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Studio Treize

Active
Private limited companyfounded 2025active for 1 yearFaliestraat 3, 9620 Zottegem, BelgiumKBO/BCE: BE 1028.019.262
Summary

Studio Treize has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,074 and a net result of €1,074. Its solvency ranks better than 47% of 4,342 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 23-09-2025 Normal situation
Activity
Graphic design and visual communication NACE 74120and 4 others
Establishment unit
2.380.262.214 9620 Zottegem, since 23-09-2025
Financial year end
31 December
Peppol
Reachable since 24-09-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€1,831
Turnover
≈ €11,000
estimated
Profit
€1,074
Equity
€3,074
Total assets
€6,516
Score breakdownraises riskFounded in 2025Size: total assets €6,516lowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 1.75, cash €4,113Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in other professional activities (NACE 74)
Financial strength
Strong
Solvency 72
equity 47.2% of total assets
Liquidity 73
short-term debt 52.8% · cash 63.1%
Profitability 89
return on assets 16.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,430 companies, NACE 74, micro)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 49% of them on solvency, 65% on liquidity and 66% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Liquidity: current ratio 1.75, cash €4,113
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €6,516
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 31-07-2026 at the NBB

Turnover
≈ €11,000
Estimated: probably between €5,400 and €21,000
Total assets
€6,516
Net result
€1,074
Working capital
€2,583

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €6,516
Fixed assets €491
Current assets €6,025
Equity and liabilities €6,516
Equity €3,074
Debt €3,442
Debt's share of the balance-sheet total is 52.8%.
Key figures and ratios
2025 value
EBITDA
€1,431
Cash flow
€1,078
Current ratio
1.75
Debt to equity
1.12
ROE
34.9%
ROA
16.5%
Interest coverage
15.49
Debt ≤ 1 year
€3,442
Income taxes
€260

Investments

fixed assets acquired
Item2025
Tangible fixed assets€495
Financial fixed assets€0
Depreciation and write-downs of the year€4

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€6,516
Fixed assets21/28€491
Tangible fixed assets22/27€491
Plant, machinery and equipment23€491
Current assets29/58€6,025
Amounts receivable within one year40/41€1,912
Trade receivables40€1,912
Cash at bank and in hand54/58€4,113
Equity and liabilities
Total equity and liabilities10/49€6,516
Equity10/15€3,074
Contributions10/11€2,000
Profit (loss) carried forward14€1,074
Amounts payable17/49€3,442
Amounts payable within one year42/48€3,442
Trade debts44€2,790
Suppliers440/4€2,790
Taxes, remuneration and social security45€652
Taxes450/3€652
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4
Other operating charges640/8€400
Gross operating margin9900€1,831
Operating profit (loss)9901€1,427
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€92
Recurring financial charges65€92
Profit (loss) for the period before taxes9903€1,335
Income taxes67/77€260
Profit (loss) for the period9904€1,074
Profit (loss) for the period to be appropriated9905€1,074
Appropriation of the result
Profit (loss) to be appropriated9906€1,074

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4
Other operating charges640/8€400
Gross operating margin9900€1,831
Operating profit (loss)9901€1,427
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€92
Recurring financial charges65€92
Profit (loss) for the period before taxes9903€1,335
Income taxes67/77€260
Profit (loss) for the period9904€1,074
Profit (loss) for the period to be appropriated9905€1,074
Line2025
Assets
Total assets20/58€6,516
Fixed assets21/28€491
Tangible fixed assets22/27€491
Plant, machinery and equipment23€491
Current assets29/58€6,025
Amounts receivable within one year40/41€1,912
Trade receivables40€1,912
Cash at bank and in hand54/58€4,113
Equity and liabilities
Total equity and liabilities10/49€6,516
Equity10/15€3,074
Contributions10/11€2,000
Profit (loss) carried forward14€1,074
Amounts payable17/49€3,442
Amounts payable within one year42/48€3,442
Trade debts44€2,790
Suppliers440/4€2,790
Taxes, remuneration and social security45€652
Taxes450/3€652
Line2025
Profit (loss) for the period9904€1,074
+ Depreciation and write-downs630€4
Operating cash flow (approximation)€1,078

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as Studio Treize has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of Studio Treize itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for Studio Treize. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00367246 PDF

Board & ownership

Directors

Directors
1 director, no change since 2025

Board 1

MINNAERT Nathalie
Eerste, niet statutaire, bestuurder · since 01-09-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-07-2026
Current

