Skip to content

STUDIO K & T

Active
Private limited companyfounded 200422 yrs activeBrusselsesteenweg 5, 3020 Herent, BelgiumKBO/BCE: BE 0867.312.137
Summary

STUDIO K & T has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,264 and a net result of €4,133. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 5299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
STUDIO K & TActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Day spas, saunas and steam baths
NACE 96230NACE 93040NACE 96040
#10 oldest company in Herent, Other services sector1 site
Size
€69,777total assets 2025
Equity
€15,264
Profit
€4,133
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 28 d late0 of 3 deeds read
Why 92- Figures for FY 2025 (filed 28-11-2025)- Equity €15,264 (21.9% of total assets)+ Liquidity: current ratio 1.64, cash €39,864+ Founded in 2004Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 47+1
equity 21.9% of total assets
Liquidity 80-6
short-term debt 42.6% · cash 57.1%
Profitability 76+20
return on assets 5.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,533 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%▼ -13.1% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▼ -1.1% vs 03-2025 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%● 0.0% vs 05-2025 07-2025: 0.3%▲ +10.1% vs 06-2025 08-2025: 0.3%▼ -2.0% vs 07-2025 09-2025: 0.3%▼ -2.8% vs 08-2025 10-2025: 0.3%▲ +18.9% vs 09-2025 11-2025: 0.6%▲ +76.9% vs 10-2025highest value 12-2025: 0.1%▼ -79.2% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -1.6% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +2.5% vs 06-2026 08-2026: 0.1%▼ -4.8% vs 07-2026 09-2026: 0.1%▼ -2.5% vs 08-2026lowest value 10-2026: 0.2%▲ +35.7% vs 09-2026
  • Liquidity: current ratio 1.64, cash €39,864 lowers the probability
  • Founded in 2004 lowers the probability for this profile
  • Figures for FY 2025 (filed 28-11-2025) raises the probability
  • Equity €15,264 (21.9% of total assets) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.91 in 2024; short-term debt: 42.6% and cash: 57.1% of total assets), but 78.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 46%, liquidity 82%, profitability 59%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.64, cash €39,864
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2004
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Figures for FY 2025 (filed 28-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €15,264 (21.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
on the day
2023
on the day
2022
29 d late
2021
4 d early
2020
36 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close03-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €4,133
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Herent, Other services sectorin the Checked rankings #10 View
  • Total assets 20256 fiscal years filed €69,777 View
  • Active since 2004founded 16-09-2004 22 years View

By topic

Financials

Fiscal year
2025
Total assets
€69,777
Profit
€4,133
Solvency
21.9%
Total assets▲ 31.4%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-10-2026
  1. 28-11-2025Annual accounts filed
  2. 31-03-2025Back to profit
  3. 31-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Day spas, saunas and steam bathsNACE 96230
Founded
16-09-2004
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure