STUDIO SIMONS
ActiveThe computed 12-month bankruptcy probability of STUDIO SIMONS is 2.4% (moderate). The 2025 annual accounts show equity of €18k and a net result of €14k. Its solvency ranks better than 35% of 13090 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability81
Solvency38
Growth-
Track record67
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.46; short-term debt: 37.2% and cash: 8.5% of total assets), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€142k
Net result
€14k
Working capital
€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €142k
Fixed assets
€118k
Current assets
€24k
Equity and liabilities €142k
Equity
€18k
Debt
€123k
Debt finances 87.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€33k
Cash flow
€29k
Solvency
13.0%
Current ratio
0.46
Quick ratio
0.36
Debt / equity
6.69
ROE
78.3%
ROA
10.2%
Interest coverage
9.78
Debt
€123k
Debt ≤ 1 year
€53k
Debt > 1 year
€71k
Income taxes
€876
Staff costs
€867
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€142k
Fixed assets21/28€118k
Tangible fixed assets22/27€117k
Plant, machinery and equipment23€14k
Furniture and vehicles24€13k
Other tangible fixed assets26€89k
Financial fixed assets28€1k
Current assets29/58€24k
Stocks and contracts in progress3€5k
Stocks30/36€5k
Amounts receivable within one year40/41€7k
Trade receivables40€7k
Other amounts receivable41€39
Cash at bank and in hand54/58€12k
Deferred charges and accrued income490/1€28
Equity and liabilities
Total equity and liabilities10/49€142k
Equity10/15€18k
Contributions10/11€4k
Profit (loss) carried forward14€14k
Amounts payable17/49€123k
Amounts payable after more than one year17€71k
Financial debts170/4€71k
Amounts payable within one year42/48€53k
Current portion of amounts payable after more than one year42€23k
Trade debts44€11k
Suppliers440/4€11k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Remuneration and social security454/9€149
Other amounts payable47/48€15k
Income statement
Code2025
Remuneration, social security and pensions62€867
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k
Gross operating margin9900€34k
Operating profit (loss)9901€19k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€15k
Income taxes67/77€876
Profit (loss) for the period9904€14k
Profit (loss) for the period to be appropriated9905€14k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortessem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winkelstraat 13720 KortessemGround area
1,703 m²
Building footprint
298 m²
Volume, LiDAR
1,932 m³
2 parcels, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STUDIO SIMONS
since 20242.365.983.121
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73040C0473/00A002 | Flanders | 1,577 m² | 1 · 183 m² | 10.3 m · 2 fl. |
| 71022H0419/00N000 | Flanders | 126 m² | 1 · 115 m² | 14.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.365.983.121
Similar companies · same sector, comparable size
BARONESS
BE 1003.669.589
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Declercq Frederik
BE 0774.380.692
Nieuwpoort · Eq €18k
KAFEIBXL
BE 0783.626.277
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BRAIN AND SPIRIT CONSULTING
BE 1013.013.956
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O’NÉ
BE 0690.877.946
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 8,606 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2024
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
31009Manufacture of furniture
47551Retail sale of household furniture
47591Retail trade
90021Arts creation and performing arts activities
90029Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
90399Other support activities for arts and performing arts
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.