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Studio Plum

Active
Private limited companyfounded 2025active for 1 yearKoestraat 5, 9700 Oudenaarde, BelgiumKBO/BCE: BE 1018.563.544

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

Studio Plum has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,443 and a net result of €43,443. Its solvency ranks better than 52% of 39,218 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
27-04-2026
Format
micro format
Reference
2026-00087886
Turnover
≈ €120,000
Estimated: probably between €86,000 and €140,000
Total assets
€78,357
Net result
€43,443
Working capital
€41,847

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €78,357
Fixed assets €3,596
Current assets €74,761
Equity and liabilities €78,357
Equity €45,443
Debt €32,914
Debt finances 42.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€55,578
Cash flow
€44,213
Current ratio
2.27
Debt to equity
0.72
ROE
95.6%
ROA
55.4%
Interest coverage
over 100
Debt ≤ 1 year
€32,914
Income taxes
€11,311

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 27-04-2026.

Balance sheet Code2025
Assets
Total assets20/58€78,357
Fixed assets21/28€3,596
Tangible fixed assets22/27€3,596
Plant, machinery and equipment23€3,596
Current assets29/58€74,761
Amounts receivable within one year40/41€14,308
Trade receivables40€14,308
Cash at bank and in hand54/58€47,156
Deferred charges and accrued income490/1€13,297
Equity and liabilities
Total equity and liabilities10/49€78,357
Equity10/15€45,443
Contributions10/11€2,000
Profit (loss) carried forward14€43,443
Amounts payable17/49€32,914
Amounts payable within one year42/48€32,914
Trade debts44€2,974
Suppliers440/4€2,974
Taxes, remuneration and social security45€13,383
Taxes450/3€13,383
Other amounts payable47/48€16,557
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€769
Other operating charges640/8€665
Gross operating margin9900€56,244
Operating profit (loss)9901€54,809
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903€54,754
Income taxes67/77€11,311
Profit (loss) for the period9904€43,443
Profit (loss) for the period to be appropriated9905€43,443
Appropriation of the result
Profit (loss) to be appropriated9906€43,443

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€769
Other operating charges640/8€665
Gross operating margin9900€56,244
Operating profit (loss)9901€54,809
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903€54,754
Income taxes67/77€11,311
Profit (loss) for the period9904€43,443
Profit (loss) for the period to be appropriated9905€43,443
Line2025
Assets
Total assets20/58€78,357
Fixed assets21/28€3,596
Tangible fixed assets22/27€3,596
Plant, machinery and equipment23€3,596
Current assets29/58€74,761
Amounts receivable within one year40/41€14,308
Trade receivables40€14,308
Cash at bank and in hand54/58€47,156
Deferred charges and accrued income490/1€13,297
Equity and liabilities
Total equity and liabilities10/49€78,357
Equity10/15€45,443
Contributions10/11€2,000
Profit (loss) carried forward14€43,443
Amounts payable17/49€32,914
Amounts payable within one year42/48€32,914
Trade debts44€2,974
Suppliers440/4€2,974
Taxes, remuneration and social security45€13,383
Taxes450/3€13,383
Other amounts payable47/48€16,557
Line2025
Profit (loss) for the period9904€43,443
+ Depreciation and write-downs630€769
Operating cash flow (approximation)€44,213

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 27-04-2026 2026-00087886 NBB

Similar companies · same sector, comparable size

Of the 82,509 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,660. 39,269 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.