Studieburo Bisson
ActiveSummary
Studieburo Bisson has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,382 and a net result of -€1,127. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 9574 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability31▼-59
Solvency92▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.46 against 3.04 in 2024; short-term debt: 26.2% and cash: 23.8% of total assets), and 33.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
2 d early
2022
12 d early
2021
39 d early
2020
45 d early
2019
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€84,382▼ 1.3%
2024 · €85,509
Total assets
€126,182▲ 3.0%
2024 · €122,544
Net result
-€1,127
2024 · €20,545
Working capital
€81,593▲ 8.0%
2024 · €75,518
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,515▼ 19.6%€6,328▼ 49.4%€14,481▲ 129%€30,627▲ 111%€1,294▼ 95.8%
Net result€8,364within the sector's middle half▲ 4.7%€892below the sector's middle half▼ 89.3%€11,094within the sector's middle half▲ 1,144%€20,545within the sector's middle half▲ 85.2%-€1,127below the sector's middle half
Equity€52,979within the sector's middle half▼ 14.0%€53,871within the sector's middle half▲ 1.7%€64,964within the sector's middle half▲ 20.6%€85,509within the sector's middle half▲ 31.6%€84,382within the sector's middle half▼ 1.3%
Total assets€128,817within the sector's middle half▲ 15.3%€108,098within the sector's middle half▼ 16.1%€109,838within the sector's middle half▲ 1.6%€122,544within the sector's middle half▲ 11.6%€126,182within the sector's middle half▲ 3.0%
Debt€75,838▲ 51.3%€54,228▼ 28.5%€44,874▼ 17.2%€37,035▼ 17.5%€41,800▲ 12.9%
Working capital€64,939within the sector's middle half▼ 16.4%€60,681within the sector's middle half▼ 6.6%€66,118within the sector's middle half▲ 9.0%€75,518within the sector's middle half▲ 14.2%€81,593within the sector's middle half▲ 8.0%
Solvency41.1%within the sector's middle half▼ 14.0pp49.8%within the sector's middle half▲ 8.7pp59.1%within the sector's middle half▲ 9.3pp69.8%within the sector's middle half▲ 10.6pp66.9%within the sector's middle half▼ 2.9pp
Current ratio2.06within the sector's middle half▼ 1.552.33within the sector's middle half▲ 0.272.55within the sector's middle half▲ 0.223.04within the sector's middle half▲ 0.493.46within the sector's middle half▲ 0.43
Return on assets (ROA)6.5%within the sector's middle half▼ 0.7pp0.8%below the sector's middle half▼ 5.7pp10.1%within the sector's middle half▲ 9.3pp16.8%within the sector's middle half▲ 6.7pp-0.9%below the sector's middle half▼ 17.7pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126,182
Fixed assets
€11,483 ▲ 14.9%
Current assets
€114,699 ▲ 1.9%
Equity and liabilities €126,182
Equity
€84,382 ▼ 1.3%
Debt
€41,800 ▲ 12.9%
Debt's share of the balance-sheet total rises from 30.2% to 33.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3,050▼
2024 · €31,805
Cash flow
€628▼
2024 · €21,723
Debt to equity
0.50▲
2024 · 0.43
ROE
-1.3%▼
2024 · 24.0%
Interest coverage
1.66▼
2024 · 28.40
Debt ≤ 1 year
€33,106▼
2024 · €37,035
Debt > 1 year
€8,694
Income taxes
€638▼
2024 · €9,017
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €40 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,640 | €1,663 | €716 | €1,178 | €1,756 | ▲ 49.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €375 | - | - | - |
| Other operating charges640/8 | €645 | €675 | €1,065 | €787 | €776 | ▼ 1.4% |
| Gross operating margin9900 | €14,800 | €8,666 | €16,636 | €32,632 | €3,826 | ▼ 88.3% |
| Operating profit (loss)9901 | €12,515 | €6,328 | €14,481 | €30,627 | €1,294 | ▼ 95.8% |
| Financial income75/76B | - | €0 | €57 | €55 | €55 | ▲ 1.3% |
| Recurring financial income75 | - | €0 | €57 | €55 | €55 | ▲ 1.3% |
| Financial charges65/66B | €262 | €3,631 | -€1,182 | €1,120 | €1,839 | ▲ 64.2% |
| Recurring financial charges65 | €262 | €3,631 | -€1,182 | €1,120 | €1,839 | ▲ 64.2% |
| Profit (loss) for the period before taxes9903 | €12,253 | €2,697 | €15,720 | €29,562 | -€490 | ▼ 102% |
| Income taxes67/77 | €3,889 | €1,805 | €4,626 | €9,017 | €638 | ▼ 92.9% |
| Profit (loss) for the period9904 | €8,364 | €892 | €11,094 | €20,545 | -€1,127 | ▼ 105% |
