Studio Logopedie
ActiveStudio Logopedie has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €17k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-1
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.66 against 4.62 in 2024; short-term debt: 12.6% and cash: 82.5% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
16%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
9 d early
2024
28 d late
2023
27 d late
2022
195 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 22.4%
2024 · €75k
2022: €50k
2023: €59k
2024: €75k
2022 → 2025
Total assets
€105k▲ 14.0%
2024 · €92k
2022: €74k
2023: €99k
2024: €92k
2022 → 2025
Net result
€17k▲ 8.8%
2024 · €15k
2022: €40k
2023: €9k
2024: €15k
2022 → 2025
Working capital
€75k▲ 20.0%
2024 · €62k
2022: €41k
2023: €44k
2024: €62k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€50k-€59k▲ 18.1%€75k▲ 26.0%€91k▲ 22.4%
Operating result€56k-€14k▼ 75.3%€23k▲ 63.5%€27k▲ 17.0%
Net result€40k-€9k▼ 77.4%€15k▲ 69.7%€17k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€17k▲ 38.2%
Current assets
€88k▲ 10.6%
Equity and liabilities €105k
Equity
€91k▲ 22.4%
Debt
€13k▼ 22.9%
The debt ratio falls from 18.7% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €26k
Cash flow
€20k▲
2024 · €18k
Solvency
87.3%▲
2024 · 81.3%
Current ratio
6.66▲
2024 · 4.62
Quick ratio
6.66▲
2024 · 4.62
Debt / equity
0.14▼
2024 · 0.23
ROE
18.3%▼
2024 · 20.6%
ROA
16.0%▼
2024 · 16.8%
Interest coverage
348.92▲
2024 · 288.03
Debt
€13k▼
2024 · €17k
Debt ≤ 1 year
€13k▼
2024 · €17k
Income taxes
€10k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€105k▲
Formation expenses20€377€127▼
Fixed assets21/28€12k€17k▲
Tangible fixed assets22/27€12k€17k▲
Land and buildings22€11k€0▼
Plant, machinery and equipment23€596€286▼
Furniture and vehicles24€177€7k▲
Other tangible fixed assets26-€9k
Current assets29/58€79k€88k▲
Cash at bank and in hand54/58€78k€86k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€92k€105k▲
Equity10/15€75k€91k▲
Contributions10/11€10k€10k=
Reserves13€65k€81k▲
Distributable reserves133€65k€81k▲
Amounts payable17/49€17k€13k▼
Amounts payable within one year42/48€17k€13k▼
Trade debts44€5k€359▼
Suppliers440/4€5k€359▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9-€60
Other amounts payable47/48€10k€10k▼
Accrued charges and deferred income492/3-€69
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€27k€31k▲
Operating profit (loss)9901€23k€27k▲
Financial income75/76B€34€71▲
Recurring financial income75€34€71▲
Financial charges65/66B€89€86▼
Recurring financial charges65€89€86▼
Profit (loss) for the period before taxes9903€23k€27k▲
Income taxes67/77€7k€10k▲
Profit (loss) for the period9904€15k€17k▲
Profit (loss) for the period to be appropriated9905€15k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€17k▲
Transfer to equity691/2€15k€17k▲
To other reserves6921€15k€17k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 4.62
Current ratio from 2.13 to 4.62; short-term debt falls from €39k to €17k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
11-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 195 days late
2023
31-12
Financial
Weakest financial yearnet €9k ▼77.4%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chocoladesteeg 169000 GentGround area
125 m²
Building footprint
110 m²
Volume, LiDAR
1,174 m³
Parcel 44021A3326/00K009, Flanders · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Studio Logopedie
since 20212.319.827.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A3326/00K009 | Flanders | 125 m² | 1 · 109 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 663 EUR awarded · 695 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 297 EUR | 297 EUR |
| 2023 | 1 | 0 EUR | 32 EUR |
| 2022 | 1 | 366 EUR | 366 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2021
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.