Equity
€546,148 ▲ 66.0%
Equity rose in 2025 from €329,074 to €546,148.
STUDIO BC
Lifetime
7 annual accounts with figures on one time axispeak €727,507 (2025)
€727,507▲ 37.4%
peak €453,074 (2025)
€453,074▲ 56.7%
peak €745,884 (2023)
€546,148▲ 66.0%
€1.6m▲ 63.4%
Board2 names since 2018
Documentsfilings and deeds
17-07-202614 days before the deadline
2025abbreviated format
Gross margin from €529,395 to €727,507Result from €289,072 to €453,074Dividend €236,000Equity from €329,074 to €546,148Debts from €971,139 to €1.6mInvestments €867,920
Key points
from the 2025 annual accountsTurnover
≈ €1.8m estimated
The accounts state no turnover.
Debts
€1.6m ▲ 63.4%
Debts rose by €615,599 in 2025.
Investments
€914,908 19.0 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 117.9% higher than in 2024.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 1 to 14 days before the end of the period.
Position in the sector
€453,074
Higher net result than 94% of companies in architecture and engineering. Sector median €26,976 · 2,564 companies.
Net result +57%: other schema
Checked score
97
Excellent
Financially stronger than 74% of small companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 689 companies (NACE 71, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €2.1m
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Figures for financial year 2025 (filed on 17-07-2026)
Liquidity: current ratio 0.99, cash €509,638
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, small). It does better than 30% of them on solvency, 80% on liquidity, 91% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as STUDIO BC has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of STUDIO BC itself is lower: < 0.1% within 12 months. It rests on far more data about STUDIO BC than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for STUDIO BC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.99 (0.84 in 2024), below 1. Short-term debt is 27.3% and cash 23.9% of total assets. 74.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
14 days early
2024
1 day early
2023
7 days early
2022
11 days early
2021
9 days early
2020
16 days early
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Simon de Burbure de Wesembeekdeed of 20-06-2022
- Cordie Emiliennedeed of 20-06-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0701902589
Environmental permit granted
Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande gebouwen · Gent
Amendment of the articles
Capital contribution: volstorting van het niet volstorte deel van het voormalig kapitaal (inbreng) · General meeting of 15-06-2022 · Gazette deed
Resignation: Cordie Emilienne (director)
General meeting of 02-07-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STUDIO BC Nazareth-De Pinte | €2.1m | €0.7m | 25.6% | - |
| WE-S architecten Ghent | €1.8m | €0.8m | 52.3% | - |
| ATELIER LINÉA ARCHITECTS, société d’architectes Huy | €2.1m | €0.6m | 4.0% | 7 |
| ZINDER Ypres | €2.5m | €1.0m | 17.4% | 6.4 |
| FISH ARCHITECTEN Roeselare | €1.6m | €0.6m | 1.2% | 9.2 |
| Plan Design Ostend | €2.7m | €0.6m | 80.9% | 1.1 |
| Van Damme-Vandeputte Architecten Izegem | €2.4m | €1.1m | 26.2% | 4.8 |
These companies have the same main activity as STUDIO BC: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €1.6m and €2.7m, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 30-08-2018Normal situation
- Activity
- Activities of building architectsNACE 71111and 2 others
- Establishment unit
- 2.279.178.6139840 Nazareth-De Pinte, since 30-08-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Annual accounts 2025
- €2.1m▲ 64.0%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on STUDIO BC
STUDIO BC files the abbreviated format. That format states no turnover. The gross margin rose from €214,961 in 2019 to €727,507 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STUDIO BC
- What is the company number of STUDIO BC?
- The company number of STUDIO BC is 0701.902.589. The VAT number is the same number with BE in front: BE 0701.902.589.
- Where is STUDIO BC based?
- The registered office is at Pruimenbosstraat 23, 9840 Nazareth-De Pinte.Company details
- What does STUDIO BC do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of STUDIO BC?
- STUDIO BC is a private limited company (BV).
- When was STUDIO BC founded?
- STUDIO BC was founded on 30-08-2018.
- Is STUDIO BC still active?
- Yes, STUDIO BC is an active enterprise in the KBO register.
- What is the turnover of STUDIO BC?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €727,507 and 35 comparable companies (NACE 711). It probably lies between €1.3m and €2.4m.Financials
- Is STUDIO BC profitable?
- In financial year 2025, STUDIO BC made a profit of €453,074.
- Where can I find the annual accounts of STUDIO BC?
- STUDIO BC filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STUDIO BC due?
- STUDIO BC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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