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STUDIÔ

Active
Private limited companyfounded 2022active for 4 yearsGrand-Rue 17, 6760 Virton, BelgiumKBO/BCE: BE 0788.821.915
Summary

STUDIÔ has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,922 and a net result of €46,538. Equity is growing by about 56% per year across the filed financial years. Its solvency ranks better than 84% of 11,734 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (4 days) Filed on 4 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00385986.

Turnover
≈ €140,000
Estimated: probably between €110,000 and €200,000
Total assets
€67,558▲ 7.4%
2024 · €62,907
Net result
€46,538▲ 33.0%
2024 · €35,002
Working capital
€46,563▲ 2.4%
2024 · €45,485
Trend over the years

2022 to 2025, 4 financial years

The operating result has risen three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€62,866 2025 Net result€46,538 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€11,452-€14,275▲ 24.6%€51,353▲ 260%€62,866▲ 22.4%
Net result€8,246within the sector's middle half-€9,435within the sector's middle half▲ 14.4%€35,002within the sector's middle half▲ 271%€46,538above the sector's middle half▲ 33.0%
Equity€15,746below the sector's middle half-€22,781within the sector's middle half▲ 44.7%€55,384within the sector's middle half▲ 143%€56,922within the sector's middle half▲ 2.8%
Total assets€19,465below the sector's middle half-€39,170below the sector's middle half▲ 101%€62,907below the sector's middle half▲ 60.6%€67,558within the sector's middle half▲ 7.4%
Debt€3,719-€16,389▲ 341%€7,523▼ 54.1%€10,636▲ 41.4%
Working capital€7,283within the sector's middle half-€10,534within the sector's middle half▲ 44.6%€45,485within the sector's middle half▲ 332%€46,563within the sector's middle half▲ 2.4%
Solvency80.9%above the sector's middle half-58.2%within the sector's middle half▼ 22.7pp88.0%above the sector's middle half▲ 29.9pp84.3%above the sector's middle half▼ 3.8pp
Current ratio2.96within the sector's middle half-1.64within the sector's middle half▼ 1.327.05above the sector's middle half▲ 5.405.38above the sector's middle half▼ 1.67
Return on assets (ROA)42.4%above the sector's middle half-24.1%within the sector's middle half▼ 18.3pp55.6%above the sector's middle half▲ 31.6pp68.9%above the sector's middle half▲ 13.2pp
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67,558
Fixed assets €10,359 ▲ 4.7%
Current assets €57,199 ▲ 7.9%
Equity and liabilities €67,558
Equity €56,922 ▲ 2.8%
Debt €10,636 ▲ 41.4%
Debt's share of the balance-sheet total rises from 12.0% to 15.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€65,906▲
2024 · €53,702
Cash flow
€49,578▲
2024 · €37,352
Debt to equity
0.19▲
2024 · 0.14
ROE
81.8%▲
2024 · 63.2%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€10,636▲
2024 · €7,523
Income taxes
€16,225▼
2024 · €16,245
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€62,907€67,558▲
Fixed assets21/28€9,898€10,359▲
Tangible fixed assets22/27€6,548€7,009▲
Furniture and vehicles24€6,548€7,009▲
Financial fixed assets28€3,350€3,350=
Current assets29/58€53,008€57,199▲
Amounts receivable within one year40/41€6,047€9,121▲
Trade receivables40€5,547€9,121▲
Other amounts receivable41€500-
Cash at bank and in hand54/58€46,544€47,895▲
Deferred charges and accrued income490/1€417€183▼
Equity and liabilities
Total equity and liabilities10/49€62,907€67,558▲
Equity10/15€55,384€56,922▲
Contributions10/11€7,500€7,500=
Reserves13€46,000€46,000=
Distributable reserves133€46,000€46,000=
Profit (loss) carried forward14€1,884€3,422▲
Amounts payable17/49€7,523€10,636▲
Amounts payable within one year42/48€7,523€10,636▲
Trade debts44€261€481▲
Suppliers440/4€261€481▲
