Studio Ambacht
ActiveStudio Ambacht has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €22k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-4
Solvency60▼-40
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 1.59 in 2024; short-term debt: 6.7% and cash: 6.1% of total assets), but 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
21 d early
2023
11 d early
2022
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 27.5%
2024 · €80k
2022: €69k
2023: €70k
2024: €80k
2022 → 2025
Total assets
€290k▲ 185%
2024 · €101k
2022: €103k
2023: €91k
2024: €101k
2022 → 2025
Net result
€22k▲ 111%
2024 · €10k
2022: €67k
2023: €384
2024: €10k
2022 → 2025
Working capital
€32k▲ 153%
2024 · €13k
2022: €55k
2023: €31k
2024: €13k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€69k-€70k▲ 0.6%€80k▲ 15.0%€102k▲ 27.5%
Operating result€83k-€143▼ 99.8%€13k▲ 9,215%€29k▲ 115%
Net result€67k-€384▼ 99.4%€10k▲ 2,623%€22k▲ 111%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 115% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets
€239k▲ 253%
Current assets
€51k▲ 51.3%
Equity and liabilities €290k
Equity
€102k▲ 27.5%
Debt
€187k▲ 782%
The debt ratio rises from 20.9% to 64.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €22k
Cash flow
€35k▲
2024 · €19k
Solvency
35.3%▼
2024 · 79.1%
Current ratio
2.65▲
2024 · 1.59
Quick ratio
2.65▲
2024 · 1.59
Debt / equity
1.83▲
2024 · 0.26
ROE
21.6%▲
2024 · 13.0%
ROA
7.6%▼
2024 · 10.3%
Interest coverage
8.44▼
2024 · 26.54
Debt
€187k▲
2024 · €21k
Debt ≤ 1 year
€19k▼
2024 · €21k
Debt > 1 year
€168k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€290k▲
Fixed assets21/28€68k€239k▲
Tangible fixed assets22/27€68k€239k▲
Land and buildings22€67k€235k▲
Furniture and vehicles24€740€3k▲
Current assets29/58€34k€51k▲
Amounts receivable after more than one year29€10k€30k▲
Other amounts receivable291€10k€30k▲
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€1k€3k▲
Other amounts receivable41-€314
Cash at bank and in hand54/58€22k€18k▼
Deferred charges and accrued income490/1€368€387▲
Equity and liabilities
Total equity and liabilities10/49€101k€290k▲
Equity10/15€80k€102k▲
Contributions10/11€3k€3k=
Reserves13€78k€100k▲
Distributable reserves133€78k€100k▲
Amounts payable17/49€21k€187k▲
Amounts payable after more than one year17-€168k
Financial debts170/4-€168k
Amounts payable within one year42/48€21k€19k▼
Current portion of amounts payable after more than one year42-€7k
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€12k€10k▼
Other amounts payable47/48€4k€76▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€845€3k▲
Gross operating margin9900€23k€44k▲
Operating profit (loss)9901€13k€29k▲
Financial income75/76B€750€500▼
Recurring financial income75€750€500▼
Financial charges65/66B€826€5k▲
Recurring financial charges65€826€5k▲
Profit (loss) for the period before taxes9903€13k€24k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€10k€22k▲
Profit (loss) for the period to be appropriated9905€10k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€22k▲
Transfer to equity691/2€10k€22k▲
To other reserves6921€10k€22k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €102k ▲27.5%
4 profitable years in a row build equity to €102k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €384 ▼99.4%
Net result drops to €384, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonstraat 552140 AntwerpenGround area
134 m²
Building footprint
65 m²
Volume, LiDAR
663 m³
Parcel 11006A0492/00N011, Flanders · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Studio Ambacht
since 20222.328.486.978
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0492/00N011 | Flanders | 134 m² | 1 · 65 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATELIER MADE
BE 0778.976.811
Chaudfontaine · Eq €102k
GOING EAST
BE 0627.624.939
Antwerpen · Eq €102k
FREDERIK TEMMERMAN IR. ARCHITECT
BE 0737.770.914
Oostkamp · Eq €102k
atelier avondzon
BE 0794.153.549
Gent · Eq €102k
IDA
BE 0765.348.707
Leuven · Eq €102k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2022
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.