STUDFARM OVERIS
ActiveSTUDFARM OVERIS has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €492k and a net result of €28k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency98=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 2.45 in 2024; short-term debt: 27.3% and cash: 8.2% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
4.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
71 d early
2023
69 d early
2022
32 d early
2021
26 d early
2020
22 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€492k▲ 6.1%
2024 · €464k
2018: €102k
2019: €150k
2020: €164k
2021: €285k
2022: €361k
2023: €431k
2024: €464k
2018 → 2025
Total assets
€678k▲ 7.2%
2024 · €633k
2018: €404k
2019: €404k
2020: €397k
2021: €559k
2022: €609k
2023: €604k
2024: €633k
2018 → 2025
Net result
€28k▼ 12.5%
2024 · €32k
2018: €32k
2019: €48k
2020: €48k
2021: €121k
2022: €76k
2023: €70k
2024: €32k
2018 → 2025
Working capital
€270k▲ 18.9%
2024 · €227k
2018: €82k
2019: €82k
2020: €133k
2021: €252k
2022: €256k
2023: €275k
2024: €227k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€285k-€361k▲ 26.5%€431k▲ 19.4%€464k▲ 7.5%€492k▲ 6.1%
Operating result€166k-€97k▼ 41.7%€99k▲ 1.8%€30k▼ 69.5%€42k▲ 40.1%
Net result€121k-€76k▼ 37.5%€70k▼ 7.5%€32k▼ 54.1%€28k▼ 12.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €678k
Fixed assets
€223k▼ 10.4%
Current assets
€455k▲ 18.5%
Equity and liabilities €678k
Equity
€492k▲ 6.1%
Debt
€186k▲ 10.1%
The debt ratio rises from 26.8% to 27.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €58k
Cash flow
€56k▼
2024 · €61k
Solvency
72.5%▼
2024 · 73.2%
Current ratio
2.46▲
2024 · 2.45
Quick ratio
1.15▲
2024 · 0.96
Debt / equity
0.38▲
2024 · 0.37
ROE
5.7%▼
2024 · 6.9%
ROA
4.2%▼
2024 · 5.1%
Interest coverage
21.38▲
2024 · 15.05
Debt
€186k▲
2024 · €169k
Debt ≤ 1 year
€185k▲
2024 · €157k
Debt > 1 year
€0▼
2024 · €12k
Income taxes
€13k▲
2024 · €12k
Staff costs
€341▲
2024 · €162
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€633k€678k▲
Fixed assets21/28€249k€223k▼
Tangible fixed assets22/27€249k€223k▼
Land and buildings22€51k€43k▼
Plant, machinery and equipment23€624€1k▲
Furniture and vehicles24€22k€11k▼
Other tangible fixed assets26€176k€168k▼
Assets under construction and advance payments27€0-
Current assets29/58€384k€455k▲
Amounts receivable after more than one year29€88k€88k=
Other amounts receivable291€88k€88k=
Stocks and contracts in progress3€234k€243k▲
Stocks30/36€234k€243k▲
Amounts receivable within one year40/41€43k€69k▲
Trade receivables40€38k€57k▲
Other amounts receivable41€5k€12k▲
Cash at bank and in hand54/58€0€55k▲
Deferred charges and accrued income490/1€20k€435▼
Equity and liabilities
Total equity and liabilities10/49€633k€678k▲
Equity10/15€464k€492k▲
Contributions10/11€19k€19k=
Reserves13€445k€473k▲
Distributable reserves133€445k€473k▲
Amounts payable17/49€169k€186k▲
Amounts payable after more than one year17€12k€0▼
Financial debts170/4€12k€0▼
Amounts payable within one year42/48€157k€185k▲
Current portion of amounts payable after more than one year42€30k€16k▼
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€35k€81k▲
Suppliers440/4€35k€81k▲
Taxes, remuneration and social security45€32k€34k▲
Taxes450/3€32k€30k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€57k€55k▼
Accrued charges and deferred income492/3€86€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€162€341▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▼
Other operating charges640/8€2k€740▼
Gross operating margin9900€61k€72k▲
Operating profit (loss)9901€30k€42k▲
Financial income75/76B€18k€3k▼
Recurring financial income75€18k€3k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€44k€41k▼
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€32k€28k▼
Profit (loss) for the period to be appropriated9905€32k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€28k▼
Transfer to equity691/2€32k€28k▼
To other reserves6921€32k€28k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €28k ▼12.5%
Net result drops to €28k, the lowest in the series.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €121k ▲151%
Operating result €166k, net result €121k, both a record.
31-12
Financial
Equity above €200kEq €285k ▲73.7%
4 profitable years in a row build equity to €285k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €164k ▲9.7%
3 profitable years in a row build equity to €164k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 85 days late
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 73 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overes 223990 PeerGround area
4.0 ha
Building footprint
321 m²
Volume, LiDAR
1,850 m³
Parcel 72030D0745/00H000, Flanders · tallest building 13.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STUDFARM OVERIS
since 19962.011.096.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030D0745/00H000 | Flanders | 4.0 ha | 1 · 321 m² | 13.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 468 EUR awarded · 468 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 468 EUR | 468 EUR |
Schemes
Brede weersverzekering
Recognitions · licences · registrations
Food safety, FASFC
1 sitePeer2.011.096.644
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
AT REINING DREAM
BE 0691.881.895
Genappe · Eq €492k
CAVALLINI
BE 0476.535.660
Laakdal · Eq €489k
OUD STEENOVEN
BE 0463.807.280
Beernem · Eq €487k
METTA
BE 0823.923.245
Lokeren · Eq €483k
TKX EQUISERVICES
BE 0537.426.124
Bree · Eq €480k
Of 1,957 companies in sector 01430 we hold annual accounts for 743. 455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-1975
Fiscal year end31-12
Activities, NACEBEL
01430Raising of horses and other equines
46110Wholesale trade
93127Equestrian clubs
93129Activities of other sports clubs
96993Pet care services, excluding veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.