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STS PARTNER

Active
Private limited companyfounded 2024active for 1 yearMolenbeekstraat 6, 1982 Zemst, BelgiumKBO/BCE: BE 1017.158.331
Summary

STS PARTNER has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,737 and a net result of €54,737. Its solvency ranks better than 74% of 39,152 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €150,000turnover 2025, estimated
Equity
€57,737
Profit
€54,737
Turnover estimated from the gross margin
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 18 days early
Why 98raises riskFounded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 4.19, cash €70,432Equity €57,737 (77.3% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 85% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency 100
equity 77.3% of total assets
Liquidity 92
short-term debt 22.7% · cash 94.3%
Profitability 100
return on assets 73.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,445 companies, NACE 70, micro)
Last 24 months 01-2026: 0.4% 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: < 0.1%▼ -0.5 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.19, above the usual 1.5; short-term debt: 22.7% and cash: 94.3% of total assets), and 22.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 86% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 4.19, cash €70,432
NBB · annual accounts
lowers risk · Equity €57,737 (77.3% of total assets)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: STRUELENS Stéphanie Laurette René…

Financials · financial year 2025, micro format

Turnover
≈ €150,000
Estimated: probably between €110,000 and €190,000
Total assets
€74,671
Net result
€54,737
Working capital
€54,005

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €73,018
Fixed assets €2,080
Current assets €70,938
Equity and liabilities €74,671
Equity €57,737
Debt €16,934
Debt finances 22.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€70,777
Cash flow
€55,826
Current ratio
4.19
Debt to equity
0.29
ROE
94.8%
ROA
73.3%
Interest coverage
over 100
Debt ≤ 1 year
€16,934
Income taxes
€14,860

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€74,671
Formation expenses20€1,653
Fixed assets21/28€2,080
Tangible fixed assets22/27€2,080
Furniture and vehicles24€2,080
Current assets29/58€70,938
Amounts receivable within one year40/41€507
Trade receivables40€48
Other amounts receivable41€459
Cash at bank and in hand54/58€70,432
Equity and liabilities
Total equity and liabilities10/49€74,671
Equity10/15€57,737
Contributions10/11€3,000
Reserves13€54,737
Distributable reserves133€54,737
Amounts payable17/49€16,934
Amounts payable within one year42/48€16,934
Taxes, remuneration and social security45€16,934
Taxes450/3€16,934
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,089
Other operating charges640/8€787
Gross operating margin9900€71,564
Operating profit (loss)9901€69,688
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903€69,597
Income taxes67/77€14,860
Profit (loss) for the period9904€54,737
Profit (loss) for the period to be appropriated9905€54,737
Appropriation of the result
Profit (loss) to be appropriated9906€54,737
Transfer to equity691/2€54,737
To other reserves6921€54,737

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,089
Other operating charges640/8€787
Gross operating margin9900€71,564
Operating profit (loss)9901€69,688
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903€69,597
Income taxes67/77€14,860
Profit (loss) for the period9904€54,737
Profit (loss) for the period to be appropriated9905€54,737
Line2025
Assets
Total assets20/58€74,671
Formation expenses20€1,653
Fixed assets21/28€2,080
Tangible fixed assets22/27€2,080
Furniture and vehicles24€2,080
Current assets29/58€70,938
Amounts receivable within one year40/41€507
Trade receivables40€48
Other amounts receivable41€459
Cash at bank and in hand54/58€70,432
Equity and liabilities
Total equity and liabilities10/49€74,671
Equity10/15€57,737
Contributions10/11€3,000
Reserves13€54,737
Distributable reserves133€54,737
Amounts payable17/49€16,934
Amounts payable within one year42/48€16,934
Taxes, remuneration and social security45€16,934
Taxes450/3€16,934
Line2025
Profit (loss) for the period9904€54,737
+ Depreciation and write-downs630€1,089
Operating cash flow (approximation)€55,826

