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STUDIO SILO

Active
Private limited companyfounded 2024active for 2 yearsRue de l'Yser(PAC) 3, 6230 Pont-à-Celles, BelgiumKBO/BCE: BE 1011.022.981

Financials · financial year 2025, micro format

2025 annual accounts filed 87 days after the deadline Filed on 26 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00569805.

Annual accounts 2025 filed on 26-10-2026 at the NBB

Turnover
€139,138
EBIT margin
41.8%
Net result
€43,095
Working capital
€100,116
Balance-sheet composition
Assets €172,671
Fixed assets €8,743
Current assets €163,928
Equity and liabilities €172,671
Equity €108,859
Debt €63,812
Debt's share of the balance-sheet total is 37.0%.
Key figures and ratios
2025 value
EBITDA
€58,813
Cash flow
€43,757
Current ratio
2.57
Debt to equity
0.59
ROE
39.6%
ROA
25.0%
Interest coverage
over 100
Debt ≤ 1 year
€63,812
Income taxes
€14,898
Customer credit
39 days
Supplier credit
50 days

Investments

fixed assets acquired
Item2025
Tangible fixed assets€3,471
Depreciation and write-downs of the year€661

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€172,671
Fixed assets21/28€8,743
Tangible fixed assets22/27€8,743
Other tangible fixed assets26€8,743
Current assets29/58€163,928
Amounts receivable within one year40/41€24,321
Trade receivables40€14,780
Other amounts receivable41€9,541
Cash at bank and in hand54/58€135,882
Deferred charges and accrued income490/1€3,726
Equity and liabilities
Total equity and liabilities10/49€172,671
Equity10/15€108,859
Contributions10/11€5,000
Reserves13€103,000
Distributable reserves133€103,000
Profit (loss) carried forward14€859
Amounts payable17/49€63,812
Amounts payable within one year42/48€63,812
Trade debts44€10,837
Suppliers440/4€10,837
Taxes, remuneration and social security45€40,989
Taxes450/3€40,989
Other amounts payable47/48€11,986
Income statement Code2025
Turnover70€139,138
Goods, raw materials, services and sundry goods60/61€79,333
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€661
Other operating charges640/8€992
Gross operating margin9900€59,805
Operating profit (loss)9901€58,152
Financial charges65/66B€159
Recurring financial charges65€159
Profit (loss) for the period before taxes9903€57,993
Income taxes67/77€14,898
Profit (loss) for the period9904€43,095
Profit (loss) for the period to be appropriated9905€43,095
Appropriation of the result
Profit (loss) to be appropriated9906€43,859
Profit (loss) brought forward from the previous period14P€764
Transfer to equity691/2€43,000
To other reserves6921€43,000

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-10-2026.

Line2025
Turnover70€139,138
Goods, raw materials, services and sundry goods60/61€79,333
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€661
Other operating charges640/8€992
Gross operating margin9900€59,805
Operating profit (loss)9901€58,152
Financial charges65/66B€159
Recurring financial charges65€159
Profit (loss) for the period before taxes9903€57,993
Income taxes67/77€14,898
Profit (loss) for the period9904€43,095
Profit (loss) for the period to be appropriated9905€43,095
Line2025
Assets
Total assets20/58€172,671
Fixed assets21/28€8,743
Tangible fixed assets22/27€8,743
Other tangible fixed assets26€8,743
Current assets29/58€163,928
Amounts receivable within one year40/41€24,321
Trade receivables40€14,780
Other amounts receivable41€9,541
Cash at bank and in hand54/58€135,882
Deferred charges and accrued income490/1€3,726
Equity and liabilities
Total equity and liabilities10/49€172,671
Equity10/15€108,859
Contributions10/11€5,000
Reserves13€103,000
Distributable reserves133€103,000
Profit (loss) carried forward14€859
Amounts payable17/49€63,812
Amounts payable within one year42/48€63,812
Trade debts44€10,837
Suppliers440/4€10,837
Taxes, remuneration and social security45€40,989
Taxes450/3€40,989
Other amounts payable47/48€11,986
Line2025
Profit (loss) for the period9904€43,095
+ Depreciation and write-downs630€661
Operating cash flow (approximation)€43,757

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 39,278 companies had the same profile as STUDIO SILO has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of STUDIO SILO itself is lower: 0.2% within 12 months. It rests on far more data about STUDIO SILO than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for STUDIO SILO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 26-10-2026 2026-00569805 PDF

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