Other functions 1

MINNAERT Nathalie
Eerste, niet statutaire, bestuurder · appointed in the act of 25-09-2025 · term without a fixed end
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 25-09-2025

Owners and capital

Shareholders

At incorporation act of 25-09-2025 ↗

Capital transactions

Capital over time
  1. 25-09-2025 Incorporation · €2,000 · 200 shares

Mandate history

1 person, 1 in office
Show
  • Board
  • Other function
Mandates per person, with start and end dates
Name Functions and periods
MINNAERT Nathalie
  • Eerste, niet statutaire, bestuurder, appointed in the act of 25-09-2025, still in office
  • Eerste, niet statutaire, bestuurder, appointed in the act of 25-09-2025, still in office
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, 1”

Articles of association, deed of 25-09-2025 (in Dutch)

Network & group

Studio Treize shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of Studio Treize. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts 2025 filedNBB
micro format · on the deadline day
2025
25-09
Gazette deed Incorporation
Starting capital €2,000 · Appointment: MINNAERT Nathalie (eerste, niet statutaire, bestuurder) · Founder · Bank account7 points ▸
  • Incorporation, 23-09-2025
  • Founder, MINNAERT Nathalie
  • Bank account, 2000.0, “gedeponeerd op een bijzondere rekening” (deed in Dutch)
  • Director appointment, MINNAERT Nathalie (eerste, niet statutaire, bestuurder)
  • Pre-incorporation commitments, “takeover, verbintenissen aangegaan in naam en voor rekening van de vennootschap in oprichting” (deed in Dutch)
  • Power of attorney, Accountantskantoor Reyns – De Paepe
  • Founding capital, €2,000

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name Studio Treize in Dutch
Enterprise number 1028.019.262
Legal form Private limited company
Status Active, normale toestand
Founded 23-09-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 25-09-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 25-09-2025 (in Dutch)

Registered office and establishments

Registered office Faliestraat 3, 9620 Zottegem, Belgium
Establishment unit Studio Treize, Faliestraat 3, 9620 Zottegem since 23-09-2025 · unit number 2.380.262.21474201 Photography, excluding press photography

Activities

NACEBEL 2025
74120 Graphic design and visual communication main activity
74209 Other photographic activities
82990 Other business support services
90201 Performing arts by independent artists
90391 Promotion and organisation of arts and performing arts events
PurposeThe purpose describes the activities the company may carry out under its articles.
“Grafisch ontwerp en visuele communicatie; fotografische activiteiten; Promotie en organisatie van scheppende en uitvoerende kunstevenementen…”
11 activities
  1. Grafisch ontwerp en visuele communicatie; fotografische activiteiten.
  2. Promotie en organisatie van scheppende en uitvoerende kunstevenementen alsmede de ondersteunende activiteiten hieromtrent.
  3. Verkoopondersteuning in bedrijven (advies/verkoop)
  4. Administratieve ondersteuning in bedrijven
  5. Beoefening van uitvoerende kunsten door zelfstandig werkende artiesten.
  6. De vennootschap mag haar beschikbare middelen beleggen en herbeleggen zowel in roerende als in eigen onroerende goederen.
  7. Overige zakelijke dienstverlening en persoonlijke diensten.
  8. De vennootschap mag tevens de functie van bestuurder, vereffenaar of gemandateerde waarnemen evenals elke directiefunctie in ondernemingen.
  9. De vennootschap is gerechtigd alle industriële, handels, financiële, roerende en onroerende handelingen te verrichten die rechtstreeks of onrechtstreeks bij het voorwerp aansluiten of er de verwezenlijking van kunnen bevorderen; zij mag alle verbintenissen aangaan, kredieten en leningen toestaan, zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak.
  10. De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland, op de wijze die zij het best geschikt acht.
  11. De vennootschap mag door middel van inbreng, samensmelting of om het even op welke wijze, deelnemen aan alle ondernemingen, die een gelijkaardig, aanvullend of verwant voorwerp nastreven.
deed of 25-09-2025 (in Dutch)

Invoicing and payment

VAT number BE 1028.019.262
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1028019262
Other Peppol ID 9925:BE1028019262
Registered 24-09-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00
deed of 25-09-2025 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
609 m²
Building footprint
105 m²
Building volume
828 m³
Cadastral parcel Region Area Buildings Height / floors
41017D0311/00C000 Flanders 609 m² 1 · 104 m² 11.3 m · 3