Taxes, remuneration and social security45€4,813€10,106▲
Taxes450/3€4,813€10,106▲
Other amounts payable47/48€2,449€49▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,349€3,040▲
Other operating charges640/8-€0
Gross operating margin9900€53,702€65,906▲
Operating profit (loss)9901€51,353€62,866▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€105€103▼
Recurring financial charges65€105€103▼
Profit (loss) for the period before taxes9903€51,247€62,764▲
Income taxes67/77€16,245€16,225▼
Profit (loss) for the period9904€35,002€46,538▲
Profit (loss) for the period to be appropriated9905€35,002€46,538▲
Appropriation of the result
Profit (loss) to be appropriated9906€35,284€48,422▲
Profit (loss) brought forward from the previous period14P€281€1,884▲
Transfer to equity691/2€31,000-
To other reserves6921€31,000-
Profit to be distributed694/7€2,400€45,000▲
Return on contributions (dividend)694€2,400€45,000▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€556€2,293€2,349€3,040▲ 29.4%
Other operating charges640/8---€0-
Gross operating margin9900€12,008€16,568€53,702€65,906▲ 22.7%
Operating profit (loss)9901€11,452€14,275€51,353€62,866▲ 22.4%
Financial income75/76B-€0-€0-
Recurring financial income75-€0-€0-
Financial charges65/66B€6€59€105€103▼ 2.6%
Recurring financial charges65€6€59€105€103▼ 2.6%
Profit (loss) for the period before taxes9903€11,446€14,215€51,247€62,764▲ 22.5%
Income taxes67/77€3,200€4,780€16,245€16,225▼ 0.1%
Profit (loss) for the period9904€8,246€9,435€35,002€46,538▲ 33.0%
Profit (loss) for the period to be appropriated9905€8,246€9,435€35,002€46,538▲ 33.0%
Line2022202320242025Change
Assets
Total assets20/58€19,465€39,170€62,907€67,558▲ 7.4%
Fixed assets21/28€8,463€12,248€9,898€10,359▲ 4.7%
Tangible fixed assets22/27€8,463€8,898€6,548€7,009▲ 7.0%
Furniture and vehicles24€8,463€8,898€6,548€7,009▲ 7.0%
Financial fixed assets28-€3,350€3,350€3,350=
Current assets29/58€11,002€26,923€53,008€57,199▲ 7.9%
Amounts receivable within one year40/41€1,562€190€6,047€9,121▲ 50.8%
Trade receivables40--€5,547€9,121▲ 64.4%
Other amounts receivable41€1,562€190€500--
Cash at bank and in hand54/58€9,440€26,732€46,544€47,895▲ 2.9%
Deferred charges and accrued income490/1--€417€183▼ 56.0%
Equity and liabilities
Total equity and liabilities10/49€19,465€39,170€62,907€67,558▲ 7.4%
Equity10/15€15,746€22,781€55,384€56,922▲ 2.8%
Contributions10/11€7,500€7,500€7,500€7,500=
Reserves13€8,000€15,000€46,000€46,000=
Distributable reserves133€8,000€15,000€46,000€46,000=
Profit (loss) carried forward14€246€281€1,884€3,422▲ 81.7%
Amounts payable17/49€3,719€16,389€7,523€10,636▲ 41.4%
Amounts payable within one year42/48€3,719€16,389€7,523€10,636▲ 41.4%
Trade debts44€519€2,392€261€481▲ 84.3%
Suppliers440/4€519€2,392€261€481▲ 84.3%
Taxes, remuneration and social security45€3,200€11,557€4,813€10,106▲ 110%
Taxes450/3€3,200€11,557€4,813€10,106▲ 110%
Other amounts payable47/48-€2,440€2,449€49▼ 98.0%
Line2022202320242025Change
Profit (loss) for the period9904€8,246€9,435€35,002€46,538▲ 33.0%
+ Depreciation and write-downs630€556€2,293€2,349€3,040▲ 29.4%
Operating cash flow (approximation)€8,802€11,728€37,352€49,578▲ 32.7%
Investment in fixed assets (approximation)--€6,077€0-€3,500-
Change in cash-€17,293€19,812€1,351▼ 93.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 04-08-2026 2026-00385986
31-12-2024 micro format 31-07-2025 2025-00350697
31-12-2023 micro format 02-08-2024 2024-00330910
31-12-2022 micro format 04-08-2023 2023-00316864

Similar companies · same sector, comparable size

Of the 18,227 active companies whose main activity is activities of building architects (NACE 71111), figures are known for 6,484. 5,507 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.