STUDIO B1
ActiveSummary
STUDIO B1 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4,669 and a net result of €4,646. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 2545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability97▲+57
Solvency47▲+22
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.3%
Return on assets
22.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €4,669
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d early
2022
31 d early
2021
31 d early
2020
1 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€4,669▲ 20,243%
2023 · €23
Total assets
€20,911▲ 133%
2023 · €8,988
Net result
€4,646
2023 · -€666
Working capital
€3,506▲ 269%
2023 · €949
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,556-€9,135€17,351€1,502▼ 91.3%€8,028▲ 434%
Net result€584within the sector's middle half-€9,992below the sector's middle half€12,982within the sector's middle half-€666within the sector's middle half€4,646within the sector's middle half
Equity-€2,301below the sector's middle half▲ 20.3%-€12,293below the sector's middle half▼ 434%€689below the sector's middle half€23below the sector's middle half▼ 96.7%€4,669below the sector's middle half▲ 20,243%
Total assets€19,539below the sector's middle half▼ 4.5%€4,804below the sector's middle half▼ 75.4%€19,637below the sector's middle half▲ 309%€8,988below the sector's middle half▼ 54.2%€20,911below the sector's middle half▲ 133%
Debt€21,840▼ 6.5%€17,097▼ 21.7%€18,948▲ 10.8%€8,965▼ 52.7%€16,243▲ 81.2%
Working capital-€5,874▲ 50.1%-€11,302▼ 92.4%€163€949▲ 483%€3,506▲ 269%
Solvency-11.8%below the sector's middle half▲ 2.3pp3.5%below the sector's middle half0.3%below the sector's middle half▼ 3.3pp22.3%within the sector's middle half▲ 22.1pp
above
within
below
the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 434% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20,911
Fixed assets
€2,685 ▲ 152%
Current assets
€18,226 ▲ 130%
Equity and liabilities €20,911
Equity
€4,669 ▲ 20,243%
Debt
€16,243 ▲ 81.2%
Debt's share of the balance-sheet total falls from 99.7% to 77.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9,211▲
2023 · €2,039
Cash flow
€5,828▲
2023 · -€129
Current ratio
1.24▲
2023 · 1.14
Debt to equity
3.48
ROE
99.5%
ROA
22.2%▲
2023 · -7.4%
Interest coverage
21.12▲
2023 · 3.71
Debt ≤ 1 year
€14,720▲
2023 · €6,972
Income taxes
€3,029▲
2023 · €1,670
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,178 | €4,500 | €7 | €537 | €1,183 | ▲ 120% |
| Other operating charges640/8 | - | €2,909 | €647 | €1,147 | €1,208 | ▲ 5.3% |
| Gross operating margin9900 | €9,043 | -€1,726 | €18,006 | €3,187 | €10,419 | ▲ 227% |
| Operating profit (loss)9901 | €1,556 | -€9,135 | €17,351 | €1,502 | €8,028 | ▲ 434% |
| Financial income75/76B | - | €5 | €32 | €52 | €82 | ▲ 58.7% |
| Recurring financial income75 | €35 | €5 | €32 | €52 | €82 | ▲ 58.7% |
| Financial charges65/66B | - | €604 | €557 | €550 | €436 | ▼ 20.8% |
| Recurring financial charges65 | €750 | €604 | €557 | €550 | €436 | ▼ 20.8% |
| Profit (loss) for the period before taxes9903 | €841 | -€9,735 | €16,825 | €1,004 | €7,675 | ▲ 665% |
| Income taxes67/77 | €257 | €258 | €3,843 | €1,670 | €3,029 | ▲ 81.4% |
| Profit (loss) for the period9904 | €584 | -€9,992 | €12,982 | -€666 | €4,646 | ▲ 797% |
| Profit (loss) for the period to be appropriated9905 | €584 | -€9,992 | €12,982 | -€666 | €4,646 | ▲ 797% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19,539 | €4,804 | €19,637 | €8,988 | €20,911 | ▲ 133% |
| Fixed assets21/28 | €4,500 | - | €1,604 | €1,067 | €2,685 | ▲ 152% |
