Studio Raffa
ActiveSummary
Studio Raffa has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,476 and a net result of -€2,524. Its solvency ranks better than 95% of 11425 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes
Profitability1
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
cash: 97.8% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€17,476
Total assets
€17,476
Net result
-€2,524
Working capital
Not included in this filing
Turnover and EBIT margin not published: the micro schema does not require them.
Key figures and ratios
Solvency
100.0%
ROE
-14.4%
ROA
-14.4%
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €446 |
| Gross operating margin9900 | -€2,041 |
| Operating profit (loss)9901 | -€2,487 |
| Financial charges65/66B | €37 |
| Recurring financial charges65 | €37 |
| Profit (loss) for the period before taxes9903 | -€2,524 |
| Profit (loss) for the period9904 | -€2,524 |
| Profit (loss) for the period to be appropriated9905 | -€2,524 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €17,476 | |
| Current assets29/58 | €17,476 | |
| Amounts receivable within one year40/41 | €389 | |
| Other amounts receivable41 | €389 | |
| Cash at bank and in hand54/58 | €17,087 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €17,476 | |
| Equity10/15 | €17,476 | |
| Contributions10/11 | €20,000 | |
| Profit (loss) carried forward14 | -€2,524 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€2,524 |
| Operating cash flow (approximation) | -€2,524 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2024
Ground area
6,790 m²
Building footprint
1,820 m²
Volume, LiDAR
7,502 m³
Parcel 24403C0129/00T000, Flanders · tallest building 11.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Studio Raffa
since 20242.368.711.789
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24403C0129/00T000 | Flanders | 6,790 m² | 1 · 1,820 m² | 11.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sky 67
BE 0793.448.815
Antwerpen · Eq €17,446
CAPTO APPAREL
BE 0770.869.589
Meise · Eq €17,271
COMEUROTEX
BE 0431.904.772
Brussel · Eq €17,941
SPORTS AND SPARKS
BE 0524.887.487
Koksijde · Eq €16,916
RETRO VERSO
BE 0677.758.893
Pajottegem · Eq €16,864
Of 1,307 companies in sector 46423 we hold annual accounts for 810. 417 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
13300Finishing of textiles
14230Manufacture of wearing apparel
47711Retail sale of women's outerwear
64210Activities of holding companies
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.