STSA-solutions
ActiveSummary
STSA-solutions has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,785 and a net result of €10,562. Equity has been growing by about 84% per year since 2023. Its solvency ranks better than 86% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 05-07-2023 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 1 other
- Establishment unit
- 2.347.228.071 1840 Londerzeel, since 05-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €18,507
- ▲ 77.6%
- Turnover
- ≈ €86,000
- estimated
- Profit
- €10,562
- ▲ 115%
- Equity
- €19,785
- ▲ 115%
- Total assets
- €22,630
- ▲ 59.5%
Score breakdownraises riskFounded in 2023lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 7.56, cash €17,570Equity €19,785 (87.4% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 93% on liquidity, 84% on profitability and 91% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 24 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 06-07-2026 at the NBB all 3 filings
2023 to 2025, 3 financial years
The operating result for 2025 is 94% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €1,877 | - | - |
| Depreciation and write-downs of the year | €1 | €375 | €375 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as STSA-solutions: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €22,200 and €27,800, founded between 2023 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | Financial year |
|---|---|---|---|---|---|---|---|
| STSA-solutions Londerzeel | 2023 | €22,630 | €19,785 | €18,507 | - | €10,562 | 2025 |
| XIRUSO Aarschot | 2023 | €23,067 | €16,079 | €19,865 | - | €5,185 | 2025 |
| L.E.A. Real Estate & Consulting Roosdaal | 2023 | €27,721 | €14,703 | €18,551 | - | €12,651 | 2025 |
| DOMIZY Grimbergen | 2023 | €25,528 | €18,024 | €16,032 | - | €9,789 | 2025 |
| V.M. Build Zemst | 2023 | €27,832 | €11,438 | €17,186 | - | €8,938 | 2024 |
| BETA COMMUNICATION Huldenberg | 2024 | €22,685 | €8,356 | €15,982 | - | €7,277 | 2025 |
| A.S. ADVICE Saint-Ghislain | 2023 | €22,177 | €19,737 | €18,747 | €99,797 | €14,737 | 2024 |
They were chosen from the 54,693 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as STSA-solutions has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of STSA-solutions itself is lower: < 0.1% within 12 months. It rests on far more data about STSA-solutions than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for STSA-solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1 | €375 | €375 | = |
| Other operating charges640/8 | €629 | €1,379 | €1,294 | ▼ 6.2% |
| Gross operating margin9900 | €2,696 | €10,421 | €18,507 | ▲ 77.6% |
| Operating profit (loss)9901 | €2,066 | €8,667 | €16,837 | ▲ 94.3% |
| Financial income75/76B | - | €0 | €182 | ▲ 9,099× |
| Recurring financial income75 | - | €0 | €182 | ▲ 9,099× |
| Financial charges65/66B | €89 | €1,237 | €2,122 | ▲ 71.6% |
| Recurring financial charges65 | €89 | €1,237 | €2,122 | ▲ 71.6% |
| Profit (loss) for the period before taxes9903 | €1,978 | €7,430 | €14,897 | ▲ 101% |
| Income taxes67/77 | €666 | €2,519 | €4,334 | ▲ 72.1% |
| Profit (loss) for the period9904 | €1,312 | €4,911 | €10,562 | ▲ 115% |
| Profit (loss) for the period to be appropriated9905 | €1,312 | €4,911 | €10,562 | ▲ 115% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €9,877 | €14,186 | €22,630 | ▲ 59.5% |
| Fixed assets21/28 | €1,876 | €1,501 | €1,125 | ▼ 25.0% |
| Tangible fixed assets22/27 | €1,876 | €1,501 | €1,125 | ▼ 25.0% |
| Furniture and vehicles24 | €1,876 | €1,501 | €1,125 | ▼ 25.0% |
| Current assets29/58 | €8,001 | €12,686 | €21,505 | ▲ 69.5% |
| Amounts receivable within one year40/41 | €2,500 | €3,815 | €3,166 | ▼ 17.0% |
| Other amounts receivable41 | €2,500 | €3,815 | €3,166 | ▼ 17.0% |
| Cash at bank and in hand54/58 | €3,632 | €8,257 | €17,570 | ▲ 113% |
| Deferred charges and accrued income490/1 | €1,869 | €613 | €769 | ▲ 25.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €9,877 | €14,186 | €22,630 | ▲ 59.5% |
| Equity10/15 | €4,312 | €9,223 | €19,785 | ▲ 115% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €1,312 | €6,223 | €16,785 | ▲ 170% |
| Amounts payable17/49 | €5,565 | €4,963 | €2,845 | ▼ 42.7% |
| Amounts payable within one year42/48 | €5,565 | €4,963 | €2,845 | ▼ 42.7% |
| Trade debts44 | €26 | €601 | €719 | ▲ 19.6% |
| Suppliers440/4 | €26 | €601 | €719 | ▲ 19.6% |
| Taxes, remuneration and social security45 | €4,699 | €3,389 | €2,126 | ▼ 37.3% |
| Taxes450/3 | €4,699 | €3,389 | €2,126 | ▼ 37.3% |
| Other amounts payable47/48 | €840 | €973 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,312 | €4,911 | €10,562 | ▲ 115% |
| + Depreciation and write-downs630 | €1 | €375 | €375 | = |
| Operating cash flow (approximation) | €1,313 | €5,286 | €10,938 | ▲ 107% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €4,625 | €9,313 | ▲ 101% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- SAERENS Stijn 100 shares (100%) · €3,000
Capital transactions
- 07-07-2023 Incorporation · €3,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 07-07-2023 (in Dutch)
Network & group
Connections & network
2 connected companiesThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
07-07
Gazette deed
IncorporationStarting capital €3,000 · Appointment: SAERENS Stijn (director) · Founder8 points ▸
- Incorporation, 04-07-2023
- Founder, SAERENS Stijn
- Founding capital, €3,000
- Share issue, 100, “vergoeding voor de inbrengen” (deed in Dutch)
- Registered office clause, “1840 Malderen,Kouterbaan 37” (deed in Dutch)
- General meeting, “bijzondere algemene vergadering, onmiddellijk daarna” (deed in Dutch)
- Board rule, 1
- Director appointment, SAERENS Stijn (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
13 activities
- Managementprestaties en consultancy
- De uitbating van een studie-,organisatie- en raadgevend bureau inzake economisch,handels,fiscale-,juridische en sociale aangelegenheden
- Alle activiteiten zoals opleiding,onderzoek,advies,dienstverlening,assistentie en training inzake hogervermelde aangelegenheden evenals op het vlak van management,consulting en opleiding,personeelspolitiek,aanwerving en selectie van personeel,coaching,bedrijfsorganisatie en algemeen bedrijfsbeleid evenals financieel beheer
- Het optreden als bestuurder,zaakvoerder,lasthebber,gevolmachtigde,trustee en vereffenaar van ondernemingen en vennootschappen en,in het algemeen,het vertegenwoordigen van derden en het waarnemen en behartigen van belangen van derden in de ruimste zin van het woord
- Het nemen van participaties onder eender welke vorm in alle bestaande of nog op te richten vennootschappen en ondernemingen alsook alle investerings- en financiële verrichtingen
- Het beheer van een vermogen,samengesteld uit roerende en onroerende goederen,het valoriseren en instandhouden van dit patrimonium vooral door beheersdaden
- Daartoe mag de vennootschap alle onroerende,roerende en financiële handelingen verrichten,zoals ondermeer aankopen en verkopen van roerende en onroerende goederen,onroerende goederen uitrusten,opschikken,verbouwen,verhuren en alle mogelijke onroerende handelingen in de meest brede zin alsmede aankopen,te gelde maken en beleggen in effecten en alle andere waarde-elementen
- De agentuur,het optreden als tussenpersoon in de handel,het bevorderen van het internationaal handelsverkeer in het algemeen en het indekken van latente risico's in het bijzonder als daar zijn het wisselrisico,het debiteurenrisico,het kredietrisico,het transportrisico enzovoort
- Het behartigen van commerciële belangen en financiële belangen van derden op de internationale en Belgische markten
- De import,export,distributie,verhuur,verkoop,plaatsing,programmatie,onderzoek en ontwikkeling,productie,advies,onderhoud en herstellingen van beveiligingsinstallaties,automatisaties,sloten,toegangscontrole systemen,processturingen,brandkasten,deuren,hekkens,brandbeveiliging,en alle aanverwante producten in de meest ruime zin van het woord
- Zij kan belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met een identiek,gelijklopend of samenhangend voorwerp met het hare,of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen
- Zij kan de functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen
- De vennootschap mag zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in de meest ruime zin
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23048B0280/00K002 | Flanders | 572 m² | 1 · 132 m² | 5.8 m |