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Student Homes

Active
Public limited companyfounded 200719 yrs activeDa Vincilaan 2, 1930 Zaventem, BelgiumKBO/BCE: BE 0888.580.871
Summary

The computed 12-month bankruptcy probability of Student Homes is 2.5% (moderate). The 2025 annual accounts show negative equity (-€41,518) and a net result of -€94,578. Equity is shrinking by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 512 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Student HomesActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Combined facilities support activities
NACE 81100NACE 70321
1 site
Size
€879,750total assets 2025
Equity
-€41,518
Loss
-€94,578
Financial health
49 Fair Checked score 2025
Bankruptcy chance 12 m
2.5%
Structure
Parent
BUILDING INVESTMENT PROJECTS · 100%
Board
2 members
Accounts 14 d early1 of 8 deeds read
Why 49- Negative equity -€41,518- Loss of €94,578 (FY 2025)- 1 change of registered office in 24 months+ Size: total assets €879,750Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 20-25
equity -4.7% of total assets
Liquidity 2-8
short-term debt 104.7% · cash 1.2%
Profitability 5-67
return on assets -10.8%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,599 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%▼ -0.9% vs 12-2024 02-2025: 0.7%▲ +1.6% vs 01-2025 03-2025: 0.7%● 0.0% vs 02-2025 04-2025: 0.8%▲ +2.6% vs 03-2025 05-2025: 0.7%▼ -4.7% vs 04-2025 06-2025: 0.7%▼ -3.4% vs 05-2025 07-2025: 0.8%▲ +19.4% vs 06-2025 08-2025: 0.4%▼ -51.6% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▼ -1.2% vs 12-2025lowest value 02-2026: 0.4%▲ +2.0% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 1.1%▲ +159% vs 03-2026 05-2026: 1.2%▲ +17.2% vs 04-2026 06-2026: 1.2%▼ -1.8% vs 05-2026 07-2026: 1.3%▲ +6.0% vs 06-2026 08-2026: 2.5%▲ +91.3% vs 07-2026highest value 09-2026: 2.5%● 0.0% vs 08-2026highest value 10-2026: 2.5%● 0.0% vs 09-2026highest value
  • Negative equity -€41,518 raises the probability
  • Loss of €94,578 (FY 2025) raises the probability
  • Size: total assets €879,750 lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
No credit on open account
Liquidity short (current ratio 0.85 against 0.78 in 2024; short-term debt: 104.7% and cash: 1.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 10%, liquidity 3%, profitability 10%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€41,518
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €94,578 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €879,750
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€41,518
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
24 d early
2023
14 d early
2022
29 d late
2021
23 d late
2020
23 d late
2019
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Permanent representatives: Bernard Frans André VAN…Reappointments: BUILDING INVESTMENT PROJECTS (managing…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€41,518 View
  • Caution: From profit to loss in 2025after €6,414 in 2024 -€94,578 View
  • Caution: Among the weakest 5% on equitysector median €605,321 · 512 companies -€41,518 View
  • Controlled by BUILDING INVESTMENT PROJECTS 100% View

By topic

Financials

Fiscal year
2025
Total assets
€879,750
Loss
-€94,578
Solvency
-4.7%
Total assets▲ 233%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 17-07-2026Annual accounts filed
  2. 03-03-2026Permanent representatives: Bernard Frans André VAN CANNEYT…
  3. 07-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Combined facilities support activitiesNACE 81100
Founded
05-04-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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