STUDELCO
ActiveSummary
STUDELCO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12,326 and a net result of -€204. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 1.1% (low).
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Signals
This company filed its last 6 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€187 | -€250 | -€179 | -€204 | -€204 | = |
| Operating profit (loss)9901 | -€187 | -€250 | -€179 | -€204 | -€204 | = |
| Profit (loss) for the period before taxes9903 | -€187 | -€250 | -€179 | -€204 | -€204 | = |
| Profit (loss) for the period9904 | -€187 | -€250 | -€179 | -€204 | -€204 | = |
| Profit (loss) for the period to be appropriated9905 | -€187 | -€250 | -€179 | -€204 | -€204 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17,230 | €17,230 | €17,230 | €17,230 | €17,230 | = |
| Current assets29/58 | €17,230 | €17,230 | €17,230 | €17,230 | €17,230 | = |
| Amounts receivable within one year40/41 | €17,230 | €17,230 | €17,230 | €17,230 | €17,230 | = |
| Trade receivables40 | - | €3,687 | €3,687 | €3,687 | €3,687 | = |
| Other amounts receivable41 | - | €13,543 | €13,543 | €13,543 | €13,543 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17,230 | €17,230 | €17,230 | €17,230 | €17,230 | = |
| Equity10/15 | €13,163 | €12,913 | €12,734 | €12,530 | €12,326 | ▼ 1.6% |
| Contributions10/11 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €5,107 | €4,857 | €4,678 | €4,474 | €4,270 | ▼ 4.6% |
| Amounts payable17/49 | €4,067 | €4,317 | €4,496 | €4,700 | €4,904 | ▲ 4.3% |
| Amounts payable within one year42/48 | €4,067 | €4,317 | €4,496 | €4,700 | €4,904 | ▲ 4.3% |
| Other amounts payable47/48 | - | €4,317 | €4,496 | €4,700 | €4,904 | ▲ 4.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€187 | -€250 | -€179 | -€204 | -€204 | = |
| Operating cash flow (approximation) | -€187 | -€250 | -€179 | -€204 | -€204 | = |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41079A0804/00E000 | Flanders | 2,480 m² | 1 · 148 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.