Studio Cosmos

Active

Private limited companyfounded 20214 yrs activeKalmthoutsesteenweg 100, 2910 Essen, BelgiumKBO/BCE: BE 0774.998.227

Summary

Studio Cosmos has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,691 and a net result of €5,929. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

Studio CosmosActiveChecked score 82/100

Risk analysis Report Compare

Activity

Graphic design and visual communication

NACE 74120NACE 74103

1 site

Size

€38,021total assets 2025

Equity: €20,691
Profit: €5,929

Turnover not published (abridged schema)

Financial health

82 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Accounts 44 d early0 of 2 deeds read

Why 82- 1 change of registered office in 24 months- Size: total assets €38,021+ Sector Other professional, scientific and technical activities (NACE 74)+ Liquidity: current ratio 1.98, cash €5,431, halvedShow the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Better than 57% of its sector peers (NACE 74, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 79-20

equity 54.4% of total assets

Liquidity 49-41

short-term debt 39.9% · cash 14.3%

Profitability 88+13

return on assets 15.6%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,337 companies)

Last 12 months 11-2025: 0.2%lowest value 12-2025: 0.2%▲ +4.5% vs 11-2025 01-2026: 0.4%▲ +110% vs 12-2025 02-2026: 0.5%▲ +3.2% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%● 0.0% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%▼ -0.2% vs 06-2026 08-2026: 0.4%▼ -1.5% vs 07-2026 09-2026: 0.5%▲ +7.1% vs 08-2026 10-2026: 0.5%▲ +12.7% vs 09-2026highest value

Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
1 change of registered office in 24 months raises the probability
Liquidity: current ratio 1.98, cash €5,431, halved lowers the probability
Size: total assets €38,021 raises the probability for this profile

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 1.98 against 2.72 in 2024; short-term debt: 39.9% and cash: 14.3% of total assets), and 45.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 56%, liquidity 33%, profitability 65%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Other professional, scientific and technical activities (NACE 74)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 1.98, cash €5,431, halved

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €38,021

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

44 d early

2024

42 d early

2023

44 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 18 December (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage