STUDIO GP-BELGIUM
ActiveSTUDIO GP-BELGIUM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €5k. Equity is growing by ~36.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+15
Solvency40▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.03 in 2024; short-term debt: 78.5% and cash: 15% of total assets), and 85.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.8%
Return on assets
4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
3 d early
2023
28 d late
2022
36 d late
2021
9 d late
2020
9 d early
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 36.9%
2024 · €14k
2018: €-1k
2019: €-2k
2020: €-2k
2021: €-9k
2022: €-8k
2023: €12k
2024: €14k
2018 → 2025
Total assets
€130k▼ 3.8%
2024 · €135k
2018: €600
2019: €392
2020: €137
2021: €77k
2022: €86k
2023: €129k
2024: €135k
2018 → 2025
Net result
€5k▲ 137%
2024 · €2k
2018: €26k
2019: €-207
2020: €-256
2021: €-7k
2022: €486
2023: €20k
2024: €2k
2018 → 2025
Working capital
€18k▲ 426%
2024 · €3k
2021: €-15k
2022: €-14k
2023: €4k
2024: €3k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-9k-€-8k▲ 5.6%€12k€14k▲ 18.5%€19k▲ 36.9%
Operating result€-6k-€3k€11k▲ 240%€16k▲ 51.1%€11k▼ 33.3%
Net result€-7k-€486€20k▲ 4,015%€2k▼ 89.1%€5k▲ 137%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€10k▼ 13.2%
Current assets
€120k▼ 2.9%
Equity and liabilities €130k
Equity
€19k▲ 36.9%
Debt
€111k▼ 8.5%
The debt ratio falls from 89.6% to 85.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €18k
Cash flow
€7k▲
2024 · €4k
Solvency
14.8%▲
2024 · 10.4%
Current ratio
1.18▲
2024 · 1.03
Quick ratio
0.21▼
2024 · 0.26
Debt / equity
5.77▼
2024 · 8.64
ROE
27.0%▲
2024 · 15.6%
ROA
4.0%▲
2024 · 1.6%
Interest coverage
2.70▲
2024 · 1.25
Debt
€111k▼
2024 · €121k
Debt ≤ 1 year
€102k▼
2024 · €120k
Income taxes
€1k▲
2024 · €35
Staff costs
€46k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€130k▼
Fixed assets21/28€11k€10k▼
Intangible fixed assets21€10k€10k=
Tangible fixed assets22/27€2k€235▼
Furniture and vehicles24€745€107▼
Other tangible fixed assets26€985€128▼
Current assets29/58€124k€120k▼
Stocks and contracts in progress3€92k€99k▲
Stocks30/36€92k€99k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€2k-
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€28k€19k▼
Equity and liabilities
Total equity and liabilities10/49€135k€130k▼
Equity10/15€14k€19k▲
Contributions10/11€19k€19k=
Reserves13€48€48=
Non-distributable reserves130/1€48€48=
Reserves not available under the articles1311€48€48=
Profit (loss) carried forward14€-5k€543▲
Amounts payable17/49€121k€111k▼
Amounts payable after more than one year17€766-
Financial debts170/4€766-
Amounts payable within one year42/48€120k€102k▼
Financial debts43€5k€766▼
Credit institutions430/8€5k€766▼
Trade debts44€54k€55k▲
Suppliers440/4€54k€55k▲
Taxes, remuneration and social security45€56k€36k▼
Taxes450/3€37k€28k▼
Remuneration and social security454/9€19k€8k▼
Other amounts payable47/48€6k€10k▲
Accrued charges and deferred income492/3-€9k
Income statement
Code20242025
Remuneration, social security and pensions62€77k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€947€823▼
Gross operating margin9900€95k€59k▼
Operating profit (loss)9901€16k€11k▼
Financial income75/76B€245€214▼
Recurring financial income75€245€214▼
Financial charges65/66B€14k€5k▼
Recurring financial charges65€14k€5k▼
Profit (loss) for the period before taxes9903€2k€6k▲
Income taxes67/77€35€1k▲
Profit (loss) for the period9904€2k€5k▲
Profit (loss) for the period to be appropriated9905€2k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€543▲
Profit (loss) brought forward from the previous period14P€-7k€-5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Back to profitnet €486
Net result €486 after 3 loss-making years.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haute 151300 WavreGround area
269 m²
Building footprint
104 m²
Volume, LiDAR
1,062 m³
Parcel 25112M0234/00H000, Wallonia · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DRESS CONCEPT
since 20062.158.606.920
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112M0234/00H000 | Wallonia | 269 m² | 1 · 104 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 657 companies in sector 47715 we hold annual accounts for 187. 144 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2006
Fiscal year end31-12
Activities, NACEBEL
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.