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STUC LUX

Active
Private limited companyfounded 201115 yrs activeHillestraat 11, 9991 Maldegem, BelgiumKBO/BCE: BE 0838.673.777
Summary

STUC LUX has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,211 and a net result of €19,903. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 87% of 13507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
STUC LUXActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of construction materials, general range
NACE 46831NACE 46731
1 site
Size
€123,298total assets 2025
Equity
€106,211
Profit
€19,903
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 2 d early0 of 3 deeds read
Why 98- Size: total assets €123,298+ Liquidity: current ratio 5.50, cash €25,233+ Founded in 2011+ Equity €106,211 (86.1% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 82% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 86.1% of total assets
Liquidity 75-11
short-term debt 11.4% · cash 20.5%
Profitability 89+89
return on assets 16.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +3.5% vs 11-2024 01-2025: 0.2%▲ +17.8% vs 12-2024 02-2025: 0.2%▲ +23.8% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%▼ -2.3% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%▲ +12.0% vs 09-2025 11-2025: 0.2%▲ +0.4% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.3%▲ +16.7% vs 12-2025highest value 02-2026: 0.1%▼ -77.3% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%▲ +16.1% vs 09-2026
  • Liquidity: current ratio 5.50, cash €25,233 lowers the probability
  • Founded in 2011 lowers the probability for this profile
  • Equity €106,211 (86.1% of total assets) lowers the probability
  • Size: total assets €123,298 raises the probability for this profile
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 5.5 against 2.92 in 2024; short-term debt: 11.4% and cash: 20.5% of total assets), and 13.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 79%, profitability 84%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 5.50, cash €25,233
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2011
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €106,211 (86.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €123,298
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €19,903
  3. Equity above €100,000Eq €106,211 ▲23.1%

Key points

  • Positive: Back in profit in 2025after -€42,870 in 2024 €19,903 View
  • Positive: Among the best 14% on solvencysector median 41.5% · 13,507 companies 86.1% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€123,298
Profit
€19,903
Solvency
86.1%
Total assets▲ 12.6%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-01-2027
  1. 29-01-2026Annual accounts filed
  2. 30-06-2025Back to profit
  3. 30-06-2025Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
19-08-2011
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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