STUDY CONCRETE ELEMENTS

Active

Private limited companyfounded 2014active for 12 yearsBrouwerijstraat 55, 9880 Aalter, BelgiumKBO/BCE: BE 0563.411.236

Summary

STUDY CONCRETE ELEMENTS has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €568,783 and a net result of €270,440. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 26% of 2,545 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

STUDY CONCRETE ELEMENTSActiveChecked score 85/100

Risk analysis Report Compare

Activity

Urban planning and landscape architecture

NACE 71113Activities of building architects NACE 71111

2 sites

Size

€2.5mtotal assets 2025

Staff: 2.8 FTE
Equity: €568,783
Profit: €270,440

Turnover not published (abbreviated or micro format)

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

JAVEMADirector · permanent representative Jan Laroy

2025 accounts 113 days early1 of 5 deeds summarised

Why 85raises riskLiquidity: current ratio 0.97, cash €39,349lowers riskFigures for financial year 2025 (filed 09-04-2026)Size: 2.8 FTE, total assets €2.5mSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 32% of its sector peers (NACE 71, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 48=

equity 22.7% of total assets

Liquidity 42-4

short-term debt 25.6% · cash 1.6%

Profitability 82+4

return on assets 10.8%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,804 companies, NACE 71, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.2%▼ -0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €45,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.97, compared with 1.0 in 2024, below 1; short-term debt: 25.6% and cash: 1.6% of total assets), and 77.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 24% on solvency, 22% on liquidity, 52% on profitability and 32% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Figures for financial year 2025 (filed 09-04-2026)

NBB · annual accounts

Liquidity: current ratio 0.97, cash €39,349

NBB · annual accounts

Size: 2.8 FTE, total assets €2.5m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

113 days early

2024

115 days early

2023

54 days early

2022

38 days early

2021

17 days late

2020

36 days early

2019

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (4 of the last 5 filed years within 62 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

09-04-2026 Annual accounts filedfinancial year 2025 · abbreviated…
01-09-2025 Resignation: Jan Laroy (director)Appointment: JAVEMA (director) · Permanent…
07-04-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Among the best 11% on net resultsector median €27,127 · 2,544 companies €270,440 View
Positive: 8 profitable years in a rowprofit 2025: €270,440 8 years View
Positive: Result rose in 2025from €196,379 to €270,440 ▲ 37.7% View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Total assets: €2.5m
Profit: €270,440
Solvency: 22.7%

Total assets▼ 3.4%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

JAVEMADirector

Go to Board & ownership

Timeline

Events: 15
Since: 2016
Next accounts: by 31-07-2027

07-06-2024Annual accounts filed
31-12-2023Highest result from 2018 to 2025
31-12-2023Equity above €500,000

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Urban planning and landscape architectureNACE 71113
Founded: 25-09-2014
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about STUDY CONCRETE ELEMENTS

What is the company number of STUDY CONCRETE ELEMENTS?: 0563.411.236. In Belgium the VAT number is the company number with BE in front: BE 0563.411.236.
Where is STUDY CONCRETE ELEMENTS based?: The registered office is at Brouwerijstraat 55, 9880 Aalter.Company details
What does STUDY CONCRETE ELEMENTS do?: According to the KBO register, the main activity is urban planning and landscape architecture (NACE 71113).
What is the legal form of STUDY CONCRETE ELEMENTS?: Private limited company (BV).
When was STUDY CONCRETE ELEMENTS founded?: On 25-09-2014.
Is STUDY CONCRETE ELEMENTS still active?: Yes, STUDY CONCRETE ELEMENTS is an active enterprise in the KBO register.
How many employees does STUDY CONCRETE ELEMENTS have?: On average 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STUDY CONCRETE ELEMENTS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is STUDY CONCRETE ELEMENTS profitable?: In financial year 2025, STUDY CONCRETE ELEMENTS made a profit of €270,440.
Where can I find the annual accounts of STUDY CONCRETE ELEMENTS?: STUDY CONCRETE ELEMENTS filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STUDY CONCRETE ELEMENTS due?: By 31-07-2027, for financial year 2026.Timeline