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STUBBE

Active
Private limited company (pre-2019)founded 2000active for 26 yearsDe Leiteweg 3, 8020 Oostkamp, BelgiumKBO/BCE: BE 0469.485.839
Summary

STUBBE has been active since 2000 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €276,893 and a net result of €7,591. Equity is growing by about 6.4% per year across the filed financial years. Its solvency ranks better than 76% of 13,375 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Wholesale of other household goods
NACE 46499
1 site
Size
€381,264total assets 2025
Equity
€276,893
Profit
€7,591
Turnover not published (micro format)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 4 days early
Why 71raises riskLiquidity: current ratio 3.76, cash €636Ex-officio strike-off in the KBOSize: total assets €381,264lowers riskFounded in 2000Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 54% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 98+8
equity 72.6% of total assets
Liquidity 49+4
short-term debt 11.6% · cash 0.2%
Profitability 53+10
return on assets 2.0%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,873 companies, NACE 46, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.9%▲ +0.3 percentage points vs 12-2025highest value 02-2026: 0.6%▼ -0.3 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.5%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.6%▲ +0.1 percentage points vs 09-2026
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.76, compared with 2.55 in 2024; short-term debt: 11.6% and cash: 0.2% of total assets), and 27.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 77% on solvency, 49% on liquidity, 40% on profitability and 50% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 3.76, cash €636
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Size: total assets €381,264
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
50 days early
2023
5 days early
2022
on the day
2021
10 days late
2020
28 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end12-10-2026 today31-01-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. UBO non-complianceevent 22-07-2024

Key points

  • Positive: Among the best 16% on equitysector median €57,168 · 13,405 companies €276,893 View
  • Positive: 6 profitable years in a rowprofit 2025: €7,591 6 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€381,264
Profit
€7,591
Solvency
72.6%
Total assets▼ 8.1%
Net result
20192025
Go to Financials

Timeline

Events
30
Since
2001
Next accounts
by 31-01-2027
  1. 26-01-2024Annual accounts filed
  2. 31-01-2023Annual accounts filed
  3. 10-02-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Wholesale of other household goodsNACE 46499
Founded
10-01-2000
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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