STUDIEBURO B
ActiveSTUDIEBURO B has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €365k and a net result of €70k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▼-5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 18.46 against 7.06 in 2023), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.6%
Return on assets
18.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-02-2025, 156 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
156 d early
2023
29 d early
2022
28 d early
2021
67 d early
2020
30 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€365k▲ 23.6%
2023 · €296k
2018: €108k
2019: €144k
2020: €151k
2021: €182k
2022: €219k
2023: €296k
2018 → 2024
Total assets
€386k▲ 12.2%
2023 · €344k
2018: €111k
2019: €163k
2020: €168k
2021: €218k
2022: €322k
2023: €344k
2018 → 2024
Net result
€70k▼ 9.2%
2023 · €77k
2018: €9k
2019: €36k
2020: €7k
2021: €31k
2022: €37k
2023: €77k
2018 → 2024
Working capital
€362k▲ 23.5%
2023 · €293k
2018: €103k
2019: €129k
2020: €135k
2021: €171k
2022: €215k
2023: €293k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€151k-€182k▲ 20.4%€219k▲ 20.5%€296k▲ 35.1%€365k▲ 23.6%
Operating result€6k-€43k▲ 632%€53k▲ 21.0%€110k▲ 110%€98k▼ 10.9%
Net result€7k-€31k▲ 324%€37k▲ 20.5%€77k▲ 107%€70k▼ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 11% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €386k
Fixed assets
€3k▲ 32.7%
Current assets
€383k▲ 12.1%
Equity and liabilities €386k
Equity
€365k▲ 23.6%
Debt
€21k▼ 57.1%
The debt ratio falls from 14.1% to 5.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€99k▼
2023 · €112k
Cash flow
€71k▼
2023 · €78k
Solvency
94.6%▲
2023 · 85.9%
Current ratio
18.46▲
2023 · 7.06
Quick ratio
18.46▲
2023 · 7.06
Debt / equity
0.06▼
2023 · 0.16
ROE
19.1%▼
2023 · 26.0%
ROA
18.1%▼
2023 · 22.3%
Interest coverage
2197.91▲
2023 · 579.66
Debt
€21k▼
2023 · €48k
Debt ≤ 1 year
€21k▼
2023 · €48k
Income taxes
€34k▼
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€344k€386k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€342k€383k▲
Amounts receivable within one year40/41€42k€55k▲
Trade receivables40€42k€55k▲
Other amounts receivable41€1-
Current investments50/53-€300k
Cash at bank and in hand54/58€300k€28k▼
Equity and liabilities
Total equity and liabilities10/49€344k€386k▲
Equity10/15€296k€365k▲
Contributions10/11€19k€19k=
Reserves13€277k€347k▲
Tax-exempt reserves132€186€186=
Distributable reserves133€277k€347k▲
Amounts payable17/49€48k€21k▼
Amounts payable within one year42/48€48k€21k▼
Trade debts44€7k€14▼
Suppliers440/4€7k€14▼
Taxes, remuneration and social security45€18k€11k▼
Taxes450/3€17k€11k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€24k€9k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€878▼
Other operating charges640/8€499€387▼
Gross operating margin9900€112k€100k▼
Operating profit (loss)9901€110k€98k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€192€45▼
Recurring financial charges65€192€45▼
Profit (loss) for the period before taxes9903€114k€103k▼
Income taxes67/77€37k€34k▼
Profit (loss) for the period9904€77k€70k▼
Profit (loss) for the period to be appropriated9905€77k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€70k▼
Transfer to equity691/2€77k€70k▼
To other reserves6921€77k€70k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 18.46
Current ratio from 7.06 to 18.46; short-term debt falls from €48k to €21k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €77k ▲107%
Operating result €110k, net result €77k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.06
Current ratio from 3.08 to 7.06; short-term debt falls from €103k to €48k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €219k ▲20.5%
5 profitable years in a row build equity to €219k.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €7k ▼79.7%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €151k ▲5.1%
3 profitable years in a row build equity to €151k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold Debruynestraat 558310 BruggeGround area
502 m²
Building footprint
232 m²
Volume, LiDAR
1,758 m³
2 parcels, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Studieburo B
since 20122.211.297.023
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31433D0015/00W000 | Flanders | 327 m² | 1 · 142 m² | 11.6 m · 3 fl. |
| 31433D0010/00Y014 | Flanders | 175 m² | 1 · 89 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALFEDENA
BE 0742.583.795
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IVB
BE 0841.417.986
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Verify Ict Services
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 13,107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.