STRUYF IMMO
ActiveSTRUYF IMMO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €142k and a net result of €10k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability35▼-20
Solvency64=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.02 in 2023), and 57.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
68 d late
2022
11 d early
2021
61 d late
2020
31 d late
2019
117 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€142k▲ 7.4%
2023 · €132k
2018: €29k
2019: €27k
2020: €26k
2021: €25k
2022: €27k
2023: €132k
2018 → 2024
Total assets
€332k▲ 3.2%
2023 · €321k
2018: €211k
2019: €224k
2020: €219k
2021: €214k
2022: €206k
2023: €321k
2018 → 2024
Net result
€10k▼ 32.2%
2023 · €14k
2018: €83
2019: €-2k
2020: €9k
2021: €-995
2022: €10k
2023: €14k
2018 → 2024
Working capital
€-11k
2023 · €3k
2018: €19k
2019: €17k
2020: €18k
2021: €8k
2022: €20k
2023: €3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€25k▼ 3.8%€27k▲ 7.4%€132k▲ 389%€142k▲ 7.4%
Operating result€19k-€10k▼ 44.4%€29k▲ 183%€9k▼ 68.7%€20k▲ 116%
Net result€9k-€-995€10k€14k▲ 47.0%€10k▼ 32.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 116% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €332k
Fixed assets
€202k▲ 8.4%
Current assets
€129k▼ 4.1%
Equity and liabilities €332k
Equity
€142k▲ 7.4%
Provisions
€4k▼ 8.3%
Debt
€185k▲ 0.5%
The debt ratio falls from 57.4% to 55.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€29k▲
2023 · €15k
Cash flow
€19k▼
2023 · €21k
Solvency
42.9%▲
2023 · 41.2%
Current ratio
0.92▼
2023 · 1.02
Quick ratio
0.92▼
2023 · 1.02
Debt / equity
1.30▼
2023 · 1.39
ROE
6.9%▼
2023 · 10.9%
ROA
3.0%▼
2023 · 4.5%
Interest coverage
9.09▲
2023 · 4.76
Debt
€185k▲
2023 · €184k
Debt ≤ 1 year
€140k▲
2023 · €132k
Debt > 1 year
€45k▼
2023 · €53k
Income taxes
€7k▲
2023 · €5k
Staff costs
€26k▼
2023 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€321k€332k▲
Fixed assets21/28€187k€202k▲
Tangible fixed assets22/27€185k€201k▲
Land and buildings22€181k€195k▲
Plant, machinery and equipment23€433€2k▲
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€2k€2k=
Current assets29/58€135k€129k▼
Amounts receivable after more than one year29€6k€3k▼
Other amounts receivable291€6k€3k▼
Amounts receivable within one year40/41€121k€118k▼
Trade receivables40€35k€31k▼
Other amounts receivable41€86k€87k▲
Cash at bank and in hand54/58€320€549▲
Deferred charges and accrued income490/1€8k€8k=
Equity and liabilities
Total equity and liabilities10/49€321k€332k▲
Equity10/15€132k€142k▲
Contributions10/11€6k€6k=
Revaluation surpluses12€103k€103k=
Reserves13€23k€33k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€8k▼
Distributable reserves133€13k€23k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€5k€4k▼
Deferred taxes168€5k€4k▼
Amounts payable17/49€184k€185k▲
Amounts payable after more than one year17€53k€45k▼
Financial debts170/4€53k€45k▼
Amounts payable within one year42/48€132k€140k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€13k€23k▲
Suppliers440/4€13k€23k▲
Advances received on contracts in progress46€86k€93k▲
Taxes, remuneration and social security45€21k€12k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€10k€2k▼
Income statement
Code20232024
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€43k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€60k€57k▼
Operating profit (loss)9901€9k€20k▲
Financial income75/76B€13k€270▼
Recurring financial income75€278€270▼
Non-recurring financial income76B€13k-
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€19k€17k▼
Transfer from deferred taxes780€383€383=
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€14k€10k▼
Transfer from tax-exempt reserves789€745€745=
Profit (loss) for the period to be appropriated9905€15k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€11k▼
Transfer to equity691/2€3k€11k▲
To other reserves6921€3k€11k▲
Profit to be distributed694/7€12k€0▼
Return on contributions (dividend)694€12k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Highest result since 2018net €14k ▲47%
Net result €14k, the highest in the series.
31-12
Financial
Equity above €100kEq €132k ▲389%
2 profitable years in a row build equity to €132k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
31-12
Financial
Weakest financial yearnet €-2k ▼3064%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkplein 78540 DeerlijkGround area
697 m²
Building footprint
279 m²
Volume, LiDAR
1,976 m³
Parcel 34009B0392/00G000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STRUYF IMMO BVBA
since 20062.155.340.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009B0392/00G000 | Flanders | 697 m² | 1 · 279 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COPPER - DOUWES en Co.
BE 0459.457.029
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K-Consilium
BE 0475.667.016
Lo-Reninge · Eq €142k
GAETAN ENGLEBERT
BE 0845.726.271
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ENEXAGO
BE 0442.543.395
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JACOBS CONSTRUCT
BE 0849.859.956
Lier · Eq €142k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-07-2006
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.