private limited companyfounded 2023active for 3 yearsVrijboomstraat 18, 8460 Oudenburg, BelgiumKBO/BCE: BE 0805.294.196

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

STUDZ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,911 and a net result of €5,057. Equity has been growing by about 14% per year since 2023. Its solvency ranks better than 74% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 30-08-2023 Normal situation
Activity
Joinery installation NACE 43320and 5 others
Establishment unit
2.349.276.652 8460 Oudenburg, since 30-08-2023
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€23,185
▼ 31.6%
Turnover
≈ €240,000
estimated
Profit
€5,057
▼ 67.7%
Equity
€79,911
▲ 6.8%
Total assets
€116,815
▼ 8.9%
Filed on 27-08-2026, 27 days after the deadlineat the National Bank
Score breakdownraises riskFounded in 2023Size: total assets €116,815lowers riskLiquidity: current ratio 2.09, cash €22,715, halvedEquity €79,911 (68.4% of total assets)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 57% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 93+10
equity 68.4% of total assets
Liquidity 61-17
short-term debt 31.3% · cash 19.4%
Profitability 74-10
return on assets 4.3%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.7%▼ -0.8 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026lowest value 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.5 percentage points vs 07-2026 09-2026: 0.8%▼ -0.4 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.09 (1.43 in 2024), above the usual 1.5. Short-term debt is 31.3% and cash 19.4% of total assets. 31.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 74% of them on solvency, 59% on liquidity, 47% on profitability and 50% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.09, cash €22,715, halved
NBB · annual accounts
raises risk · Size: total assets €116,815
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €79,911 (68.4% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
27 days late
2024
20 days late
2023
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 26 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Comparable companies

These companies have the same main activity as STUDZ: joinery installation (NACE 43320). They are comparable in size and age: total assets between €101,000 and €116,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
STUDZ Oudenburg€116,815€23,185
C-PROJECTS Lendelede€101,527€24,061
Vandenberghe Thibault Langemark-Poelkapelle€111,889€27,716
DK Woodworks Houthulst€109,162€24,847
Interior Factory Waregem€116,164€30,827
Toon Interieurmaatwerk Sint-Niklaas€100,624€22,808
Znm Antwerpen€101,960€26,133
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about STUDZ

What is the company number of STUDZ?
The company number of STUDZ is 0805.294.196. The VAT number is the same number with BE in front: BE 0805.294.196.
Where is STUDZ based?
The registered office is at Vrijboomstraat 18, 8460 Oudenburg.Company details
What does STUDZ do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of STUDZ?
The legal form of STUDZ is Private limited company (BV).
When was STUDZ founded?
STUDZ was founded on 30-08-2023.
Is STUDZ still active?
Yes, STUDZ is an active enterprise in the KBO register.
What is the turnover of STUDZ?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €23,185 and 56 comparable companies (NACE 43320). It probably lies between €140,000 and €460,000. It is a rough estimate.Financials
Is STUDZ profitable?
In financial year 2025, STUDZ made a profit of €5,057.
Where can I find the annual accounts of STUDZ?
STUDZ filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of STUDZ due?
STUDZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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