Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
The micro format states no turnover.
Of this, €4,459 falls due within a year.
Short-term debts rose from €1,772 to €4,459.
The 2024 accounts came latest: 92 days after the end of the period.
Less equity than 90% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.
In July 2024, 906 companies had the same profile as STUDIO DUA has now. Each dot stands for 3 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 906 companies, not a prediction for STUDIO DUA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| STUDIO DUA Hasselt | €18,946 | €2,835 | -2.7% | - |
| USAGES Sint-Gillis (bij-Brussel) | €21,668 | €2,231 | -305.0% | - |
| ADM ARCHITECTEN Schoten | €16,919 | €3,896 | 29.1% | - |
| Atelier d'Architecture H-AAH Brunehaut | €18,225 | €3,764 | -125.3% | - |
| Jente Pauwels Architectuur Westerlo | €15,025 | €3,843 | 0.4% | - |
| ATELIER B. ARCHITECTURE Binche | €23,671 | €3,950 | 61.8% | - |
| PG Building Services Deinze | €19,468 | €3,086 | 73.9% | - |
These companies have the same main activity as STUDIO DUA: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €15,000 and €23,700, founded between 2020 and 2023.
STUDIO DUA files the micro format. That format states no turnover. The gross margin fell from €7,567 in 2021 to €2,835 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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