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 13-07-2026 2026-00285270

Similar companies · same sector, comparable size

Of the 82,475 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,350. 40,184 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
STRUELENS Stéphanie Laurette René
Director (not named in the articles) · since 12-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
STRUELENS Stéphanie Laurette René
  • Director (not named in the articles), from 12-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 12-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 12-12-2024 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 10 December 2024, STS PARTNER was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 STRUELENS Stéphanie Laurette René has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
13-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
12-12
Gazette deed Incorporation
Appointment: STRUELENS Stéphanie Laurette René (director) · Founder · Founding capital14 facts ▸
  • Incorporation, “STS PARTNER” (deed in Dutch)
  • Founder, STRUELENS Stéphanie Laurette René (comparant)
  • Founding capital, €3,000
  • Other provision, “financieel plan en oprichtersaansprakelijkheid, oprichters” (deed in Dutch)
  • Bank account, 3000, “bijzondere rekening namens vennootschap in oprichting” (deed in Dutch)
  • Other provision, “vaststelling statuten, statuten luiden als volgt” (deed in Dutch)
  • Capital
  • Other provision, “inwerkingtreding slotbepalingen, neerlegging ter griffie van uitgifte van oprichtingsakte” (deed in Dutch)
  • Other provision, “eerste algemene vergadering”, 2026 (deed in Dutch)
  • Registered office clause, “Zemst (1982 Elewijt) Molenbeekstraat 6” (deed in Dutch)
  • Board rule, 1
  • Director appointment, STRUELENS Stéphanie Laurette René (director (not named in the articles))
  • +2 further facts in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded10-12-2024
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017158331
Also 9925:BE1017158331
Registered 19-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
658 m²
Building footprint
150 m²
Building volume
697 m³
Parcel 23018D0159/00Z000, Flanders · tallest building 8.7 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
STS Partner
Molenbeekstraat 6, 1982 ZemstBusiness and other management consultancy
since 2024unit no. 2.368.108.609
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
23018D0159/00Z000 Flanders 658 m² 1 · 150 m² 8.7 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Alle werkzaamheden op het gebied van adviesverlening,in België of in het buitenland,voor eigen rekening of voor rekening van anderen,door en…” (deed in Dutch)
8 activities (deed in Dutch)
  1. Alle werkzaamheden op het gebied van adviesverlening,in België of in het buitenland,voor eigen rekening of voor rekening van anderen,door en met anderen,elke bijdrage tot de oprichting en ontwikkeling van vennootschappen en in het bijzonder het verstrekken van advies op het gebied van communicatie,financiën,techniek,marketing,handel of administratie,in de ruimste zin van het woord,met uitzondering van adviesverlening op het gebied van belegging van geld en dergelijke,het direct of indirect verlenen van advies,bijstand en diensten op het gebied van administratie en financiën,verkoop,productie,commerciële organisatie en distributietechnieken,en meer in het algemeen op het gebied van management in het algemeen en bij de uitoefening van alle dienstverlenende en managementactiviteiten in de ruimste zin van deze termen ten behoeve van iedere natuurlijke of rechtspersoon
  2. Advies met betrekking tot de optimalisatie van financiële,risicobeheer-,HR- of operationele processen,digitalisering of de implementatie van nieuwe regelgeving.
  3. Begeleiding bij de implementatie van de hierboven genoemde activiteiten.
  4. Advies en begeleiding op het gebied van organisatie- en prestatiemanagement.
  5. Bedrijfstrainingen in de hierboven genoemde onderwerpen.
  6. Uitvoering van publicaties en communicatie met betrekking tot de hierboven genoemde onderwerpen.
  7. Professionele coaching/mentoring.
  8. De aankoop,ruil,verkoop,huur en onderhuur,evenals de verhuur en onderverhuur,al dan niet met koopoptie,exploitatie en onderhoud van huizen,appartementen,kantoren,winkels,handelsfondsen,gronden,landerijen en eigendommen in het algemeen,evenals alle vastgoedfinancieringsactiviteiten.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
STS PARTNER
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, vestiging administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel…” (deed in Dutch)

deed of 12-12-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Artikel 12 : Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
Board ruleHow the board is made up, meets and takes decisions.
“Een of meer bestuurders, onbepaalde duur” (deed in Dutch)
“Algemene kosten los van representatie- reis- en verplaatsingskosten, algemene vergadering beslist of mandaat al dan niet ten kosteloze titel” (deed in Dutch)

deed of 12-12-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam met voorgeschreven vermeldingen Wetboek van vennootschappen en verenigingen” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed

deed of 12-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Monday of June at 18:00

deed of 12-12-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Ontbinding om welke reden en op welk ogenblik ook, indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 12-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Aandelen moeten bij uitgifte worden volgestort, stortingsplicht” (deed in Dutch)
Other provision: “Voorkeurrecht bij inbreng in geld met uitgifte nieuwe aandelen, per e-mail,of per gewone post voor personen zonder e-mailadres,op dezelfde…” (deed in Dutch)
Other provision: “Ondeelbaarheid van effecten, stemrecht geschorst totdat een enkele persoon als houder van stemrecht is aangewezen” (deed in Dutch)
Other provision: “Controle van de vennootschap, een of meerdere commissarissen” (deed in Dutch)
Other provision: “Toegang tot algemene vergadering, houder effecten op naam ingeschreven in register van effecten op naam voor zijn categorie” (deed in Dutch)
Other provision: “Bestuurder, zittingen-processen-verbaal” (deed in Dutch)
Other provision: “Bestuursorgaan, verdaging” (deed in Dutch)
Other provision: “Bestemming winst-reserves, algemene vergadering” (deed in Dutch)
Other provision: “Betaling dividenden en interimdividenden, zo nodig verminderd met overgebrachte verlies of vermeerderd met overgebrachte winst” (deed in Dutch)
Other provision: “Woonstkeuze, uitvoering statuten,mededelingen,aanmaningen,dagvaardingen,betekeningen” (deed in Dutch)
Other provision: “Rechtbank in wiens rechtsgebied zetel gevestigd, betwisting zaken vennootschap en uitvoering statuten tussen…” (deed in Dutch)
Other provision: “Wetboek van Vennootschappen en Verenigingen, gemeen recht” (deed in Dutch)
2 more provisions in the deed, see the deed of 12-12-2024

deed of 12-12-2024