Studio Levora
ActiveSummary
Studio Levora has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,777 and a net result of -€3,808. Its solvency ranks better than 33% of 8,584 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 17-10-2024 Normal situation
- Activity
- Advertising agencies NACE 73110
- Establishment unit
- 2.365.806.442 3670 Oudsbergen, since 17-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 16-06-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- -€3,123
- Loss
- €3,808
- Equity
- €6,777
- ▼ 36.0%
- Total assets
- €20,952
- ▲ 25.2%
Score breakdownraises riskFounded in 2024lowers riskSector: Advertising, market research and public relations activities (NACE 73)Liquidity: current ratio 1.40, cash €7,862, halvedSize: total assets €20,952Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 35% of them on solvency, 53% on liquidity, 6% on profitability and 17% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 33 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €3,436, after a profit of €6,565 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €1,185 |
| Financial fixed assets | - | €0 |
| Depreciation and write-downs of the year | - | €88 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €88 | - |
| Other operating charges640/8 | €106 | €226 | ▲ 114% |
| Gross operating margin9900 | €6,670 | -€3,123 | - |
| Operating profit (loss)9901 | €6,565 | -€3,436 | - |
| Financial income75/76B | - | €26 | - |
| Recurring financial income75 | - | €26 | - |
| Financial charges65/66B | €261 | €319 | ▲ 22.2% |
| Recurring financial charges65 | €261 | €319 | ▲ 22.2% |
| Profit (loss) for the period before taxes9903 | €6,304 | -€3,729 | - |
| Income taxes67/77 | €1,719 | €79 | ▼ 95.4% |
| Profit (loss) for the period9904 | €4,585 | -€3,808 | - |
| Profit (loss) for the period to be appropriated9905 | €4,585 | -€3,808 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €16,737 | €20,952 | ▲ 25.2% |
| Fixed assets21/28 | - | €1,097 | - |
| Tangible fixed assets22/27 | - | €1,097 | - |
| Plant, machinery and equipment23 | - | €1,097 | - |
| Current assets29/58 | €16,737 | €19,855 | ▲ 18.6% |
| Amounts receivable within one year40/41 | €886 | €11,704 | ▲ 13× |
| Trade receivables40 | - | €11,252 | - |
| Other amounts receivable41 | €886 | €452 | ▼ 49.0% |
| Cash at bank and in hand54/58 | €15,851 | €7,862 | ▼ 50.4% |
| Deferred charges and accrued income490/1 | - | €290 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €16,737 | €20,952 | ▲ 25.2% |
| Equity10/15 | €10,585 | €6,777 | ▼ 36.0% |
| Contributions10/11 | €6,000 | €6,000 | = |
| Reserves13 | €4,585 | €4,585 | = |
| Distributable reserves133 | €4,585 | €4,585 | = |
| Profit (loss) carried forward14 | - | -€3,808 | - |
| Amounts payable17/49 | €6,152 | €14,175 | ▲ 130% |
| Amounts payable within one year42/48 | €6,152 | €14,175 | ▲ 130% |
| Trade debts44 | €2,783 | €2,205 | ▼ 20.8% |
| Suppliers440/4 | €2,783 | €2,205 | ▼ 20.8% |
| Taxes, remuneration and social security45 | €3,369 | €2,623 | ▼ 22.1% |
| Taxes450/3 | €3,369 | €2,623 | ▼ 22.1% |
| Other amounts payable47/48 | - | €9,346 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €4,585 | -€3,808 | - |
| + Depreciation and write-downs630 | - | €88 | - |
| Operating cash flow (approximation) | €4,585 | -€3,720 | - |
| Change in cash | - | -€7,990 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,223 companies had the same profile as Studio Levora has now. Two years later, 87.7% were still going and 3.4% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Studio Levora itself is lower: 0.4% within 12 months. It rests on far more data about Studio Levora than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for Studio Levora. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- JANSEN Martijn 600 shares (100%) · €6,000
Capital transactions
- 21-10-2024 Incorporation · €6,000 · 600 shares
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 21-10-2024 (in Dutch)
Network & group
Studio Levora shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Studio Levora. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
