STUDIO BEAU ELLE

Active

Private limited companyfounded 20206 yrs activeEektstraat 4, 3111 Rotselaar, BelgiumKBO/BCE: BE 0742.639.423

The computed 12-month bankruptcy probability of STUDIO BEAU ELLE is 2.0% (moderate). The 2025 annual accounts show equity of €146k and a net result of €817. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 18120 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability50▼-19

Solvency73▲+2

Growth52=

Track record100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days acceptable

Liquidity ample (current ratio 3.33 against 3.13 in 2024; short-term debt: 15.7% and cash: 11.8% of total assets), but 51.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

48.2%

Return on assets

0.3%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

22 d early

2024

29 d late

2023

26 d late

2022

29 d late

2021

29 d late

2020

61 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

18-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€146k▲ 0.6%

2024 · €145k

2020: €88k 2021: €131k 2022: €139k 2023: €139k 2024: €145k

2020 → 2025

Total assets

€302k▼ 3.5%

2024 · €313k

2020: €151k 2021: €228k 2022: €327k 2023: €281k 2024: €313k

2020 → 2025

Net result

€817▼ 85.5%

2024 · €6k

2020: €86k 2021: €45k 2022: €8k 2023: €500 2024: €6k

2020 → 2025

Working capital

€111k▲ 10.8%

2024 · €100k

2020: €78k 2021: €107k 2022: €89k 2023: €90k 2024: €100k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€131k-€139k▲ 5.7%€139k▲ 0.4%€145k▲ 4.0%€146k▲ 0.6%

Operating result€55k-€12k▼ 79.0%€5k▼ 60.6%€10k▲ 124%€6k▼ 45.9%

Net result€45k-€8k▼ 83.3%€500▼ 93.4%€6k▲ 1,024%€817▼ 85.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 46% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €302k

47.6%

52.4%

Fixed assets €144k▼ 13.5%

Current assets €158k▲ 7.7%

Equity and liabilities €302k

48.2%

51.8%

Equity €146k▲ 0.6%

Debt €156k▼ 7.1%

The debt ratio falls from 53.7% to 51.8%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€22k▼

2024 · €35k

Cash flow

€17k▼

2024 · €30k

Solvency

48.2%▲

2024 · 46.3%

Current ratio

3.33▲

2024 · 3.13

Quick ratio

1.62▼

2024 · 1.97

Debt / equity

1.07▼

2024 · 1.16

ROE

0.6%▼

2024 · 3.9%

ROA

0.3%▼

2024 · 1.8%

Interest coverage

3.66▼

2024 · 5.77

Debt

€156k▼

2024 · €168k

Debt ≤ 1 year

€48k▲

2024 · €47k

Debt > 1 year

€109k▼

2024 · €121k

Income taxes

€3k▲

2024 · €3k

Staff costs

€11k▼

2024 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€313k€302k▼

Fixed assets21/28€166k€144k▼

Tangible fixed assets22/27€166k€144k▼

Land and buildings22€105k€96k▼

Furniture and vehicles24€22k€9k▼

Other tangible fixed assets26€40k€38k▼

Current assets29/58€147k€158k▲

Stocks and contracts in progress3€54k€82k▲

Stocks30/36€54k€82k▲

Amounts receivable within one year40/41€58k€40k▼

Trade receivables40€20k€20k▲

Other amounts receivable41€38k€20k▼

Cash at bank and in hand54/58€30k€36k▲

Deferred charges and accrued income490/1€4k€1k▼

Equity and liabilities

Total equity and liabilities10/49€313k€302k▼

Equity10/15€145k€146k▲

Contributions10/11€2k€2k=

Reserves13€143k€144k▲

Distributable reserves133€143k€144k▲

Amounts payable17/49€168k€156k▼

Amounts payable after more than one year17€121k€109k▼

Financial debts170/4€121k€109k▼

Amounts payable within one year42/48€47k€48k▲

Current portion of amounts payable after more than one year42€12k€12k▲

Trade debts44€11k€6k▼

Suppliers440/4€11k€6k▼

Taxes, remuneration and social security45€8k€10k▲

Taxes450/3€8k€10k▲

Other amounts payable47/48€16k€19k▲

Income statement Code20242025

Remuneration, social security and pensions62€12k€11k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€16k▼

Other operating charges640/8€2k€13k▲

Gross operating margin9900€49k€45k▼

Operating profit (loss)9901€10k€6k▼

Financial income75/76B€5k€5k▼

Recurring financial income75€5k€5k▼

Financial charges65/66B€6k€6k▼

Recurring financial charges65€6k€6k▼

Profit (loss) for the period before taxes9903€9k€4k▼

Income taxes67/77€3k€3k▲

Profit (loss) for the period9904€6k€817▼

Profit (loss) for the period to be appropriated9905€6k€817▼

Appropriation of the result

Profit (loss) to be appropriated9906€6k€817▼

Transfer to equity691/2€6k€817▼

To the legal reserve6920€6k-

To other reserves6921-€817

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 2Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

31-12

Financial Weakest financial yearnet €500 ▼93.4%

Net result drops to €500, the lowest in the series; recovery starts the following year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

29-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 29 days late

2021

31-12

Financial Equity above €100kEq €131k ▲49.3%

2 profitable years in a row build equity to €131k.

30-09

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 61 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Rotselaar · 2 establishment units since 2020

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eektstraat 43111 Rotselaar

Ground area

2,139 m²

Building footprint

1,155 m²

Volume, LiDAR

4,348 m³

3 parcels, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

Eektstraat 4D, 3111 Rotselaar

Retail sale of women's outerwear

since 20202.299.086.674

Martelarenstraat 20, 3200 Aarschot

Retail sale of women's outerwear

since 20202.306.472.829

3 parcels

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24123A0347/00L002	Flanders	1,049 m²	1 · 868 m²	10.0 m · 1 fl.
24123A0371/00E002	Flanders	1,039 m²	1 · 212 m²	11.0 m · 2 fl.
24662H0494/00H000	Flanders	51 m²	1 · 76 m²	11.1 m · 3 fl.