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Studio Pêche

Active
Private limited companyfounded 201016 yrs activeSint-Katarinastraat 63, 8310 Brugge, BelgiumKBO/BCE: BE 0825.418.233
Summary

Studio Pêche has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €7k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability77▼-19
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 3.81 in 2024; short-term debt: 27.6% and cash: 40% of total assets), and 27.6% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.4%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
29 d late
2023
54 d early
2022
60 d early
2021
33 d early
2020
36 d early
2019
on the day
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€51k▲ 1.2%
2024 · €50k
2018: €21klowest in 8 years 2019: €28k▲ +29.6% vs 2018 2020: €34k▲ +21.6% vs 2019 2021: €40k▲ +17.9% vs 2020 2022: €40k▼ -0.8% vs 2021 2023: €51k▲ +27.8% vs 2022highest in 8 years 2024: €50k▼ -1.3% vs 2023 2025: €51k▲ +1.2% vs 2024
2018 → 2025
Total assets
€70k▲ 5.1%
2024 · €66k
2018: €37klowest in 8 years 2019: €44k▲ +19.3% vs 2018 2020: €50k▲ +13.4% vs 2019 2021: €54k▲ +7.9% vs 2020 2022: €49k▼ -9.4% vs 2021 2023: €59k▲ +21.1% vs 2022 2024: €66k▲ +13.0% vs 2023 2025: €70k▲ +5.1% vs 2024highest in 8 years
2018 → 2025
Net result
€7k▼ 53.4%
2024 · €14k
2018: €-751lowest in 8 years 2019: €6k▲ +947% vs 2018 2020: €11k▲ +73.4% vs 2019 2021: €16k▲ +45.9% vs 2020highest in 8 years 2022: €-334▼ -102% vs 2021 2023: €11k▲ +3398% vs 2022 2024: €14k▲ +30.4% vs 2023 2025: €7k▼ -53.4% vs 2024
2018 → 2025
Working capital
€48k▲ 4.3%
2024 · €46k
2018: €15klowest in 8 years 2019: €23k▲ +50.8% vs 2018 2020: €27k▲ +18.2% vs 2019 2021: €31k▲ +13.6% vs 2020 2022: €33k▲ +6.9% vs 2021 2023: €45k▲ +38.7% vs 2022 2024: €46k▲ +2.2% vs 2023 2025: €48k▲ +4.3% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€40k-€40k▼ 0.8%€51k▲ 27.8%€50k▼ 1.3%€51k▲ 1.2% 2021: €40k 2022: €40k▼ -0.8% vs 2021lowest in 5 years 2023: €51k▲ +27.8% vs 2022highest in 5 years 2024: €50k▼ -1.3% vs 2023 2025: €51k▲ +1.2% vs 2024
Operating result€18k-€104▼ 99.4%€15k▲ 14,393%€19k▲ 23.4%€12k▼ 38.2% 2021: €18k 2022: €104▼ -99.4% vs 2021lowest in 5 years 2023: €15k▲ +14393% vs 2022 2024: €19k▲ +23.4% vs 2023highest in 5 years 2025: €12k▼ -38.2% vs 2024
Net result€16k-€-334€11k€14k▲ 30.4%€7k▼ 53.4% 2021: €16khighest in 5 years 2022: €-334▼ -102% vs 2021lowest in 5 years 2023: €11k▲ +3398% vs 2022 2024: €14k▲ +30.4% vs 2023 2025: €7k▼ -53.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10k€15k€20kOperating result 2021: €18k€18kNet result 2021: €16k€16kOperating result 2022: €104€104Net result 2022: €-334€-334Operating result 2023: €15k€15kNet result 2023: €11k€11kOperating result 2024: €19k€19kNet result 2024: €14k€14kOperating result 2025: €12k€12kNet result 2025: €7k€7k20212022202320242025€0€5k€10k€15k€20kOperating result 2023: €15k€15kNet result 2023: €11k€11kOperating result 2024: €19k€19kNet result 2024: €14k€14kOperating result 2025: €12k€12kNet result 2025: €7k€6.7k202320242025
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets €2k ▼ 39.9%
Current assets €68k ▲ 7.5%
Equity and liabilities €70k
Equity €51k ▲ 1.2%
Debt €19k ▲ 16.6%
Debt's share of the balance-sheet total rises from 24.9% to 27.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13k▼
2024 · €20k
Cash flow
€8k▼
2024 · €16k
Current ratio
3.51▼
2024 · 3.81
Debt to equity
0.38▲
2024 · 0.33
ROE
13.2%▼
2024 · 28.7%
ROA
9.6%▼
2024 · 21.6%
Interest coverage
5.50▼
2024 · 26.56
Debt ≤ 1 year
€19k▲
2024 · €17k
Income taxes
€4k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€66k€70k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€853€168▼
Furniture and vehicles24€343€112▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€63k€68k▲
Amounts receivable within one year40/41€41k€37k▼
Trade receivables40€11k€8k▼
Other amounts receivable41€29k€29k▼
Cash at bank and in hand54/58€16k€28k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€66k€70k▲
Equity10/15€50k€51k▲
Contributions10/11€12k€12k=
