Losses
-€290,142 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
STUDIEBUREAU RIMANQUE
Lifetime
19 annual accounts with figures on one time axis, 44 filings since 1982peak €537,077 (2016)
-€176▲ €205,413
lowest -€789,905 (2016)
-€37,069▲ €205,383
peak €1.5m (2015)
€1.1m▼ 3.2%
€268,644▲ 10.5%
peak 3.4 FTE (2022)
0.8 FTEunchanged
Board2 names since 2018
2 directorsExpertisebureau Rimanque and 1 other
Owners2 names in the annual accounts
50.08%RES and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025financial year
Gross margin from -€205,589 to -€176Loss of €37,069Investments €29,825Cash from €178,699 to €25,211
Key points
from the 2025 annual accountsInvestments
€29,825 3.4 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 99.1% higher than in 2024.
Filings
44 annual accounts since 1982
Eight of the last ten came late. The 2020 accounts came latest: 61 days after the end of the period.
Net result +85%: other schema
Checked score
92
Excellent
Financially stronger than 40% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,830 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: 0.1%▲ +0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 4.96, cash €25,211, halved
lowers risk
Founded in 1982
Size: 0.8 FTE, total assets €1.4m
Equity €1.1m (80.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 26% on liquidity, 13% on profitability and 34% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as STUDIEBUREAU RIMANQUE has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of STUDIEBUREAU RIMANQUE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for STUDIEBUREAU RIMANQUE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.96 (5.62 in 2024), above the usual 1.5. Short-term debt is 19.1% and cash 1.8% of total assets. 19.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€37,069
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
29 days late
2023
20 days late
2022
31 days late
2021
4 days early
2020
61 days late
2019
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- RES 50.08%equity €2.5m (2025) · 2025 annual accounts of RES
- Expertisebureau Rimanque 49.93%score 83equity €1.1m (2025) · 2025 annual accounts of Expertisebureau Rimanque
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0423336110
2 directors reappointed
EXPERTISEBUREAU RIMANQUE (managing director and chair of the board) and R.E.S. · Permanent representatives: Luc Rimanque and Monique Smeyers · General meeting of 07-09-2023 · Gazette deed
Incorporation
published on 01-01-1983 · Gazette deed
First establishment
Kabbeekvest 73, Tienen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STUDIEBUREAU RIMANQUE Tienen | €1.4m | -€176 | 80.9% | 0.8 |
| QUADRA ARCHITECTURE & MANAGEMENT – SRL Bassenge | €0.8m | -€104,864 | 81.7% | 0.5 |
| COURIM Sint-Gillis (bij-Brussel) | €0.8m | -€2,442 | 99.0% | 0 |
| ARCHITECTENBUREAU BURO 2 Koksijde | €0.8m | -€27,801 | 72.4% | 0 |
| AYVDK Wevelgem | €1.5m | -€29,609 | 48.3% | - |
| ARCHITEKTENBUREAU PROJECT Knokke-Heist | €1.2m | -€6,180 | 77.4% | - |
| Real Estate Consultancy Ixelles | €1.7m | -€4,834 | 97.5% | - |
These companies have the same main activity as STUDIEBUREAU RIMANQUE: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €776,000 and €1.7m, founded between 1986 and 2001.
Official details
Source: KBO- Status
- Active since 16-12-1982Normal situation
- Activity
- Activities of building architectsNACE 71111and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.229.541.6343300 Tienen, since 16-12-1982
- Financial year end
- 31 December
- Peppol
- Reachable since 14-01-2026
Insights on STUDIEBUREAU RIMANQUE
STUDIEBUREAU RIMANQUE has existed since 1982. The gross margin fell from €375,310 in 2021 to €64,250 in 2023 and staff from 2.4 to 1.3 full-time equivalents.
RES holds 50.08% of the shares. In January 2024, the Official Gazette published the appointment of Expertisebureau Rimanque as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STUDIEBUREAU RIMANQUE
- What is the company number of STUDIEBUREAU RIMANQUE?
- The company number of STUDIEBUREAU RIMANQUE is 0423.336.110. The VAT number is the same number with BE in front: BE 0423.336.110.
- Where is STUDIEBUREAU RIMANQUE based?
- The registered office is at Kabbeekvest 73A, 3300 Tienen.Company details
- What does STUDIEBUREAU RIMANQUE do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of STUDIEBUREAU RIMANQUE?
- STUDIEBUREAU RIMANQUE is a public limited company (NV).
- When was STUDIEBUREAU RIMANQUE founded?
- STUDIEBUREAU RIMANQUE was founded on 16-12-1982.
- Is STUDIEBUREAU RIMANQUE still active?
- Yes, STUDIEBUREAU RIMANQUE is an active enterprise in the KBO register.
- How many employees does STUDIEBUREAU RIMANQUE have?
- STUDIEBUREAU RIMANQUE had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does STUDIEBUREAU RIMANQUE fall under?
- In its 2025 annual accounts, STUDIEBUREAU RIMANQUE states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of STUDIEBUREAU RIMANQUE?
- The annual accounts for financial year 2025 state no turnover.
- Is STUDIEBUREAU RIMANQUE profitable?
- In financial year 2025, STUDIEBUREAU RIMANQUE made a loss of €37,069.
- Where can I find the annual accounts of STUDIEBUREAU RIMANQUE?
- STUDIEBUREAU RIMANQUE filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STUDIEBUREAU RIMANQUE due?
- STUDIEBUREAU RIMANQUE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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