Financials
- Fiscal year
- 2025
- Total assets
- €112,321
- Loss
- -€3,493
- Solvency
- -1.3%
Studio FAM
ActiveSummary
Studio FAM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,493) and a net result of -€3,493. Its solvency ranks better than 14% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Design of textile patterns, clothing, jewellery, furniture and decorative items
NACE 74111NACE 74101
1 site
Size
€112,321total assets 2025
- Equity
- -€1,493
- Loss
- -€3,493
Turnover not published (abridged schema)
Structure
Accounts 54 d early0 of 1 deed read
Why 53Capped at 59: negative equity- Founded in 2024- Negative equity -€1,493+ Sector Other professional, scientific and technical activities (NACE 74)+ Size: total assets €112,321Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 19% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
24
equity -1.3% of total assets
Liquidity
13
short-term debt 101.3% · cash 10.5%
Profitability
65
return on assets -3.1%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
11-2025: 0.5%lowest value
12-2025: 0.6%▲ +2.0% vs 11-2025
01-2026: 0.6%● 0.0% vs 12-2025
02-2026: 0.6%▲ +8.5% vs 01-2026
03-2026: 0.6%▲ +0.5% vs 02-2026
04-2026: 0.7%▲ +11.6% vs 03-2026
05-2026: 0.7%▲ +10.2% vs 04-2026
06-2026: 0.8%▲ +2.8% vs 05-2026highest value
07-2026: 0.6%▼ -25.3% vs 06-2026
08-2026: 0.6%▼ -0.7% vs 07-2026
09-2026: 0.6%▼ -0.7% vs 08-2026
10-2026: 0.6%▲ +5.5% vs 09-2026
- Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
- Founded in 2024 raises the probability for this profile
- Size: total assets €112,321 lowers the probability for this profile
- Negative equity -€1,493 raises the probability
No credit on open account
Liquidity short (current ratio 0.58; short-term debt: 101.3% and cash: 10.5% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 14%, liquidity 8%, profitability 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-06-2026, 54 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
54 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 07-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Design of textile patterns, clothing, jewellery, furniture and…NACE 74111
- Founded
- 11-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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