Reserves13€38k€38k▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€35k€35k▲
Amounts payable17/49€17k€19k▲
Amounts payable within one year42/48€17k€19k▲
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€827€712▼
Gross operating margin9900€21k€14k▼
Operating profit (loss)9901€19k€12k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€765€2k▲
Recurring financial charges65€765€2k▲
Profit (loss) for the period before taxes9903€22k€11k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€14k€7k▼
Profit (loss) for the period to be appropriated9905€14k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€7k▼
Transfer from equity791/2€15k€6k▼
Transfer to equity691/2€14k€7k▼
To other reserves6921€14k€7k▼
Profit to be distributed694/7€15k€6k▼
Return on contributions (dividend)694€15k€6k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k€2k€2k€1k▼ 15.3%
Other operating charges640/8€1k€761€851€827€712▼ 13.9%
Gross operating margin9900€21k€3k€18k€21k€14k▼ 35.5%
Operating profit (loss)9901€18k€104€15k€19k€12k▼ 38.2%
Financial income75/76B€2k€2k€2k€4k€2k▼ 62.2%
Recurring financial income75€2k€2k€2k€4k€2k▼ 62.2%
Financial charges65/66B€83€121€207€765€2k▲ 207%
Recurring financial charges65€83€121€207€765€2k▲ 207%
Profit (loss) for the period before taxes9903€20k€2k€17k€22k€11k▼ 51.2%
Income taxes67/77€3k€2k€6k€8k€4k▼ 47.2%
Profit (loss) for the period9904€16k€-334€11k€14k€7k▼ 53.4%
Profit (loss) for the period to be appropriated9905€16k€-334€11k€14k€7k▼ 53.4%
Line20212022202320242025Change
Assets
Total assets20/58€54k€49k€59k€66k€70k▲ 5.1%
Fixed assets21/28€9k€7k€5k€3k€2k▼ 39.9%
Tangible fixed assets22/27€9k€7k€5k€3k€2k▼ 39.9%
Plant, machinery and equipment23€4k€2k€2k€853€168▼ 80.3%
Furniture and vehicles24€1k€805€574€343€112▼ 67.5%
Other tangible fixed assets26€4k€4k€3k€2k€2k▼ 20.7%
Current assets29/58€44k€42k€54k€63k€68k▲ 7.5%
Amounts receivable within one year40/41€35k€32k€39k€41k€37k▼ 9.9%
Trade receivables40€10k€945€2k€11k€8k▼ 33.0%
Other amounts receivable41€26k€31k€37k€29k€29k▼ 0.8%
Cash at bank and in hand54/58€8k€9k€9k€16k€28k▲ 76.6%
Deferred charges and accrued income490/1€1k€1k€6k€7k€3k▼ 50.3%
Equity and liabilities
Total equity and liabilities10/49€54k€49k€59k€66k€70k▲ 5.1%
Equity10/15€40k€40k€51k€50k€51k▲ 1.2%
Contributions10/11€12k€12k€12k€12k€12k=
Reserves13€28k€27k€38k€38k€38k▲ 1.6%
Non-distributable reserves130/1€2k€2k€2k---
Reserves not available under the articles1311€2k€2k€2k---
Tax-exempt reserves132€3k€3k€3k€3k€3k=
Distributable reserves133€23k€23k€34k€35k€35k▲ 1.8%
Amounts payable17/49€14k€9k€8k€17k€19k▲ 16.6%
Amounts payable within one year42/48€14k€9k€8k€17k€19k▲ 16.6%
Current portion of amounts payable after more than one year42-€3k€3k€3k€3k▼ 0.3%
Trade debts44€3k€1k€4k€5k€7k▲ 23.8%
Suppliers440/4€3k€1k€4k€5k€7k▲ 23.8%
Taxes, remuneration and social security45€11k€5k€1k€8k€10k▲ 17.9%
Taxes450/3€11k€5k€1k€8k€10k▲ 17.9%
Line20212022202320242025Change
Profit (loss) for the period9904€16k€-334€11k€14k€7k▼ 53.4%
+ Depreciation and write-downs630€2k€2k€2k€2k€1k▼ 15.3%
Operating cash flow (approximation)€18k€2k€13k€16k€8k▼ 49.5%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€1k€-118€7k€12k▲ 79.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
07-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
01-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €16k ▲45.9%
Net result €16k, the highest in the series.
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
02-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
245 m²
Building footprint
95 m²
Volume, LiDAR
738 m³
Parcel 31434C0049/00F006, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Studio Pêche
Sint-Katarinastraat 63, 8310 BruggeActivities of building architects
since 20102.187.424.432
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31434C0049/00F006 Flanders 245 m² 1 · 95 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 5,344 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects

Scores and ratios are computed by Checked and are not a credit decision.