Studio 2
ActiveStudio 2 has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €5k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 3.24 in 2024), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
18.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
10 d early
2024
31 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 31.8%
2024 · €17k
2023: €14k
2024: €17k
2023 → 2025
Total assets
€30k▲ 24.1%
2024 · €24k
2023: €21k
2024: €24k
2023 → 2025
Net result
€5k▲ 93.1%
2024 · €3k
2023: €11k
2024: €3k
2023 → 2025
Working capital
€22k▲ 41.0%
2024 · €15k
2023: €12k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€17k▲ 19.7%€22k▲ 31.8%
Operating result€17k-€5k▼ 72.1%€8k▲ 63.7%
Net result€11k-€3k▼ 75.0%€5k▲ 93.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 64% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€567▼ 62.4%
Current assets
€29k▲ 30.0%
Equity and liabilities €30k
Equity
€22k▲ 31.8%
Debt
€7k▲ 5.3%
The debt ratio falls from 28.9% to 24.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€9k▲
2024 · €6k
Cash flow
€6k▲
2024 · €4k
Solvency
75.4%▲
2024 · 71.1%
Current ratio
3.99▲
2024 · 3.24
Quick ratio
3.99▲
2024 · 3.24
Debt / equity
0.33▼
2024 · 0.41
ROE
24.1%▲
2024 · 16.5%
ROA
18.2%▲
2024 · 11.7%
Interest coverage
20.07▲
2024 · 8.03
Debt
€7k▲
2024 · €7k
Debt ≤ 1 year
€7k▲
2024 · €7k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€30k▲
Fixed assets21/28€2k€567▼
Tangible fixed assets22/27€2k€567▼
Furniture and vehicles24€2k€567▼
Current assets29/58€22k€29k▲
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40€5k€6k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€12k€19k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€24k€30k▲
Equity10/15€17k€22k▲
Contributions10/11€3k€3k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14-€5k
Amounts payable17/49€7k€7k▲
Amounts payable within one year42/48€7k€7k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€941€941=
Other operating charges640/8€1k€863▼
Gross operating margin9900€7k€10k▲
Operating profit (loss)9901€5k€8k▲
Financial income75/76B€128€59▼
Recurring financial income75€128€59▼
Financial charges65/66B€708€434▼
Recurring financial charges65€708€434▼
Profit (loss) for the period before taxes9903€4k€7k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼75%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neremstraat 2763700 Tongeren-BorgloonGround area
1.5 ha
Building footprint
306 m²
Volume, LiDAR
3,627 m³
Parcel 73059A0861/00C012, Flanders · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Studio 2
since 20222.337.966.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73059A0861/00C012 | Flanders | 1.5 ha | 1 · 306 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 525 EUR awarded · 525 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 525 EUR | 525 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
KLELS ARCHI
BE 0677.617.749
Habay · Eq €22k
Walravens Weets Architecten
BE 0778.856.154
Merchtem · Eq €22k
CP Architectes sprl
BE 0833.719.849
Ukkel · Eq €22k
COLLECTIVE ARCHITECTUUR
BE 1006.683.321
Holsbeek · Eq €22k
Be@rchitect and More
BE 0846.327.968
Genappe · Eq €22k
Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 4,603 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2022
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.