Studio Samon
ActiveStudio Samon has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €53k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-6
Solvency58▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 2.24 in 2024; short-term debt: 12.4% and cash: 11% of total assets), but 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
24 d late
2023
29 d late
2022
on the day
2021
on the day
2020
28 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€347k▲ 13.5%
2024 · €306k
2019: €182k
2020: €153k
2021: €187k
2022: €228k
2023: €260k
2024: €306k
2019 → 2025
Total assets
€1.07M▲ 4.1%
2024 · €1.02M
2019: €207k
2020: €438k
2021: €466k
2022: €489k
2023: €859k
2024: €1.02M
2019 → 2025
Net result
€53k▼ 14.0%
2024 · €62k
2019: €7k
2020: €-29k
2021: €34k
2022: €41k
2023: €32k
2024: €62k
2019 → 2025
Working capital
€129k▼ 5.2%
2024 · €136k
2019: €184k
2020: €69k
2021: €99k
2022: €142k
2023: €78k
2024: €136k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€187k-€228k▲ 21.9%€260k▲ 14.2%€306k▲ 17.5%€347k▲ 13.5%
Operating result€40k-€61k▲ 53.4%€51k▼ 16.6%€107k▲ 109%€94k▼ 11.9%
Net result€34k-€41k▲ 21.2%€32k▼ 20.8%€62k▲ 90.1%€53k▼ 14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€805k▲ 3.4%
Current assets
€262k▲ 6.4%
Equity and liabilities €1.07M
Equity
€347k▲ 13.5%
Debt
€720k▲ 0.1%
The debt ratio falls from 70.2% to 67.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€133k▼
2024 · €140k
Cash flow
€91k▼
2024 · €94k
Solvency
32.5%▲
2024 · 29.8%
Current ratio
1.97▼
2024 · 2.24
Quick ratio
1.97▼
2024 · 2.24
Debt / equity
2.07▼
2024 · 2.35
ROE
15.3%▼
2024 · 20.2%
ROA
5.0%▼
2024 · 6.0%
Interest coverage
5.41▼
2024 · 6.53
Debt
€720k▲
2024 · €719k
Debt ≤ 1 year
€133k▲
2024 · €110k
Debt > 1 year
€569k▼
2024 · €592k
Income taxes
€18k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.07M▲
Fixed assets21/28€778k€805k▲
Tangible fixed assets22/27€774k€801k▲
Land and buildings22€294k€281k▼
Furniture and vehicles24€4k€8k▲
Leasing and similar rights25€477k€512k▲
Financial fixed assets28€4k€4k=
Current assets29/58€246k€262k▲
Amounts receivable after more than one year29-€86k
Other amounts receivable291-€86k
Amounts receivable within one year40/41€72k€58k▼
Trade receivables40€66k€44k▼
Other amounts receivable41€6k€14k▲
Cash at bank and in hand54/58€174k€117k▼
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.07M▲
Equity10/15€306k€347k▲
Contributions10/11€12k€12k=
Reserves13€172k€219k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€170k€217k▲
Profit (loss) carried forward14€121k€116k▼
Amounts payable17/49€719k€720k▲
Amounts payable after more than one year17€592k€569k▼
Financial debts170/4€592k€569k▼
Amounts payable within one year42/48€110k€133k▲
Current portion of amounts payable after more than one year42€21k€43k▲
Trade debts44€141-
Suppliers440/4€141-
Taxes, remuneration and social security45€30k€13k▼
Taxes450/3€30k€13k▼
Other amounts payable47/48€58k€76k▲
Accrued charges and deferred income492/3€17k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€38k▲
Other operating charges640/8€2k€12k▲
Gross operating margin9900€141k€144k▲
Operating profit (loss)9901€107k€94k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€21k€25k▲
Recurring financial charges65€21k€25k▲
Profit (loss) for the period before taxes9903€86k€71k▼
Income taxes67/77€24k€18k▼
Profit (loss) for the period9904€62k€53k▼
Profit (loss) for the period to be appropriated9905€62k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€181k€174k▼
Profit (loss) brought forward from the previous period14P€120k€121k▲
Transfer from equity791/2€16k€6k▼
Transfer to equity691/2€60k€53k▼
To other reserves6921€60k€53k▼
Profit to be distributed694/7€16k€12k▼
Return on contributions (dividend)694€16k€6k▼
Directors or managers695-€6k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
30-06
Financial
Highest result since 2019net €62k ▲90.1%
Operating result €107k, net result €62k, both a record.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €200kEq €228k ▲21.9%
2 profitable years in a row build equity to €228k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-06
Financial
Weakest financial yearnet €-29k ▼534%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meersstraat 1359000 GentGround area
115 m²
Building footprint
93 m²
Volume, LiDAR
834 m³
Parcel 44809I0767/00Z000, Flanders · tallest building 14.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EA+
since 20112.198.234.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0767/00Z000 | Flanders | 115 m² | 1 · 93 m² | 14.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Rubria
BE 0833.558.909
Gent · Eq €347k
STUDIEBUREAU DE PAUW
BE 0476.817.653
Maldegem · Eq €347k
Eco SITE Architectes
BE 0889.881.859
Arlon · Eq €347k
ENGINEERING - SURVEY - ARCHITECTURE
BE 0450.629.930
Sint-Truiden · Eq €347k
ARCHITECTENBUREAU JOHAN D'HAEN
BE 0473.766.806
Antwerpen · Eq €347k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 4,520 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2011
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.