STUDIO COUGNOU
ActiveSTUDIO COUGNOU has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €6k. Equity is growing by ~70.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+11
Growth78=
Stability82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 1.56 in 2024), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.9%
Return on assets
19.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
60 d early
2024
28 d late
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 57.9%
2024 · €14k
2023: €-2k
2024: €14k
2023 → 2025
Working capital
€12k▲ 98.4%
2024 · €6k
2023: €278
2024: €6k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€278-€14k▲ 4,796%€20k▲ 43.8%
Operating result€-2k-€18k€9k▼ 51.3%
Net result€-2k-€14k€6k▼ 57.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€8k▲ 0.8%
Current assets
€23k▲ 37.3%
Equity and liabilities €31k
Equity
€20k▲ 43.8%
Debt
€11k▲ 3.2%
The debt ratio falls from 44.0% to 36.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€13k▼
2024 · €21k
Cash flow
€10k▼
2024 · €16k
Solvency
63.9%▲
2024 · 56.0%
Current ratio
2.08▲
2024 · 1.56
Quick ratio
2.08▲
2024 · 1.56
Debt / equity
0.56▼
2024 · 0.79
ROE
30.4%▼
2024 · 104.1%
ROA
19.5%▼
2024 · 58.2%
Interest coverage
221.95▼
2024 · 357.62
Debt
€11k▲
2024 · €11k
Debt ≤ 1 year
€11k▲
2024 · €11k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€31k▲
Fixed assets21/28€8k€8k▲
Tangible fixed assets22/27€8k€8k▲
Furniture and vehicles24€8k€8k▲
Current assets29/58€17k€23k▲
Amounts receivable within one year40/41-€16k
Trade receivables40-€12k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€17k€7k▼
Deferred charges and accrued income490/1€159€167▲
Equity and liabilities
Total equity and liabilities10/49€24k€31k▲
Equity10/15€14k€20k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€12k€18k▲
Amounts payable17/49€11k€11k▲
Amounts payable within one year42/48€11k€11k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€593-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€803€751▼
Gross operating margin9900€21k€14k▼
Operating profit (loss)9901€18k€9k▼
Financial income75/76B€20€73▲
Recurring financial income75€20€73▲
Financial charges65/66B€58€60▲
Recurring financial charges65€58€60▲
Profit (loss) for the period before taxes9903€18k€9k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€14k€6k▼
Profit (loss) for the period to be appropriated9905€14k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€18k▲
Profit (loss) brought forward from the previous period14P€-2k€12k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Commerce 255340 GesvesGround area
1,258 m²
Building footprint
102 m²
Parcel 92042D0262/00P003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Studio Cougnou
since 20242.354.002.136
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92042D0262/00P003 | Wallonia | 1,258 m² | 1 · 102 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Aimédia
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Of 2,787 companies in sector 63910 we hold annual accounts for 696. 485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2023
Fiscal year end31-12
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:simon@cougnou.be
Phone:+32474934779