Skip to content

Struyf W.

Active
Private limited companyfounded 199729 yrs activeKeizerstraat 6, 8790 Waregem, BelgiumKBO/BCE: BE 0460.235.108
Summary

Struyf W. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,427 and a net result of €430. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch ReportCompare
Struyf W.ActiveChecked score 79/100
Risk analysis ReportCompare

Overview

Activity
Plumbing work
NACE 43221NACE 45332
1 site
Size
€169,737total assets 2025
Equity
€63,427
Profit
€430
Turnover not published (abridged schema)
Financial health
79 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 1 d early0 of 1 deed read
Why 79- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 1.30, cash €708+ Founded in 1997+ Size: total assets €169,737Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Better than 29% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 62=
equity 37.4% of total assets
Liquidity 31-3
short-term debt 41.2% · cash 0.4%
Profitability 46-29
return on assets 0.3%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.6%▼ -3.2% vs 11-2024 01-2025: 0.9%▲ +39.8% vs 12-2024highest value 02-2025: 0.5%▼ -48.1% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%● 0.0% vs 03-2025 05-2025: 0.5%▼ -3.4% vs 04-2025 06-2025: 0.5%● 0.0% vs 05-2025 07-2025: 0.4%▼ -1.1% vs 06-2025 08-2025: 0.4%▼ -0.4% vs 07-2025lowest value 09-2025: 0.4%● 0.0% vs 08-2025lowest value 10-2025: 0.5%▲ +10.6% vs 09-2025 11-2025: 0.5%▼ -0.6% vs 10-2025 12-2025: 0.5%▼ -2.0% vs 11-2025 01-2026: 0.7%▲ +39.1% vs 12-2025 02-2026: 0.5%▼ -28.4% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%▼ -1.3% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%▼ -1.1% vs 06-2026 08-2026: 0.4%▼ -3.2% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.5%▲ +9.6% vs 09-2026
  • Founded in 1997 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Liquidity: current ratio 1.30, cash €708 raises the probability
  • Size: total assets €169,737 lowers the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.45 in 2024; short-term debt: 41.2% and cash: 0.4% of total assets), and 62.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 40%, liquidity 19%, profitability 22%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1997
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 1.30, cash €708
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €169,737
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
on the day
2023
6 d late
2022
on the day
2021
11 d late
2020
16 d late
2019
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Active since 1997founded 21-03-1997 29 years View
  • Total assets 20256 fiscal years filed €169,737 View

By topic

Financials

Fiscal year
2025
Total assets
€169,737
Profit
€430
Solvency
37.4%
Total assets▼ 0.3%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2027
  1. 30-01-2026Annual accounts filed
  2. 31-01-2025Annual accounts filed
  3. 06-02-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
21-03-1997
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure