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STUDEUR

Active
Private limited companyfounded 20242 yrs activeCours Marie d'Oignies 5, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 1009.808.602
Summary

STUDEUR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,237) and a net result of -€48. Its solvency ranks better than 8% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37▲+37
Solvency17▲+17
Growth58
Track record82
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.92; short-term debt: 108.3% and cash: 3.2% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-8.3%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€3,237
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
56 d late
2024
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 May 2024, STUDEUR was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€3,237▼ 1.5%
2024 · -€3,189
Total assets
€39,174▲ 2,669%
2024 · €1,415
Net result
-€48▲ 98.5%
2024 · -€3,189
Working capital
-€3,237▼ 1.5%
2024 · -€3,189
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€3,182-€3,522
Net result-€3,189below the sector's middle half--€48below the sector's middle half▲ 98.5%
Equity-€3,189below the sector's middle half--€3,237below the sector's middle half▼ 1.5%
Total assets€1,415below the sector's middle half-€39,174below the sector's middle half▲ 2,669%
Debt€4,604-€42,410▲ 821%
Working capital-€3,189--€3,237▼ 1.5%
Solvency-8.3%below the sector's middle half
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000€4,000Operating result 2024: -€3,182-€3,182Net result 2024: -€3,189-€3,189Operating result 2025: €3,522€3,522Net result 2025: -€48-€4820242025-€4,000-€2,000€0€2,000€4,000Operating result 2024: -€3,182-€3,180Net result 2024: -€3,189-€3,190Operating result 2025: €3,522€3,520Net result 2025: -€48-€4820242025
The operating result returns to profit in 2025: €3,522 after a loss of €3,182 in 2024.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.92
Debt to equity
-13.10
ROA
-0.1%
Debt ≤ 1 year
€42,410▲
2024 · €4,604
Income taxes
€50
Staff costs
€110
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.1% went bankrupt
3.5% stopped otherwise
91% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,415€39,174▲
Current assets29/58€1,415€39,174▲
Amounts receivable within one year40/41€1,395€37,805▲
Trade receivables40€968€35,399▲
Other amounts receivable41€427€2,406▲
Cash at bank and in hand54/58€19€1,239▲
Deferred charges and accrued income490/1-€130
Equity and liabilities
Total equity and liabilities10/49€1,415€39,174▲
Equity10/15-€3,189-€3,237▼
Profit (loss) carried forward14-€3,189-€3,237▼
Amounts payable17/49€4,604€42,410▲
Amounts payable within one year42/48€4,604€42,410▲
Trade debts44€800€13,383▲
Suppliers440/4€800€13,383▲
Taxes, remuneration and social security45-€50
Taxes450/3-€50
Other amounts payable47/48€3,804€28,978▲
Income statement Code20242025
Remuneration, social security and pensions62-€110
Other operating charges640/8-€287
Gross operating margin9900-€3,182€3,919▲
Operating profit (loss)9901-€3,182€3,522▲
Financial charges65/66B€7€3,520▲
Recurring financial charges65€7€3,520▲
Profit (loss) for the period before taxes9903-€3,189€2▲
Income taxes67/77-€50
Profit (loss) for the period9904-€3,189-€48▲
Profit (loss) for the period to be appropriated9905-€3,189-€48▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,189-€3,237▼
Profit (loss) brought forward from the previous period14P--€3,189
Line20242025Change
Remuneration, social security and pensions62-€110-
Other operating charges640/8-€287-
Gross operating margin9900-€3,182€3,919▲ 223%
Operating profit (loss)9901-€3,182€3,522▲ 211%
Financial charges65/66B€7€3,520▲ 48,387%
Recurring financial charges65€7€3,520▲ 48,387%
Profit (loss) for the period before taxes9903-€3,189€2▲ 100%
Income taxes67/77-€50-
Profit (loss) for the period9904-€3,189-€48▲ 98.5%
Profit (loss) for the period to be appropriated9905-€3,189-€48▲ 98.5%
Line20242025Change
Assets
Total assets20/58€1,415€39,174▲ 2,669%
Current assets29/58€1,415€39,174▲ 2,669%
Amounts receivable within one year40/41€1,395€37,805▲ 2,609%
Trade receivables40€968€35,399▲ 3,557%
Other amounts receivable41€427€2,406▲ 463%
Cash at bank and in hand54/58€19€1,239▲ 6,274%
Deferred charges and accrued income490/1-€130-
Equity and liabilities
Total equity and liabilities10/49€1,415€39,174▲ 2,669%
Equity10/15-€3,189-€3,237▼ 1.5%
Profit (loss) carried forward14-€3,189-€3,237▼ 1.5%
Amounts payable17/49€4,604€42,410▲ 821%
Amounts payable within one year42/48€4,604€42,410▲ 821%
Trade debts44€800€13,383▲ 1,573%
Suppliers440/4€800€13,383▲ 1,573%
Taxes, remuneration and social security45-€50-
Taxes450/3-€50-
Other amounts payable47/48€3,804€28,978▲ 662%
Line20242025Change
Profit (loss) for the period9904-€3,189-€48▲ 98.5%
Operating cash flow (approximation)-€3,189-€48▲ 98.5%
Change in cash-€1,220-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
49 m²
Building footprint
95 m²
Volume, LiDAR
714 m³
Parcel 25385B0004/02C003, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
STUDEUR
Cours Marie d'Oignies 5, 1348 Ottignies-Louvain-la-NeuveRetail trade
since 20242.364.983.724
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25385B0004/02C003 Wallonia 49 m² 1 · 95 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Contact
E-mail danympoy@gmail.comOttignies-Louvain-la-Neuve
Phone 0486211526Ottignies-Louvain-la-Neuve
E-invoicing
Reachable via Peppol
Peppol ID 0208:1009808602
Registered 27-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.