STUDIO D'ANVERS
ActiveSTUDIO D'ANVERS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36k and a net result of €260. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-5
Solvency44▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.92 in 2023; short-term debt: 52.7% and cash: 4.2% of total assets), and 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.2%
Return on assets
0.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 36376 sector peers (2024).
NBB · sector comparisonPosition among 36376 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
61 d late
2022
53 d late
2021
153 d late
2020
92 d late
2019
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€36k▲ 0.7%
2023 · €35k
2018: €20k
2019: €23k
2020: €43k
2021: €30k
2022: €31k
2023: €35k
2018 → 2024
Total assets
€186k▼ 19.0%
2023 · €229k
2018: €126k
2019: €101k
2020: €93k
2021: €114k
2022: €153k
2023: €229k
2018 → 2024
Net result
€260▼ 97.3%
2023 · €10k
2018: €10k
2019: €3k
2020: €20k
2021: €-13k
2022: €887
2023: €10k
2018 → 2024
Working capital
€-29k▼ 196%
2023 · €-10k
2018: €13k
2019: €20k
2020: €39k
2021: €21k
2022: €9k
2023: €-10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€43k-€30k▼ 31.0%€31k▲ 3.0%€35k▲ 15.2%€36k▲ 0.7%
Operating result€27k-€-11k€4k€17k▲ 316%€4k▼ 74.9%
Net result€20k-€-13k€887€10k▲ 990%€260▼ 97.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €186k
Fixed assets
€117k▼ 0.7%
Current assets
€69k▼ 38.3%
Equity and liabilities €186k
Equity
€36k▲ 0.7%
Debt
€150k▼ 22.6%
The debt ratio falls from 84.6% to 80.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2023 · €32k
Cash flow
€25k▲
2023 · €24k
Solvency
19.2%▲
2023 · 15.4%
Current ratio
0.70▼
2023 · 0.92
Quick ratio
0.29▼
2023 · 0.63
Debt / equity
4.21▼
2023 · 5.48
ROE
0.7%▼
2023 · 27.3%
ROA
0.1%▼
2023 · 4.2%
Interest coverage
8.21▼
2023 · 12.53
Debt
€150k▼
2023 · €194k
Debt ≤ 1 year
€98k▼
2023 · €121k
Debt > 1 year
€52k▼
2023 · €72k
Income taxes
€458▼
2023 · €5k
Staff costs
€48k▼
2023 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€229k€186k▼
Fixed assets21/28€118k€117k▼
Tangible fixed assets22/27€118k€117k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€54k€60k▲
Other tangible fixed assets26€62k€55k▼
Current assets29/58€111k€69k▼
Amounts receivable after more than one year29€1k€1k=
Other amounts receivable291€1k€1k=
Stocks and contracts in progress3€35k€41k▲
Stocks30/36€35k€41k▲
Amounts receivable within one year40/41€65k€17k▼
Trade receivables40€55k€11k▼
Other amounts receivable41€10k€6k▼
Cash at bank and in hand54/58€8k€8k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€229k€186k▼
Equity10/15€35k€36k▲
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€18k€18k▲
Amounts payable17/49€194k€150k▼
Amounts payable after more than one year17€72k€52k▼
Financial debts170/4€72k€52k▼
Amounts payable within one year42/48€121k€98k▼
Current portion of amounts payable after more than one year42€21k€20k▼
Trade debts44€75k€47k▼
Suppliers440/4€75k€47k▼
Advances received on contracts in progress46-€11k
Taxes, remuneration and social security45€19k€20k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€5k-
Income statement
Code20232024
Non-recurring operating income76A-€22k
Remuneration, social security and pensions62€49k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€24k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€15-
Gross operating margin9900€84k€80k▼
Operating profit (loss)9901€17k€4k▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€14k€718▼
Income taxes67/77€5k€458▼
Profit (loss) for the period9904€10k€260▼
Profit (loss) for the period to be appropriated9905€10k€260▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€18k▼
Profit (loss) brought forward from the previous period14P€23k€18k▼
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-12
Financial
Back to profitnet €887
Net result €887 after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-12
Financial
Weakest financial yearnet €-13k ▼167%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
Financial
Highest result since 2018net €20k ▲507%
Operating result €27k, net result €20k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelsesteenweg 5532180 AntwerpenGround area
229 m²
Building footprint
185 m²
Volume, LiDAR
1,082 m³
Parcel 11014H0632/00D008, Flanders · tallest building 12.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kapelsesteenweg 553, 2180 Antwerpen
since 20032.134.174.204
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11014H0632/00D008 | Flanders | 229 m² | 1 · 185 m² | 12.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RF ATELIER
BE 1002.685.634
Assesse · Eq €36k
BELSOLAR CONNECT
BE 0804.280.745
Mons · Eq €36k
B CONSTRUCT
BE 0766.341.966
Wemmel · Eq €35k
TEAM'ACTION
BE 0465.591.585
Ittre · Eq €35k
LEREM BV
BE 1010.687.243
Heist-op-den-Berg · Eq €35k
Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-09-2003
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
47530Retail trade
47552Retail sale of lighting equipment
47592Retail trade
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.