Studio Holding
ActiveSummary
Studio Holding has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,028 and a net result of -€5,882. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 3505 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency71▼-28
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.67 against 3.37 in 2024; short-term debt: 54% and cash: 27.1% of total assets), but 54% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
-22.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
143 d early
2024
30 d late
2023
69 d early
2022
45 d early
2021
46 d early
2020
27 d late
2019
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€12,028▼ 32.8%
2024 · €17,910
Total assets
€26,170▲ 8.7%
2024 · €24,075
Net result
-€5,882
2024 · €11,242
Working capital
€9,520▼ 34.9%
2024 · €14,633
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,002▲ 55.5%€13,172▲ 64.6%€8,553▼ 35.1%€16,626▲ 94.4%-€3,546
Net result€4,426within the sector's middle half▲ 4.9%€7,870within the sector's middle half▲ 77.8%€3,993within the sector's middle half▼ 49.3%€11,242within the sector's middle half▲ 182%-€5,882below the sector's middle half
Equity€8,804below the sector's middle half▼ 28.9%€8,674below the sector's middle half▼ 1.5%€6,667below the sector's middle half▼ 23.1%€17,910within the sector's middle half▲ 169%€12,028within the sector's middle half▼ 32.8%
Total assets€29,496below the sector's middle half▲ 20.1%€23,914below the sector's middle half▼ 18.9%€18,845below the sector's middle half▼ 21.2%€24,075below the sector's middle half▲ 27.8%€26,170below the sector's middle half▲ 8.7%
Debt€20,693▲ 69.8%€15,240▼ 26.3%€12,178▼ 20.1%€6,166▼ 49.4%€14,142▲ 129%
Working capital€6,970▼ 30.4%€7,369▲ 5.7%€1,990▼ 73.0%€14,633▲ 635%€9,520▼ 34.9%
Solvency29.8%within the sector's middle half▼ 20.5pp36.3%within the sector's middle half▲ 6.4pp35.4%within the sector's middle half▼ 0.9pp74.4%above the sector's middle half▲ 39.0pp46.0%within the sector's middle half▼ 28.4pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3,546 after €16,626 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26,170
Fixed assets
€2,508 ▼ 23.4%
Current assets
€23,661 ▲ 13.8%
Equity and liabilities €26,170
Equity
€12,028 ▼ 32.8%
Debt
€14,142 ▲ 129%
Debt's share of the balance-sheet total rises from 25.6% to 54.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€2,427▼
2024 · €18,027
Cash flow
-€4,762▼
2024 · €12,643
Current ratio
1.67▼
2024 · 3.37
Debt to equity
1.18▲
2024 · 0.34
ROE
-48.9%▼
2024 · 62.8%
ROA
-22.5%▼
2024 · 46.7%
Interest coverage
-6.76▼
2024 · 46.79
Debt ≤ 1 year
€14,142▲
2024 · €6,166
Income taxes
€2,321▼
2024 · €5,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.9%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €535 | €529 | €987 | €1,401 | €1,119 | ▼ 20.1% |
| Other operating charges640/8 | €1,299 | €937 | €543 | €505 | €520 | ▲ 2.8% |
| Gross operating margin9900 | €9,836 | €14,638 | €10,084 | €18,532 | -€1,908 | ▼ 110% |
| Operating profit (loss)9901 | €8,002 | €13,172 | €8,553 | €16,626 | -€3,546 | ▼ 121% |
| Financial income75/76B | €0 | €0 | €48 | €202 | €345 | ▲ 71.2% |
| Recurring financial income75 | €0 | €0 | €48 | €202 | €345 | ▲ 71.2% |
| Financial charges65/66B | €327 | €494 | €431 | €385 | €359 | ▼ 6.8% |
| Recurring financial charges65 | €327 | €494 | €431 | €385 | €359 | ▼ 6.8% |
| Profit (loss) for the period before taxes9903 | €7,675 | €12,678 | €8,170 | €16,442 | -€3,561 | ▼ 122% |
| Income taxes67/77 | €3,249 | €4,808 | €4,177 | €5,200 | €2,321 | ▼ 55.4% |
| Profit (loss) for the period9904 | €4,426 | €7,870 | €3,993 | €11,242 | -€5,882 | ▼ 152% |
| Profit (loss) for the period to be appropriated9905 | €4,426 | €7,870 | €3,993 | €11,242 | -€5,882 | ▼ 152% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29,496 | €23,914 | €18,845 | €24,075 | €26,170 | ▲ 8.7% |
