STUDIEBUREEL ARPYTEC
ActiveSTUDIEBUREEL ARPYTEC has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €38k. Equity is growing by ~36.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency74▼-10
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.91 against 1.91 in 2024; short-term debt: 38.4% and cash: 1.3% of total assets), and 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
163 d early
2023
117 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▲ 21.0%
2024 · €183k
2023: €87k
2024: €183k
2023 → 2025
Total assets
€449k▲ 45.4%
2024 · €309k
2023: €187k
2024: €309k
2023 → 2025
Net result
€38k▼ 60.1%
2024 · €96k
2023: €67k
2024: €96k
2023 → 2025
Working capital
€-16k
2024 · €78k
2023: €63k
2024: €78k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€87k-€183k▲ 111%€221k▲ 21.0%
Operating result€90k-€135k▲ 50.6%€51k▼ 62.1%
Net result€67k-€96k▲ 44.6%€38k▼ 60.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449k
Fixed assets
€293k▲ 101%
Current assets
€156k▼ 4.4%
Equity and liabilities €449k
Equity
€221k▲ 21.0%
Debt
€228k▲ 80.9%
The debt ratio rises from 40.8% to 50.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€114k▼
2024 · €156k
Cash flow
€101k▼
2024 · €117k
Solvency
49.2%▼
2024 · 59.2%
Current ratio
0.91▼
2024 · 1.91
Quick ratio
0.91▼
2024 · 1.91
Debt / equity
1.03▲
2024 · 0.69
ROE
17.4%▼
2024 · 52.7%
ROA
8.5%▼
2024 · 31.2%
Interest coverage
30.10▼
2024 · 52.51
Debt
€228k▲
2024 · €126k
Debt ≤ 1 year
€173k▲
2024 · €85k
Debt > 1 year
€55k▲
2024 · €40k
Income taxes
€9k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€309k€449k▲
Fixed assets21/28€145k€293k▲
Intangible fixed assets21-€15k
Tangible fixed assets22/27€145k€277k▲
Plant, machinery and equipment23€140k€118k▼
Furniture and vehicles24€5k€5k▼
Other tangible fixed assets26-€155k
Current assets29/58€164k€156k▼
Amounts receivable within one year40/41€133k€150k▲
Trade receivables40€133k€150k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€26k€6k▼
Deferred charges and accrued income490/1€4k€858▼
Equity and liabilities
Total equity and liabilities10/49€309k€449k▲
Equity10/15€183k€221k▲
Contributions10/11€20k€20k=
Reserves13€163k€201k▲
Distributable reserves133€163k€201k▲
Amounts payable17/49€126k€228k▲
Amounts payable after more than one year17€40k€55k▲
Financial debts170/4€40k€55k▲
Amounts payable within one year42/48€85k€173k▲
Current portion of amounts payable after more than one year42€18k€69k▲
Trade debts44€12k€18k▲
Suppliers440/4€12k€18k▲
Taxes, remuneration and social security45€51k€49k▼
Taxes450/3€50k€48k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€4k€37k▲
Accrued charges and deferred income492/3€334€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€62k▲
Other operating charges640/8€609€1k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€156k€116k▼
Operating profit (loss)9901€135k€51k▼
Financial income75/76B€219€16▼
Recurring financial income75€219€16▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€133k€48k▼
Income taxes67/77€36k€9k▼
Profit (loss) for the period9904€96k€38k▼
Profit (loss) for the period to be appropriated9905€96k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€38k▼
Transfer to equity691/2€96k€38k▼
To other reserves6921€96k€38k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €38k ▼60.1%
Net result drops to €38k, the lowest in the series.
31-12
Financial
Equity above €200kEq €221k ▲21%
3 profitable years in a row build equity to €221k.
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €96k ▲44.6%
Operating result €135k, net result €96k, both a record.
31-12
Financial
Equity above €150kEq €183k ▲111%
2 profitable years in a row build equity to €183k.
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosveldstraat 13A3500 HasseltGround area
1,749 m²
Building footprint
381 m²
Volume, LiDAR
1,581 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
STUDIEBUREEL ARPYTEC
since 20222.339.655.044
STUDIEBUREEL ARPYTEC
since 20262.393.375.228
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052B0221/00N000 | Flanders | 927 m² | 1 · 230 m² | 7.9 m · 1 fl. |
| 73031B0198/00E000 | Flanders | 822 m² | 1 · 151 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,759 companies in sector 71122 we hold annual accounts for 770. 635 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Abbreviation NL
ARPYTEC
Activities, NACEBEL
71122Land surveying
74201Photography, excluding press photography
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.