STUDIO BC
ActiveSummary
STUDIO BC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €546k and a net result of €453k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 2015 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▼-2
Solvency51▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.84 in 2024; short-term debt: 27.3% and cash: 23.9% of total assets), and 74.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.6%
Return on assets
21.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
14 d early
2024
1 d early
2023
7 d early
2022
11 d early
2021
9 d early
2020
16 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€546k▲ 66.0%
2024 · €329k
2019: €162klowest in 7 years
2020: €307k▲ +90.1% vs 2019
2021: €614k▲ +99.9% vs 2020
2022: €637k▲ +3.8% vs 2021
2023: €746k▲ +17.0% vs 2022highest in 7 years
2024: €329k▼ -55.9% vs 2023
2025: €546k▲ +66.0% vs 2024
2019 → 2025
Total assets
€2.13M▲ 64.0%
2024 · €1.30M
2019: €235klowest in 7 years
2020: €430k▲ +83.2% vs 2019
2021: €745k▲ +73.3% vs 2020
2022: €748k▲ +0.4% vs 2021
2023: €1.27M▲ +70.0% vs 2022
2024: €1.30M▲ +2.3% vs 2023
2025: €2.13M▲ +64.0% vs 2024highest in 7 years
2019 → 2025
Net result
€453k▲ 56.7%
2024 · €289k
2019: €155k
2020: €146k▼ -6.3% vs 2019lowest in 7 years
2021: €307k▲ +111% vs 2020
2022: €370k▲ +20.4% vs 2021
2023: €261k▼ -29.3% vs 2022
2024: €289k▲ +10.6% vs 2023
2025: €453k▲ +56.7% vs 2024highest in 7 years
2019 → 2025
Working capital
€-5k▲ 95.6%
2024 · €-105k
2019: €70k
2020: €190k▲ +172% vs 2019
2021: €389k▲ +105% vs 2020
2022: €410k▲ +5.3% vs 2021highest in 7 years
2023: €354k▼ -13.7% vs 2022
2024: €-105k▼ -130% vs 2023lowest in 7 years
2025: €-5k▲ +95.6% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€614k-€637k▲ 3.8%€746k▲ 17.0%€329k▼ 55.9%€546k▲ 66.0%
2021: €614k
2022: €637k▲ +3.8% vs 2021
2023: €746k▲ +17.0% vs 2022highest in 5 years
2024: €329k▼ -55.9% vs 2023lowest in 5 years
2025: €546k▲ +66.0% vs 2024
Operating result€403k-€488k▲ 21.0%€356k▼ 26.9%€388k▲ 8.8%€611k▲ 57.6%
2021: €403k
2022: €488k▲ +21.0% vs 2021
2023: €356k▼ -26.9% vs 2022lowest in 5 years
2024: €388k▲ +8.8% vs 2023
2025: €611k▲ +57.6% vs 2024highest in 5 years
Net result€307k-€370k▲ 20.4%€261k▼ 29.3%€289k▲ 10.6%€453k▲ 56.7%
2021: €307k
2022: €370k▲ +20.4% vs 2021
2023: €261k▼ -29.3% vs 2022lowest in 5 years
2024: €289k▲ +10.6% vs 2023
2025: €453k▲ +56.7% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.13M
Fixed assets
€1.56M ▲ 111%
Current assets
€577k ▲ 2.3%
Equity and liabilities €2.13M
Equity
€546k ▲ 66.0%
Debt
€1.59M ▲ 63.4%
Debt's share of the balance-sheet total falls from 74.7% to 74.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€659k▲
2024 · €424k
Cash flow
€501k▲
2024 · €325k
Current ratio
0.99▲
2024 · 0.84
Debt to equity
2.91▼
2024 · 2.95
ROE
83.0%▼
2024 · 87.8%
ROA
21.2%▼
2024 · 22.2%
Interest coverage
19.98▼
2024 · 28.80
Debt ≤ 1 year
€582k▼
2024 · €670k
Debt > 1 year
€999k▲
2024 · €301k
Income taxes
€125k▲
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.30M€2.13M▲
Fixed assets21/28€736k€1.56M▲
Tangible fixed assets22/27€736k€1.56M▲
Land and buildings22€631k€1.37M▲
Plant, machinery and equipment23€10k€10k=
Furniture and vehicles24€42k€158k▲
Other tangible fixed assets26€54k€14k▼
Current assets29/58€564k€577k▲
Amounts receivable within one year40/41€57k€61k▲
Trade receivables40€43k€39k▼
Other amounts receivable41€14k€22k▲
Cash at bank and in hand54/58€498k€510k▲
Deferred charges and accrued income490/1€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.30M€2.13M▲
Equity10/15€329k€546k▲
