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Studiostone

Active
Private limited companyfounded 2024active for 2 yearsKortrijksestraat(Heu) 28, 8501 Kortrijk, BelgiumKBO/BCE: BE 1007.046.476
Summary

The computed 12-month bankruptcy probability of Studiostone is 2.0% (moderate). The 2025 annual accounts show equity of €64,640 and a net result of €50,482. Its solvency ranks better than 43% of 13,375 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46835
1 site
Size
€206,957total assets 2025
Equity
€64,640
Profit
€50,482
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Accounts filed 28 days late0 of 1 deed read
Why 55raises riskFounded in 2024Size: total assets €206,957Liquidity: current ratio 1.32, cash €4,085Sector: Wholesale trade (NACE 46)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 61% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Average
Solvency 56+11
equity 31.2% of total assets
Liquidity 16+9
short-term debt 68.8% · cash 2.0%
Profitability 99+13
return on assets 24.4%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,875 companies, NACE 46, micro)
Last 24 months 04-2025: 1.6%lowest value 05-2025: 1.7%▲ +0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 2.1%▲ +0.4 percentage points vs 06-2025 08-2025: 2.2%▲ +0.1 percentage points vs 07-2025 09-2025: 2.3%▲ +0.1 percentage points vs 08-2025 10-2025: 2.4%▲ +0.1 percentage points vs 09-2025 11-2025: 2.5%▲ +0.1 percentage points vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.4%▼ -0.1 percentage points vs 01-2026 03-2026: 2.6%▲ +0.2 percentage points vs 02-2026 04-2026: 2.7%▲ +0.1 percentage points vs 03-2026 05-2026: 2.7%● unchanged vs 04-2026 06-2026: 2.7%● unchanged vs 05-2026 07-2026: 2.8%▲ +0.1 percentage points vs 06-2026 08-2026: 3.4%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 2.1%▼ -1.3 percentage points vs 08-2026 10-2026: 2.0%▼ -0.1 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.32, compared with 1.14 in 2024, below the usual 1.5; short-term debt: 68.8% and cash: 2% of total assets), and 68.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 41% on solvency, 16% on liquidity, 90% on profitability and 98% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €206,957
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.32, cash €4,085
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
28 days late
2024
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 7 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Equity rose in 2025from €14,159 to €64,640 ▲ 357% View
  • Positive: Among the best 15% on net resultsector median €5,709 · 13,381 companies €50,482 View
  • Total assets 20252 financial years filed €206,957 View

By topic

Financials

Financial year
2025
Total assets
€206,957
Profit
€50,482
Solvency
31.2%
Total assets▲ 188%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46835
Founded
12-03-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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