STUDIMMO
ActiveSummary
The computed 12-month bankruptcy probability of STUDIMMO is 2.7% (moderate). The 2024 annual accounts show equity of €4.3m and a net result of €118,110. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability71
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €270,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.23; short-term debt: 12.1% and cash: 1.8% of total assets), and 30.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.9%
Return on assets
1.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
78 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its 2024 accounts 78 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€4.3m
Total assets
€6.2m
Net result
€118,110
Working capital
-€572,017
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €6.2m
Fixed assets
€6.0m
Current assets
€171,437
Equity and liabilities €6.2m
Equity
€4.3m
Debt
€1.9m
Debt finances 30.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€428,524
Cash flow
€380,012
Current ratio
0.23
Debt to equity
0.43
ROE
2.7%
ROA
1.9%
Interest coverage
8.83
Debt ≤ 1 year
€743,454
Debt > 1 year
€1.1m
Income taxes
€1
Staff costs
€4,639
Annual accounts
| Line | 2024 |
|---|---|
| Remuneration, social security and pensions62 | €4,639 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €261,902 |
| Other operating charges640/8 | €27,629 |
| Gross operating margin9900 | €460,792 |
| Operating profit (loss)9901 | €166,622 |
| Financial income75/76B | €4 |
| Recurring financial income75 | €4 |
| Financial charges65/66B | €48,515 |
| Recurring financial charges65 | €48,515 |
| Profit (loss) for the period before taxes9903 | €118,111 |
| Income taxes67/77 | €1 |
| Profit (loss) for the period9904 | €118,110 |
| Profit (loss) for the period to be appropriated9905 | €118,110 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €6.2m | |
| Fixed assets21/28 | €6.0m | |
| Tangible fixed assets22/27 | €6.0m | |
| Land and buildings22 | €6.0m | |
| Current assets29/58 | €171,437 | |
| Amounts receivable within one year40/41 | €58,555 | |
| Trade receivables40 | €12,116 | |
| Other amounts receivable41 | €46,439 | |
| Cash at bank and in hand54/58 | €110,640 | |
| Deferred charges and accrued income490/1 | €2,243 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €6.2m | |
| Equity10/15 | €4.3m | |
| Contributions10/11 | €4.2m | |
| Reserves13 | €5,791 | |
| Distributable reserves133 | €5,791 | |
| Profit (loss) carried forward14 | €79,463 | |
| Amounts payable17/49 | €1.9m | |
| Amounts payable after more than one year17 | €1.1m | |
| Financial debts170/4 | €1.1m | |
| Other amounts payable178/9 | €29,565 | |
| Amounts payable within one year42/48 | €743,454 | |
| Current portion of amounts payable after more than one year42 | €207,012 | |
| Trade debts44 | €4,877 | |
| Suppliers440/4 | €4,877 | |
| Taxes, remuneration and social security45 | €7,399 | |
| Taxes450/3 | €5,825 | |
| Remuneration and social security454/9 | €1,573 | |
| Other amounts payable47/48 | €524,166 | |
| Accrued charges and deferred income492/3 | €4,740 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €118,110 |
| + Depreciation and write-downs630 | €261,902 |
| Operating cash flow (approximation) | €380,012 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 78 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2024
Ground area
2,702 m²
Building footprint
214 m²
Volume, LiDAR
2,142 m³
Parcel 24053B0303/00R000, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Studimmo
since 20242.363.630.870
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24053B0303/00R000 | Flanders | 2,702 m² | 1 · 214 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.