Contributions10/11€19k€19k=
Reserves13€310k€310k=
Distributable reserves133€310k€310k=
Profit (loss) carried forward14-€217k
Amounts payable17/49€971k€1.59M▲
Amounts payable after more than one year17€301k€999k▲
Financial debts170/4€301k€999k▲
Amounts payable within one year42/48€670k€582k▼
Current portion of amounts payable after more than one year42€19k€48k▲
Financial debts43€92€1k▲
Credit institutions430/8€92-
Other loans439-€1k
Trade debts44€23k€66k▲
Suppliers440/4€23k€66k▲
Taxes, remuneration and social security45€38k€38k▼
Taxes450/3€36k€36k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€590k€428k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€48k▲
Other operating charges640/8€3k€24k▲
Non-recurring operating charges66A€103k€44k▼
Gross operating margin9900€529k€728k▲
Operating profit (loss)9901€388k€611k▲
Financial income75/76B€5k€253▼
Recurring financial income75€5k€253▼
Financial charges65/66B€15k€33k▲
Recurring financial charges65€15k€33k▲
Profit (loss) for the period before taxes9903€378k€578k▲
Income taxes67/77€89k€125k▲
Profit (loss) for the period9904€289k€453k▲
Profit (loss) for the period to be appropriated9905€289k€453k▲
Appropriation of the result
Profit (loss) to be appropriated9906€289k€453k▲
Transfer from equity791/2€706k-
Transfer to equity691/2€289k-
To other reserves6921€289k-
Profit to be distributed694/7€706k€236k▼
Return on contributions (dividend)694€706k€236k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €31k | €32k | €36k | €48k | ▲ 33.1% |
| Other operating charges640/8 | €1k | €3k | €4k | €3k | €24k | ▲ 796% |
| Non-recurring operating charges66A | - | - | €47k | €103k | €44k | ▼ 56.9% |
| Gross operating margin9900 | €421k | €521k | €439k | €529k | €728k | ▲ 37.4% |
| Operating profit (loss)9901 | €403k | €488k | €356k | €388k | €611k | ▲ 57.6% |
| Financial income75/76B | €1k | €2k | €460 | €5k | €253 | ▼ 94.6% |
| Recurring financial income75 | €1k | €2k | €460 | €5k | €253 | ▼ 94.6% |
| Financial charges65/66B | €2k | €1k | €11k | €15k | €33k | ▲ 124% |
| Recurring financial charges65 | €2k | €1k | €11k | €15k | €33k | ▲ 124% |
| Profit (loss) for the period before taxes9903 | €402k | €488k | €346k | €378k | €578k | ▲ 53.2% |
| Income taxes67/77 | €95k | €118k | €85k | €89k | €125k | ▲ 41.5% |
| Profit (loss) for the period9904 | €307k | €370k | €261k | €289k | €453k | ▲ 56.7% |
| Profit (loss) for the period to be appropriated9905 | €307k | €370k | €261k | €289k | €453k | ▲ 56.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €745k | €748k | €1.27M | €1.30M | €2.13M | ▲ 64.0% |
| Fixed assets21/28 | €225k | €228k | €715k | €736k | €1.56M | ▲ 111% |
| Tangible fixed assets22/27 | €225k | €228k | €715k | €736k | €1.56M | ▲ 111% |
| Land and buildings22 | €99k | €96k | €583k | €631k | €1.37M | ▲ 118% |
| Plant, machinery and equipment23 | €8k | €10k | €10k | €10k | €10k | = |
| Furniture and vehicles24 | €75k | €72k | €65k | €42k | €158k | ▲ 277% |
| Other tangible fixed assets26 | €44k | €51k | €57k | €54k | €14k | ▼ 74.3% |
| Current assets29/58 | €520k | €520k | €557k | €564k | €577k | ▲ 2.3% |
| Amounts receivable after more than one year29 | €60k | €60k | - | - | - | - |
| Trade receivables290 | - | €60k | - | - | - | - |
| Other amounts receivable291 | €60k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €16k | €48k | €60k | €57k | €61k | ▲ 7.5% |
| Trade receivables40 | €16k | €31k | €42k | €43k | €39k | ▼ 8.0% |
| Other amounts receivable41 | €238 | €17k | €18k | €14k | €22k | ▲ 53.4% |
| Current investments50/53 | - | - | €100k | - | - | - |
