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Struyf Building

Active
Private limited companyfounded 196957 yrs activeVierselbaan 12, 2240 Zandhoven, BelgiumKBO/BCE: BE 0406.115.244
Summary

Struyf Building has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €1,153. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 2412 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
Struyf BuildingActiveChecked score 69/100
Risk analysis ReportCompare

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
#2 oldest company in Zandhoven, Construction sector1 site
How big
€2.6mtotal assets 2025
Staff
9.8 FTE
Equity
€1.4m
Profit
€1,153
Turnover not published (abridged schema)
Financially healthy?
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Who decides
Accounts 31 d early0 of 4 deeds read
Why 69- Sector Construction of residential and non-residential buildings (NACE 41)- Liquidity: current ratio 1.93, cash €174,434, halved+ Founded in 1969+ Equity €1.4m (52.2% of total assets)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 41% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 77+1
equity 52.2% of total assets
Liquidity 41-37
short-term debt 37.5% · cash 6.7%
Profitability 56-35
return on assets 0.0%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,149 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▼ -4.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +1.7% vs 03-2025 05-2025: 0.1%▲ +3.3% vs 04-2025 06-2025: 0.1%▼ -2.4% vs 05-2025 07-2025: 0.1%▲ +12.1% vs 06-2025 08-2025: 0.1%▼ -42.4% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%▲ +3.8% vs 03-2026 05-2026: 0.1%▲ +3.6% vs 04-2026 06-2026: 0.1%▼ -3.5% vs 05-2026 07-2026: 0.7%▲ +692% vs 06-2026highest value 08-2026: 0.7%● 0.0% vs 07-2026highest value 09-2026: 0.7%● 0.0% vs 08-2026highest value 10-2026: 0.7%● 0.0% vs 09-2026highest value
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Liquidity: current ratio 1.93, cash €174,434, halved raises the probability
  • Founded in 1969 lowers the probability for this profile
  • Equity €1.4m (52.2% of total assets) lowers the probability
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.9 in 2024; short-term debt: 37.5% and cash: 6.7% of total assets), and 47.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 60%, liquidity 38%, profitability 31%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 1.93, cash €174,434, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1969
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €1.4m (52.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
28 d early
2023
34 d early
2022
31 d early
2021
30 d late
2020
24 d early
2019
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Highest result since 2018net €479,078 ▲114%

Key points

  • Caution: Result fell in 2025from €479,078 to €1,153 ▼ 99.8% View
  • Positive: Oldest company in Zandhoven, Construction sectorin the Checked rankings #2 View
  • Positive: 5 profitable years in a rowprofit 2025: €1,153 5 years View
  • Active since 1969founded 01-01-1969 57 years View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.6m
Profit
€1,153
Solvency
52.2%
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 03-07-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
01-01-1969
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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