STUCCENTER
ActiveThe computed 12-month bankruptcy probability of STUCCENTER is 2.3% (moderate). The 2024 annual accounts show equity of €159k and a net result of €51k. Equity is growing by ~66.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 36373 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▼-2
Solvency97▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 3.62 against 2.85 in 2023; short-term debt: 27.5% and cash: 3.8% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
118 d late
2023
188 d late
2022
94 d late
2021
303 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€159k▲ 46.8%
2023 · €108k
2021: €6k
2022: €45k
2023: €108k
2021 → 2024
Total assets
€219k▲ 31.8%
2023 · €166k
2021: €22k
2022: €102k
2023: €166k
2021 → 2024
Net result
€51k▼ 20.4%
2023 · €63k
2021: €2k
2022: €38k
2023: €63k
2021 → 2024
Working capital
€158k▲ 47.3%
2023 · €107k
2021: €6k
2022: €44k
2023: €107k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€6k-€45k▲ 632%€108k▲ 142%€159k▲ 46.8%
Operating result€4k-€53k▲ 1,361%€80k▲ 51.0%€65k▼ 17.8%
Net result€2k-€38k▲ 1,745%€63k▲ 64.9%€51k▼ 20.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€448▼ 35.2%
Current assets
€218k▲ 32.1%
Equity and liabilities €219k
Equity
€159k▲ 46.8%
Debt
€60k▲ 4.0%
The debt ratio falls from 34.9% to 27.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▼
2023 · €80k
Cash flow
€51k▼
2023 · €64k
Solvency
72.5%▲
2023 · 65.1%
Current ratio
3.62▲
2023 · 2.85
Quick ratio
3.62▲
2023 · 2.85
Debt / equity
0.38▼
2023 · 0.54
ROE
31.9%▼
2023 · 58.7%
ROA
23.1%▼
2023 · 38.2%
Interest coverage
77.17▼
2023 · 260.54
Debt
€60k▲
2023 · €58k
Debt ≤ 1 year
€60k▲
2023 · €58k
Income taxes
€14k▼
2023 · €16k
Staff costs
€28k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€166k€219k▲
Fixed assets21/28€691€448▼
Tangible fixed assets22/27€691€402▼
Plant, machinery and equipment23€300€176▼
Furniture and vehicles24€391€226▼
Financial fixed assets28-€45
Current assets29/58€165k€218k▲
Amounts receivable after more than one year29€112k€135k▲
Other amounts receivable291€112k€135k▲
Amounts receivable within one year40/41€50k€76k▲
Trade receivables40€45k€71k▲
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€166k€219k▲
Equity10/15€108k€159k▲
Contributions10/11€4k€4k=
Reserves13€104k€155k▲
Distributable reserves133€104k€155k▲
Amounts payable17/49€58k€60k▲
Amounts payable within one year42/48€58k€60k▲
Trade debts44€19k€1k▼
Suppliers440/4€19k€1k▼
Taxes, remuneration and social security45€38k€58k▲
Taxes450/3€33k€46k▲
Remuneration and social security454/9€5k€12k▲
Other amounts payable47/48€1k€1k=
Income statement
Code20232024
Remuneration, social security and pensions62€26k€28k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220€288▲
Other operating charges640/8€528€16k▲
Non-recurring operating charges66A-€0
Gross operating margin9900€106k€109k▲
Operating profit (loss)9901€80k€65k▼
Financial income75/76B€6€67▲
Recurring financial income75€6€67▲
Financial charges65/66B€306€852▲
Recurring financial charges65€306€852▲
Profit (loss) for the period before taxes9903€79k€65k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€63k€51k▼
Profit (loss) for the period to be appropriated9905€63k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€51k▼
Transfer to equity691/2€63k€51k▼
To other reserves6921€63k€51k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 188 days late
2024
31-12
Financial
Equity above €150kEq €159k ▲46.8%
4 profitable years in a row build equity to €159k.
2023
31-12
Financial
Highest result since 2021net €63k ▲64.9%
Operating result €80k, net result €63k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲142%
3 profitable years in a row build equity to €108k.
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 94 days late
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 303 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondebaan 679240 ZeleGround area
875 m²
Building footprint
254 m²
Volume, LiDAR
1,633 m³
Parcel 42028B0935/00F005, Flanders · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dendermondebaan 67, 9240 Zele
since 20212.316.906.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028B0935/00F005 | Flanders | 875 m² | 1 · 254 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
C.E.A. CONSTRUCT
BE 0845.924.726
Nivelles · Eq €158k
COUSSEMENT KRIS
BE 0897.894.455
Stabroek · Eq €158k
De Vry Service
BE 0824.894.730
Beerse · Eq €159k
A INTERIOR
BE 1003.754.713
Brugge · Eq €159k
DE KLUSSENIER FRANKIE COPPENS
BE 0832.597.916
Sint-Niklaas · Eq €160k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 1,886 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:stuccenter@live.be
Phone:0483507408