| Profit (loss) for the period to be appropriated9905 | €8,364 | €892 | €11,094 | €20,545 | -€1,127 | ▼ 105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €128,817 | €108,098 | €109,838 | €122,544 | €126,182 | ▲ 3.0% |
| Fixed assets21/28 | €2,670 | €1,758 | €1,043 | €9,991 | €11,483 | ▲ 14.9% |
| Tangible fixed assets22/27 | €2,420 | €1,508 | €793 | €9,741 | €11,233 | ▲ 15.3% |
| Plant, machinery and equipment23 | €634 | €1,153 | €793 | €8,675 | €10,580 | ▲ 22.0% |
| Furniture and vehicles24 | €1,786 | €356 | - | €1,066 | €653 | ▼ 38.7% |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €126,147 | €106,340 | €108,795 | €112,553 | €114,699 | ▲ 1.9% |
| Amounts receivable within one year40/41 | €63,662 | €47,257 | €45,546 | €57,543 | €37,271 | ▼ 35.2% |
| Trade receivables40 | €63,662 | €47,062 | €45,352 | €56,288 | €34,516 | ▼ 38.7% |
| Other amounts receivable41 | - | €195 | €195 | €1,255 | €2,755 | ▲ 120% |
| Current investments50/53 | €26,117 | €23,933 | €26,391 | €26,995 | €27,287 | ▲ 1.1% |
| Cash at bank and in hand54/58 | €29,627 | €30,468 | €29,029 | €14,041 | €29,987 | ▲ 114% |
| Deferred charges and accrued income490/1 | €6,742 | €4,682 | €7,829 | €13,975 | €20,153 | ▲ 44.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €128,817 | €108,098 | €109,838 | €122,544 | €126,182 | ▲ 3.0% |
| Equity10/15 | €52,979 | €53,871 | €64,964 | €85,509 | €84,382 | ▼ 1.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €46,779 | €47,671 | €58,764 | €79,309 | €78,182 | ▼ 1.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €44,919 | €45,811 | €58,764 | €79,309 | €78,182 | ▼ 1.4% |
| Amounts payable17/49 | €75,838 | €54,228 | €44,874 | €37,035 | €41,800 | ▲ 12.9% |
| Amounts payable after more than one year17 | €14,631 | €8,569 | €2,197 | - | €8,694 | - |
| Financial debts170/4 | €14,631 | €8,569 | €2,197 | - | €8,694 | - |
| Amounts payable within one year42/48 | €61,208 | €45,658 | €42,677 | €37,035 | €33,106 | ▼ 10.6% |
| Current portion of amounts payable after more than one year42 | €5,765 | €6,061 | €6,373 | €2,197 | €4,995 | ▲ 127% |
| Trade debts44 | €15,972 | €11,432 | €4,120 | €8,719 | €1,370 | ▼ 84.3% |
| Suppliers440/4 | €15,972 | €11,432 | €4,120 | €8,719 | €1,370 | ▼ 84.3% |
| Taxes, remuneration and social security45 | €17,546 | €11,518 | €16,172 | €14,657 | €16,468 | ▲ 12.3% |
| Taxes450/3 | €14,582 | €8,545 | €13,153 | €14,657 | €16,468 | ▲ 12.3% |
| Remuneration and social security454/9 | €2,963 | €2,973 | €3,019 | - | - | - |
| Other amounts payable47/48 | €21,926 | €16,646 | €16,013 | €11,462 | €10,274 | ▼ 10.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,364 | €892 | €11,094 | €20,545 | -€1,127 | ▼ 105% |
| + Depreciation and write-downs630 | €1,640 | €1,663 | €716 | €1,178 | €1,756 | ▲ 49.0% |
| Operating cash flow (approximation) | €10,004 | €2,554 | €11,809 | €21,723 | €628 | ▼ 97.1% |
| Investment in fixed assets (approximation) | - | -€751 | €0 | -€10,126 | -€3,248 | ▲ 67.9% |
| Change in cash | - | €841 | -€1,439 | -€14,988 | €15,946 | ▲ 206% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€1,127
Net result drops to -€1,127, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €20,545 ▲85.2%
Operating result €30,627, net result €20,545, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 2 establishment units since 2010
Ground area
518 m²
Building footprint
162 m²
Volume, LiDAR
637 m³
2 parcels, Flanders · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Studieburo BISSON
since 20102.184.547.094
Brusselsepoortstraat 3, 2800 Mechelen
since 20202.308.881.694
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24123A0642/00K000 | Flanders | 478 m² | 1 · 121 m² | 7.7 m |
| 12403D0004/00S002 | Flanders | 40 m² | 1 · 40 m² | 20.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 225 EUR awarded · 225 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 225 EUR | 225 EUR |
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Of 11,573 companies in sector 71121 we hold annual accounts for 6,570. 5,194 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail
info@studieburobisson.beRotselaar
Phone
0473/342999Rotselaar
E-invoicing
Reachable via Peppol
Peppol ID
0208:0822300276
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.