STUDIO JEF CLAES
ActiveSTUDIO JEF CLAES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €16k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 75% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+50
Solvency100▲+17
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.16 against 2.15 in 2024; short-term debt: 22.3% and cash: 69.7% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
31.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
37 d early
2023
27 d early
2022
17 d early
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 68.5%
2024 · €24k
2021: €15k
2022: €4k
2023: €24k
2024: €24k
2021 → 2025
Total assets
€51k▲ 25.5%
2024 · €41k
2021: €24k
2022: €27k
2023: €47k
2024: €41k
2021 → 2025
Net result
€16k
2024 · €-450
2021: €11k
2022: €-11k
2023: €20k
2024: €-450
2021 → 2025
Working capital
€36k▲ 82.2%
2024 · €20k
2021: €3k
2022: €-2k
2023: €17k
2024: €20k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€4k▼ 74.3%€24k▲ 521%€24k▼ 1.9%€40k▲ 68.5%
Operating result€14k-€-11k€25k€2k▼ 93.5%€23k▲ 1,302%
Net result€11k-€-11k€20k€-450€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,302% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€4k▼ 3.4%
Current assets
€47k▲ 28.4%
Equity and liabilities €51k
Equity
€40k▲ 68.5%
Debt
€11k▼ 33.5%
The debt ratio falls from 42.2% to 22.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €6k
Cash flow
€19k▲
2024 · €4k
Solvency
77.7%▲
2024 · 57.8%
Current ratio
4.16▲
2024 · 2.15
Quick ratio
4.16▲
2024 · 2.15
Debt / equity
0.29▼
2024 · 0.73
ROE
40.7%▲
2024 · -1.9%
ROA
31.6%▲
2024 · -1.1%
Interest coverage
19.01▲
2024 · 3.95
Debt
€11k▼
2024 · €17k
Debt ≤ 1 year
€11k▼
2024 · €17k
Income taxes
€6k▲
2024 · €663
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€51k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€2k€583▼
Furniture and vehicles24€2k€3k▲
Current assets29/58€37k€47k▲
Amounts receivable within one year40/41€16k€10k▼
Trade receivables40€12k€10k▼
Other amounts receivable41€4k-
Cash at bank and in hand54/58€19k€36k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€41k€51k▲
Equity10/15€24k€40k▲
Contributions10/11€4k€4k=
Reserves13€20k€36k▲
Distributable reserves133€20k€36k▲
Amounts payable17/49€17k€11k▼
Amounts payable within one year42/48€17k€11k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Other amounts payable47/48€8k€774▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€505€937▲
Gross operating margin9900€6k€27k▲
Operating profit (loss)9901€2k€23k▲
Financial income75/76B€63€0▼
Recurring financial income75€63€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€213€22k▲
Income taxes67/77€663€6k▲
Profit (loss) for the period9904€-450€16k▲
Profit (loss) for the period to be appropriated9905€-450€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-450€16k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€450-
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-11k ▼201%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cuylitsstraat 692018 AntwerpenGround area
138 m²
Building footprint
129 m²
Volume, LiDAR
1,276 m³
Parcel 11811L3758/00F002, Flanders · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
STUDIO JEF CLAES
since 20212.317.826.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3758/00F002 | Flanders | 138 m² | 1 · 128 m² | 16.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,855 companies in sector 18130 we hold annual accounts for 831. 671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2021
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jefclaes.com
E-mail:hello@jefclaes.com