| Fixed assets21/28 | €1,833 | €1,305 | €4,677 | €3,276 | €2,508 | ▼ 23.4% |
| Tangible fixed assets22/27 | €1,833 | €1,305 | €4,677 | €3,276 | €2,157 | ▼ 34.2% |
| Plant, machinery and equipment23 | - | - | €3,901 | €3,029 | €2,157 | ▼ 28.8% |
| Furniture and vehicles24 | €1,833 | €1,305 | €776 | €247 | €0 | ▼ 100% |
| Financial fixed assets28 | - | - | - | - | €351 | - |
| Current assets29/58 | €27,663 | €22,610 | €14,168 | €20,799 | €23,661 | ▲ 13.8% |
| Amounts receivable within one year40/41 | €0 | - | €5,810 | €12,066 | €16,558 | ▲ 37.2% |
| Trade receivables40 | €0 | - | €4,538 | €7,270 | €8,239 | ▲ 13.3% |
| Other amounts receivable41 | - | - | €1,272 | €4,797 | €8,319 | ▲ 73.4% |
| Cash at bank and in hand54/58 | €27,420 | €22,372 | €8,358 | €8,733 | €7,104 | ▼ 18.7% |
| Deferred charges and accrued income490/1 | €243 | €238 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29,496 | €23,914 | €18,845 | €24,075 | €26,170 | ▲ 8.7% |
| Equity10/15 | €8,804 | €8,674 | €6,667 | €17,910 | €12,028 | ▼ 32.8% |
| Contributions10/11 | €6,300 | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Reserves13 | €2,504 | €2,374 | €367 | €11,610 | €5,728 | ▼ 50.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €644 | €514 | €367 | €11,610 | €5,728 | ▼ 50.7% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | - | - |
| Amounts payable17/49 | €20,693 | €15,240 | €12,178 | €6,166 | €14,142 | ▲ 129% |
| Amounts payable within one year42/48 | €20,693 | €15,240 | €12,178 | €6,166 | €14,142 | ▲ 129% |
| Trade debts44 | €130 | €971 | €5,348 | €1,662 | €4,048 | ▲ 144% |
| Suppliers440/4 | €130 | €971 | €5,348 | €1,662 | €4,048 | ▲ 144% |
| Taxes, remuneration and social security45 | €6,520 | €5,719 | €6,830 | €4,504 | €10,094 | ▲ 124% |
| Taxes450/3 | €6,520 | €5,719 | €4,339 | €4,504 | €10,094 | ▲ 124% |
| Remuneration and social security454/9 | - | - | €2,492 | €0 | - | - |
| Other amounts payable47/48 | €14,042 | €8,550 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,426 | €7,870 | €3,993 | €11,242 | -€5,882 | ▼ 152% |
| + Depreciation and write-downs630 | €535 | €529 | €987 | €1,401 | €1,119 | ▼ 20.1% |
| Operating cash flow (approximation) | €4,961 | €8,399 | €4,981 | €12,643 | -€4,762 | ▼ 138% |
| Investment in fixed assets (approximation) | - | €0 | -€4,360 | €0 | -€351 | - |
| Change in cash | - | -€5,049 | -€14,013 | €374 | -€1,629 | ▼ 535% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€5,882
Net result drops to -€5,882, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 3.37
Current ratio from 1.16 to 3.37; short-term debt falls from €12,178 to €6,166.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
261 m²
Building footprint
266 m²
Volume, LiDAR
4,576 m³
Parcel 11808H1120/00L002, Flanders · tallest building 23.8 m, ±7 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Plantin en Moretuslei 75, 2018 Antwerpen
since 20122.206.383.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1120/00L002 | Flanders | 261 m² | 1 · 266 m² | 23.8 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Similar companies · same sector, comparable size
WILLIAMS
BE 0771.792.178
Laarne · Eq €11,961
SEETECH LIGHTING
BE 0760.776.839
La Roche-en-Ardenne · Eq €11,865
CARL DE MUNCK
BE 0463.650.892
Antwerpen · Eq €12,231
Lanotta
BE 0736.556.335
Etterbeek · Eq €11,726
ADRIENNE ET MOI
BE 1027.767.359
Antwerpen · Eq €12,746
Of 3,838 companies in sector 74111 we hold annual accounts for 1,005. 385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46419Wholesale trade
46424Wholesale trade
47715Retail trade
47722Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0843065503
Also
9925:BE0843065503
Registered
25-02-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.