STRUYF BV
ActiveSTRUYF BV has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €146k and a net result of €71k. Equity is growing by ~98.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 8.72 against 3.6 in 2023), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.6%
Return on assets
42.7%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
24 d late
2022
31 d late
2021
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€146k▲ 92.9%
2023 · €76k
2021: €17k
2022: €44k
2023: €76k
2021 → 2024
Total assets
€165k▲ 58.4%
2023 · €104k
2021: €27k
2022: €60k
2023: €104k
2021 → 2024
Net result
€71k▲ 116%
2023 · €33k
2021: €14k
2022: €27k
2023: €33k
2021 → 2024
Working capital
€145k▲ 96.9%
2023 · €74k
2021: €17k
2022: €44k
2023: €74k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€17k-€44k▲ 153%€76k▲ 72.5%€146k▲ 92.9%
Operating result€18k-€35k▲ 94.5%€43k▲ 21.2%€89k▲ 107%
Net result€14k-€27k▲ 96.3%€33k▲ 19.3%€71k▲ 116%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 107% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €165k
Fixed assets
€1k▼ 43.6%
Current assets
€164k▲ 60.6%
Equity and liabilities €165k
Equity
€146k▲ 92.9%
Debt
€19k▼ 33.7%
The debt ratio falls from 27.2% to 11.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€90k▲
2023 · €44k
Cash flow
€71k▲
2023 · €33k
Solvency
88.6%▲
2023 · 72.8%
Current ratio
8.72▲
2023 · 3.60
Quick ratio
8.72▲
2023 · 3.60
Debt / equity
0.13▼
2023 · 0.37
ROE
48.2%▲
2023 · 43.1%
ROA
42.7%▲
2023 · 31.4%
Interest coverage
1300.34▲
2023 · 222.33
Debt
€19k▼
2023 · €28k
Debt ≤ 1 year
€19k▼
2023 · €28k
Income taxes
€20k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€104k€165k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€102k€164k▲
Amounts receivable within one year40/41€27k€139k▲
Trade receivables40€27k€46k▲
Other amounts receivable41-€93k
Cash at bank and in hand54/58€74k€24k▼
Deferred charges and accrued income490/1€1k€948▼
Equity and liabilities
Total equity and liabilities10/49€104k€165k▲
Equity10/15€76k€146k▲
Contributions10/11€5k€5k=
Reserves13€71k€141k▲
Distributable reserves133€71k€141k▲
Amounts payable17/49€28k€19k▼
Amounts payable within one year42/48€28k€19k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€24k€14k▼
Taxes450/3€24k€14k▼
Other amounts payable47/48€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€666€946▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€50k€91k▲
Operating profit (loss)9901€43k€89k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€196€69▼
Recurring financial charges65€196€69▼
Profit (loss) for the period before taxes9903€43k€90k▲
Income taxes67/77€10k€20k▲
Profit (loss) for the period9904€33k€71k▲
Profit (loss) for the period to be appropriated9905€33k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€71k▲
Transfer to equity691/2€32k€71k▲
To other reserves6921€32k€71k▲
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2021net €71k ▲116%
Operating result €89k, net result €71k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.72
Current ratio from 3.60 to 8.72; short-term debt falls from €28k to €19k.
31-12
Financial
Equity above €100kEq €146k ▲92.9%
4 profitable years in a row build equity to €146k.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenlei 762590 BerlaarGround area
1,212 m²
Building footprint
157 m²
Volume, LiDAR
1,056 m³
Parcel 12002A0329/00S002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STRUYF BV
since 20212.313.746.740
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002A0329/00S002 | Flanders | 1,212 m² | 1 · 157 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 6,495 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2021
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.