| Cash at bank and in hand54/58 | €439k | €408k | €389k | €498k | €510k | ▲ 2.4% |
| Deferred charges and accrued income490/1 | €4k | €4k | €8k | €10k | €6k | ▼ 32.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €745k | €748k | €1.27M | €1.30M | €2.13M | ▲ 64.0% |
| Equity10/15 | €614k | €637k | €746k | €329k | €546k | ▲ 66.0% |
| Contributions10/11 | €6k | €19k | €19k | €19k | €19k | = |
| Reserves13 | - | €619k | €727k | €310k | €310k | = |
| Distributable reserves133 | - | €619k | €727k | €310k | €310k | = |
| Profit (loss) carried forward14 | €608k | - | - | - | €217k | - |
| Amounts payable17/49 | €131k | €110k | €526k | €971k | €1.59M | ▲ 63.4% |
| Amounts payable after more than one year17 | - | - | €320k | €301k | €999k | ▲ 231% |
| Financial debts170/4 | - | - | €320k | €301k | €999k | ▲ 231% |
| Amounts payable within one year42/48 | €131k | €110k | €203k | €670k | €582k | ▼ 13.1% |
| Current portion of amounts payable after more than one year42 | - | - | €18k | €19k | €48k | ▲ 155% |
| Financial debts43 | €2k | €2k | €117 | €92 | €1k | ▲ 1,088% |
| Credit institutions430/8 | €2k | €2k | €117 | €92 | - | - |
| Other loans439 | - | - | - | - | €1k | - |
| Trade debts44 | €9k | €19k | €29k | €23k | €66k | ▲ 193% |
| Suppliers440/4 | €9k | €19k | €29k | €23k | €66k | ▲ 193% |
| Taxes, remuneration and social security45 | €116k | €21k | €39k | €38k | €38k | ▼ 0.5% |
| Taxes450/3 | €114k | €19k | €37k | €36k | €36k | ▼ 0.5% |
| Remuneration and social security454/9 | €2k | €2k | €2k | €2k | €2k | = |
| Other amounts payable47/48 | €3k | €68k | €118k | €590k | €428k | ▼ 27.4% |
| Accrued charges and deferred income492/3 | - | - | €2k | - | €6k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €307k | €370k | €261k | €289k | €453k | ▲ 56.7% |
| + Depreciation and write-downs630 | €16k | €31k | €32k | €36k | €48k | ▲ 33.1% |
| Operating cash flow (approximation) | €323k | €400k | €293k | €325k | €501k | ▲ 54.1% |
| Investment in fixed assets (approximation) | - | €-33k | €-519k | €-57k | €-868k | ▼ 1,416% |
| Change in cash | - | €-31k | €-19k | €109k | €12k | ▼ 89.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €453k ▲56.7%
Operating result €611k, net result €453k, both a record.
31-12
Financial
Equity above €500kEq €546k ▲66%
7 profitable years in a row build equity to €546k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €614k ▲99.9%
3 profitable years in a row build equity to €614k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €146k ▼6.3%
Net result drops to €146k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €307k ▲90.1%
2 profitable years in a row build equity to €307k.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2018
Ground area
668 m²
Building footprint
153 m²
Volume, LiDAR
607 m³
Parcel 44012B0434/00T000, Flanders · tallest building 15.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Simon de Burbure Architect
since 20182.279.178.613
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0434/00T000 | Flanders | 668 m² | 1 · 153 m² | 15.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,856 EUR awarded · 1,527 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,596 EUR | 0 EUR |
| 2023 | 1 | 0 EUR | 267 EUR |
| 2022 | 1 | 1,260 EUR | 1,260 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
2549005YJ9LH9RIJOI64
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 3,876 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
96999Other personal services
Scores and ratios are computed by Checked and are not a credit decision.