21-10
Gazette deed
IncorporationStarting capital €6,000 · Appointment: JANSEN Martijn (director) · Founder7 points ▸
- Incorporation, 15-10-2024
- Founder, JANSEN Martijn
- Founding capital, €6,000
- Bank account, 6000, EUR
- Registered office clause, “3670 Oudsbergen,Breekiezel 50 C” (deed in Dutch)
- Board rule, 1, “aantal bestuurders” (deed in Dutch)
- Director appointment, JANSEN Martijn (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
27 activities
- Onderneming voor de uitvoering van publiciteit in de meest uitgebreide betekenis van het woord
- Reclamebureau
- Het ontwerpen van publicitaire teksten en slogans
- Het ontwerpen en plaatsen van reclamebelettering op voertuigen
- Het ontwerpen en plaatsen van buitenreclame,reclameborden en panelreclame,lichtkranten,enzovoort
- Het ontwerpen van advertenties,logo's,drukwerk,stickers en ander publicitair drukwerk
- Verzamelen,vervoeren en afleveren van brieven,pakketpost en pakjes door andere bedrijven dan nationale posterijen
- Het verlenen van advies met betrekking tot informaticaprogramma’s en het verlenen van bijstand bij de toepassing van programma’s
- De realisatie van websites,programma’s en gebruiksklare systemen
- Grafische vormgeving,webdesign,copywriting
- Aan- en verkoop,import en export,groot- en kleinhandel van publiciteitsmaterialen,reclame- en designartikelen en tuinbenodigdheden
- Activiteiten in de reclame en de fotografie,publiciteitsmakelaar,ontwerpen en realiseren van drukwerken
- Het analyseren,ontwerpen,programmeren en eventueel uitgeven van gebruiksklare systemen van automatische data identificatie: ontwikkeling,productie,levering/samenstelling van documentatie over standaard- of speciale programmatuur
- Alle activiteiten in verband met internet,alle website-,intranet- en online-applicaties,waaronder het ontwerpen,opstellen,creëren en uitbaten van websites zowel voor eigen rekening als in opdracht van derden
- E-commerce evenals alle dienstverlening aangaande e-commerce
- Webhosting,application service providing,server rooms en het onderhoud,alsook het maken van informaticabrochures
- Het volgen,organiseren en aanbieden van seminaries,opleidingen en cursussen,het opvolgen,uitvoeren en coördineren van rapporten en studies
- Uitzendbureau / Interimkantoor en tijdelijke tewerkstelling: selectie en terbeschikkingstelling van personeel; personeelsselectie en plaatsing; zoeken,selecteren,verwijzen en plaatsen van personeel ten behoeve van latere werkgever of werkzoeker: formuleren van taakomschrijvingen; op geschiktheid testen van sollicitanten; natrekken van referenties; enzovoort
- Het uitoefenen van management-,consulting,financiële en beheersactiviteiten in de meest ruime zin van het woord
- Adviesverlening,audit,expertise,consultancy,administratie,organisatie en management van ondernemingen,vrije beroepen en particulieren,zowel inzake juridische,financiële,operationele en sociale aangelegenheden
- Het verhuren of huren,de aan- en verkoop van roerende goederen
- Alle verrichtingen,financiële en onroerende,die verwezenlijking voorwerp bevorderen,België,buitenland
- Het beheer van een patrimonium,samengesteld uit onroerende en roerende goederen,valoriseren en instandhouden door beheersdaden,met alle onroerende,roerende en financiële handelingen
- Het nemen van participaties onder eender welke vorm in alle bestaande of nog op te richten vennootschappen en ondernemingen alsook alle investerings- en financiële verrichtingen behalve deze wettelijk voorbehouden aan deposito- en spaarbanken en aan vennootschappen voor vermogensbeheer en beleggingsadvies
- Handelt voor eigen rekening,in commissie,als tussenpersoon of als vertegenwoordiger
- Hypotheek,pand met handelsfonds,borg,aval,voor zichzelf en derden,op voorwaarde eigen belang
- Zij mag de functie van bestuurder,zaakvoerder,directeur of vereffenaar van andere vennootschappen uitoefenen
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72011B0390/00X004 | Flanders | 901 m² | 1 · 80 m² | 9.9 m · 2 |