Studio Frankie
ActiveSummary
The computed 12-month bankruptcy probability of Studio Frankie is 3.6% (moderate). The 2025 annual accounts show equity of €130k and a net result of €4k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 3674 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-14
Solvency38=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.48 against 0.53 in 2024; short-term debt: 59% and cash: 9.7% of total assets), and 86.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€130k▲ 3.2%
2024 · €126k
2018: €21k
2019: €63k
2020: €43k
2021: €23k
2022: €65k
2023: €87k
2024: €126k
2018 → 2025
Total assets
€960k▼ 1.0%
2024 · €970k
2018: €65k
2019: €159k
2020: €322k
2021: €346k
2022: €466k
2023: €473k
2024: €970k
2018 → 2025
Net result
€4k▼ 89.8%
2024 · €39k
2018: €25k
2019: €-25k
2020: €-20k
2021: €-19k
2022: €42k
2023: €21k
2024: €39k
2018 → 2025
Working capital
€-295k▼ 15.2%
2024 · €-256k
2018: €14k
2019: €-19k
2020: €-91k
2021: €-146k
2022: €-121k
2023: €-121k
2024: €-256k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€65k▲ 179%€87k▲ 32.6%€126k▲ 45.0%€130k▲ 3.2%
Operating result€-13k-€61k€42k▼ 31.5%€69k▲ 63.7%€35k▼ 48.9%
Net result€-19k-€42k€21k▼ 49.2%€39k▲ 83.2%€4k▼ 89.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €960k
Fixed assets
€688k ▲ 0.3%
Current assets
€272k ▼ 4.2%
Equity and liabilities €960k
Equity
€130k ▲ 3.2%
Debt
€831k ▼ 1.6%
Debt's share of the balance-sheet total falls from 87.1% to 86.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133k▼
2024 · €144k
Cash flow
€102k▼
2024 · €114k
Current ratio
0.48▼
2024 · 0.53
Quick ratio
0.37▼
2024 · 0.42
Debt to equity
6.41▼
2024 · 6.73
ROE
3.1%▼
2024 · 31.0%
ROA
0.4%▼
2024 · 4.0%
Interest coverage
4.39▼
2024 · 5.59
Debt ≤ 1 year
€567k▲
2024 · €540k
Debt > 1 year
€264k▼
2024 · €304k
Income taxes
€843▼
2024 · €4k
Staff costs
€886k▲
2024 · €692k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€970k€960k▼
Fixed assets21/28€686k€688k▲
Intangible fixed assets21€9k€10k▲
Tangible fixed assets22/27€676k€675k▼
Land and buildings22€380k€403k▲
Plant, machinery and equipment23€201k€183k▼
Furniture and vehicles24€21k€25k▲
Leasing and similar rights25€75k€65k▼
Financial fixed assets28€2k€3k▲
Current assets29/58€284k€272k▼
Stocks and contracts in progress3€57k€65k▲
Stocks30/36€57k€65k▲
Amounts receivable within one year40/41€14k€62k▲
Trade receivables40€13k€62k▲
Other amounts receivable41€1k€520▼
Cash at bank and in hand54/58€180k€93k▼
Deferred charges and accrued income490/1€33k€52k▲
Equity and liabilities
Total equity and liabilities10/49€970k€960k▼
Equity10/15€126k€130k▲
Contributions10/11€86k€86k=
Reserves13€40k€44k▲
Distributable reserves133€40k€44k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€845k€831k▼
Amounts payable after more than one year17€304k€264k▼
Financial debts170/4€304k€264k▼
Amounts payable within one year42/48€540k€567k▲
Current portion of amounts payable after more than one year42€102k€111k▲
Financial debts43-€61
Credit institutions430/8-€61
Trade debts44€138k€140k▲
Suppliers440/4€138k€140k▲
Taxes, remuneration and social security45€151k€167k▲
Taxes450/3€61k€67k▲
Remuneration and social security454/9€89k€100k▲
Other amounts payable47/48€149k€150k▲
Accrued charges and deferred income492/3€321€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€692k€886k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€98k▲
Other operating charges640/8€8k€14k▲
Non-recurring operating charges66A€395€987▲
Gross operating margin9900€844k€1.03M▲
Operating profit (loss)9901€69k€35k▼
Financial income75/76B€181€143▼
Recurring financial income75€181€143▼
Financial charges65/66B€26k€30k▲
Recurring financial charges65€26k€30k▲
Profit (loss) for the period before taxes9903€43k€5k▼
Income taxes67/77€4k€843▼
Profit (loss) for the period9904€39k€4k▼
Profit (loss) for the period to be appropriated9905€39k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€4k▼
Profit (loss) brought forward from the previous period14P€-1k€0▲
Transfer to equity691/2€38k€4k▼
To other reserves6921€38k€4k▼
Social balance
Average headcount (FTE)908714.520.0▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Equity above €100kEq €126k ▲45%
3 profitable years in a row build equity to €126k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €42k
Net result €42k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €-25k ▼201%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prinsenstraat 141000 BrusselGround area
1,331 m²
Building footprint
1,163 m²
Volume, LiDAR
24,731 m³
2 parcels, Brussels · tallest building 30.6 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
Frank - Breakfast, Lunch & Coffee Brussels
since 20192.294.508.274
Frank- Stéphanie
since 20242.355.867.011
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0008/00C006 | Brussels | 1,140 m² | 1 · 974 m² | 30.6 m · 7 fl. |
| 21802B0941/00C000 | Brussels | 190 m² | 1 · 189 m² | 24.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBrussel2.294.508.274
Sint-Gillis2.355.867.011
Dual-learning approval
3 live approvalsKeukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Restaurant en keuken duaal (so)
Similar companies · same sector, comparable size
VILLA NOVA
BE 0877.375.886
Middelkerke · Eq €129,638
'T STOVEKEN
BE 0456.840.504
Lokeren · Eq €129,672
ZHENG
BE 0479.280.661
Braine-l'Alleud · Eq €129,680
TIK-TAK
BE 0864.385.311
Sint-Gillis (bij-Brussel) · Eq €129,684
HOSTELLERIE DU PEIFFESCHOF
BE 0416.126.931
Arlon · Eq €129,463
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,268 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56220Contract catering and other food service activities
46370Wholesale trade
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:marianne@studiofrankie.be