| Intangible fixed assets21 | €4,500 | - | - | - | - | - |
| Tangible fixed assets22/27 | - | - | €1,604 | €1,067 | €2,685 | ▲ 152% |
| Furniture and vehicles24 | - | - | €1,604 | €1,067 | €2,685 | ▲ 152% |
| Current assets29/58 | €15,039 | €4,804 | €18,033 | €7,921 | €18,226 | ▲ 130% |
| Amounts receivable within one year40/41 | €10,591 | €4,068 | €15,208 | €3,802 | €9,992 | ▲ 163% |
| Trade receivables40 | - | €3,911 | €15,051 | €2,235 | €9,793 | ▲ 338% |
| Other amounts receivable41 | - | €157 | €157 | €1,567 | €199 | ▼ 87.3% |
| Cash at bank and in hand54/58 | €3,805 | €736 | €1,494 | €3,697 | €6,573 | ▲ 77.8% |
| Deferred charges and accrued income490/1 | - | - | €1,331 | €422 | €1,660 | ▲ 294% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19,539 | €4,804 | €19,637 | €8,988 | €20,911 | ▲ 133% |
| Equity10/15 | -€2,301 | -€12,293 | €689 | €23 | €4,669 | ▲ 20,243% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €18,813 | €18,813 | €18,813 | €16,983 | €16,983 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €16,953 | €16,953 | €16,983 | €16,983 | = |
| Profit (loss) carried forward14 | -€27,314 | -€37,306 | -€24,323 | -€23,160 | -€18,514 | ▲ 20.1% |
| Amounts payable17/49 | €21,840 | €17,097 | €18,948 | €8,965 | €16,243 | ▲ 81.2% |
| Amounts payable within one year42/48 | €20,913 | €16,106 | €17,870 | €6,972 | €14,720 | ▲ 111% |
| Trade debts44 | €4,203 | €3,843 | €5,702 | €1,984 | €5,648 | ▲ 185% |
| Suppliers440/4 | - | €3,843 | €5,702 | €1,984 | €5,648 | ▲ 185% |
| Taxes, remuneration and social security45 | - | €3,158 | €7,287 | €4,975 | €7,055 | ▲ 41.8% |
| Taxes450/3 | - | €2,558 | €7,287 | €4,975 | €7,055 | ▲ 41.8% |
| Remuneration and social security454/9 | - | €600 | - | - | - | - |
| Other amounts payable47/48 | - | €9,106 | €4,882 | €13 | €2,017 | ▲ 15,237% |
| Accrued charges and deferred income492/3 | - | €991 | €1,078 | €1,993 | €1,523 | ▼ 23.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €584 | -€9,992 | €12,982 | -€666 | €4,646 | ▲ 797% |
| + Depreciation and write-downs630 | €6,178 | €4,500 | €7 | €537 | €1,183 | ▲ 120% |
| Operating cash flow (approximation) | €6,763 | -€5,492 | €12,990 | -€129 | €5,828 | ▲ 4,612% |
| Investment in fixed assets (approximation) | - | - | - | €0 | -€2,801 | - |
| Change in cash | - | -€3,069 | €758 | €2,203 | €2,876 | ▲ 30.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4,646
Net result €4,646 after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12,982
Net result €12,982 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.01
Current ratio from 0.30 to 1.01.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €584
Net result €584 after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 73 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2011
Ground area
198 m²
Building footprint
77 m²
Volume, LiDAR
517 m³
Parcel 23643G0493/00F006, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gezellestraat (Guido) 25, 1800 Vilvoorde
since 20112.204.393.294
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643G0493/00F006 | Flanders | 198 m² | 1 · 77 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 949 companies in sector 85699 we hold annual accounts for 147. 43 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
85699Other educational support services
70200Business and other management consultancy
74201Photography, excluding press photography
82990Other business support services
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0840371475
Also
9925:BE0840371475
Registered
28-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.